Personal loans in Weatherly, PA
For a borrower among the roughly 2,551 residents of Weatherly, a personal loan is a tool whose cost turns on the terms, not the address. The trend for Weatherly between 2020 and 2023 is upward by roughly 0.2%.
At about 2,551 residents, Weatherly is larger than roughly 64% of the places in Pennsylvania. If debt is already a strain, a nonprofit credit counsellor can help Weatherly residents before they take on more. For the 2,551 people in Weatherly, Pennsylvania runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. For a bigger market, look to Nesquehoning, PA about 4 miles away.
Borrowing in Weatherly: the local picture
Only a few things actually differ by place — population, area, location, and the Pennsylvania rules a lender must follow — and they are below.
- Population: the Census counts 2,551 residents in Weatherly (Vintage 2023 subcounty estimate), the 367th-largest figure among Pennsylvania's 1,013 places.
- Population trend: A rise of about 0.2% from 2020 to 2023.
- Net change: roughly 4 more people than the 2020 Census counted.
- Size percentile: Weatherly sits ahead of around 64% of Pennsylvania places, at 2,551 people.
- Population density: about 856 people per square mile (Census land area 3.0 sq mi).
- Land area: Weatherly covers 3.0 square miles, the 127th-largest area among Pennsylvania's 1,013 places.
- Share of state population: Weatherly's 2,551 residents are about 0.0% of Pennsylvania.
- National rank: Weatherly is the 6,779th most populous of the 19,457 Census places covered here.
- Growth in Pennsylvania: Weatherly stands 201st by percentage change from 2020 to 2023, among 1,013 places.
- Against the state trend: Weatherly's 0.2% change compares with a Pennsylvania average of -0.9% across its 1,013 places.
- Density rank: Weatherly is the 762nd most densely settled place in Pennsylvania.
- Density in context: Weatherly's 856 people per square mile sit against a Pennsylvania median of 1,990.
- Location: coordinates 40.9420, -75.8209 (US Census Bureau Gazetteer).
- Nearest larger cities: Nesquehoning (4 mi); Jim Thorpe (6 mi); Freeland (7 mi); Hazleton (8 mi); Summit Hill (8 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller towns nearby: Beaver Meadows (5 mi); Jeddo (5 mi); White Haven (8 mi).
- Smaller neighbours: 105 places smaller than Weatherly sit within 50 miles.
- At 100 miles: 467 larger Census places fall inside that radius.
The anatomy of a Weatherly personal loan
In Weatherly, a small community of about 2,551, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Two numbers drive a Weatherly loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Weatherly loan is knowable in advance — unlike a revolving card balance.
The geography behind Weatherly
Weatherly's land area is roughly 3.0 square miles, and the Gazetteer records no significant water area within it. That land carries about 856 people per square mile. The state's population centre of gravity, Philadelphia, is roughly 74 miles away. A 50-mile radius around Weatherly takes in 105 places that are larger. By land area it ranks 127th of 1,013 Pennsylvania places.
Before you apply in Weatherly
For Weatherly's roughly 2,551 residents, these are the steps that most influence the offer:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Shop at least three lenders and judge them on APR and total cost.
- Verify the lender's Pennsylvania licence with the regulator listed on this page.
- Pick the shortest term whose payment you can comfortably afford.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Decide the purpose and how you will repay it before approaching any lender.
In Weatherly as elsewhere in Pennsylvania, the written terms — not the advertisement — are what count for its 2,551 residents.
Which Pennsylvania laws govern a loan in Weatherly
These are Pennsylvania's sourced lending facts as they reach Weatherly's 2,551 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Payday lending status | No separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted. Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Discount Company Act license required for non-mortgage consumer loans above 6%; licensed lenders may charge up to 24% on loans of $25,000 or less. Source says: "A consumer discount company is a business corporation that negotiates or makes non-mortgage loans or advances of money on credit." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
Getting a loan in Weatherly
At roughly 856 people per square mile, Weatherly is moderately settled; 105 larger places lie within 50 miles. What is available to Weatherly's 2,551 borrowers is set by Pennsylvania licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Nesquehoning, PA about 4 miles away.
Common questions
What are my options in Weatherly if my credit is poor?
What loan size can I expect in Weatherly?
Do I have to pledge anything to borrow in Weatherly?
Does comparing loans in Weatherly cost me credit score points?
Nearby places
- Nesquehoning, PA — population 3,344
- Jeddo, PA — population 108
- Beaver Meadows, PA — population 896
- Jim Thorpe, PA — population 4,529
- Freeland, PA — population 3,822
- Summit Hill, PA — population 3,134
- White Haven, PA — population 1,178
- Lansford, PA — population 4,145