Personal loans in Beaver Meadows, PA
Over 2020 to 2023, Beaver Meadows recorded almost no population movement. For a borrower among the roughly 896 residents of Beaver Meadows, a personal loan is a tool whose cost turns on the terms, not the address.
Beaver Meadows is one of 1,013 Census places in Pennsylvania; its 896 residents put it at 623rd. The closest larger city is Hazleton, PA about 3 miles away. Lenders active in Beaver Meadows report to a Pennsylvania supervisor, identified in the sourced rows below. If debt is already a strain, a nonprofit credit counsellor can help Beaver Meadows residents before they take on more.
Beaver Meadows: population, trend and location
Two layers matter for a Beaver Meadows borrower: the local population picture and Pennsylvania's consumer-lending statutes.
- Population: 896 — Beaver Meadows ranks 623rd of 1,013 communities in Pennsylvania (US Census Bureau, Vintage 2023).
- Population trend: Steady across the 2020-to-2023 comparison.
- Size percentile: roughly 38% of Pennsylvania's places have fewer residents than Beaver Meadows's 896.
- Density: the Census land area of 0.3 sq mi holds about 3,473 people per square mile.
- Land area: Beaver Meadows covers 0.3 square miles, the 901st-largest area among Pennsylvania's 1,013 places.
- Within Pennsylvania: about 0.0% of the state's population lives in Beaver Meadows.
- National standing: Beaver Meadows ranks 10,706th of 19,457 US places.
- Growth rank: Beaver Meadows's 2020-to-2023 change ranks 226th of 1,013 places in Pennsylvania.
- Versus Pennsylvania: the state average change is -0.9%, while Beaver Meadows moved 0.0%.
- Density rank: Beaver Meadows places 250th among Pennsylvania's places by people per square mile.
- Against the state median: Beaver Meadows runs about 3,473 residents per square mile, where the Pennsylvania median is 1,990.
- Location: 40.9299 / -75.9131, per the US Census Bureau Gazetteer.
- Nearest larger cities: Hazleton (3 mi); McAdoo (5 mi); Weatherly (5 mi); Nesquehoning (6 mi); Freeland (6 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller communities within reach: Jeddo (4 mi); East Side (12 mi); Weissport (13 mi).
- Smaller places within 50 miles: 54 of them.
- At 100 miles: 623 larger Census places fall inside that radius.
What is available to Beaver Meadows borrowers
At roughly 3,473 people per square mile, Beaver Meadows is fairly dense; 163 larger places lie within 50 miles. Whether Beaver Meadows has a local branch or not, a Pennsylvania-licensed lender can serve its 896 people online on the same terms. The nearest bigger place is Hazleton, PA about 3 miles away.
Beaver Meadows's place among Pennsylvania's 1,013 places
Among Pennsylvania's 1,013 places, Beaver Meadows sits at 623rd for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Beaver Meadows stands 226th among Pennsylvania's 1,013 places — roughly the 78th percentile. Its roughly 3,473 residents per square mile place it 250th among Pennsylvania's places. Between 2020 and 2023 the count changed by roughly 0 residents.
Pennsylvania rules behind a Beaver Meadows personal loan
For the roughly 896 residents of Beaver Meadows, the rules below are Pennsylvania's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum maximum for loans of $50,000 or less where no lower rate is contracted (41 P.S. 201(a)). Source says: "the maximum lawful rate of interest for the loan or use of money... shall be six per cent per annum" (Loan Interest and Protection Law, Section 201(a)). | Pennsylvania General Assembly (Laws of Pennsylvania, Act 6 of 1974) as of 2026-09-16 |
| Payday lending status | No separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted. Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
How personal loans work in Beaver Meadows
A Beaver Meadows personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 896 residents. Two numbers drive a Beaver Meadows loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Beaver Meadows loan is knowable in advance — unlike a revolving card balance.
Beaver Meadows: area, density and distance
Beaver Meadows covers about 0.3 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 3,473 residents per square mile. The largest place in Pennsylvania, Philadelphia, lies about 76 miles away. Within 50 miles of Beaver Meadows there are 163 larger Census places. Within the same 50 miles lie 54 smaller Census places.
Common questions
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Nearby places
- Hazleton, PA — population 30,037
- Jeddo, PA — population 108
- McAdoo, PA — population 2,469
- Freeland, PA — population 3,822
- Weatherly, PA — population 2,551
- Lansford, PA — population 4,145
- Nesquehoning, PA — population 3,344
- Coaldale, PA — population 2,427