Personal loans in Beaver Meadows, PA

Over 2020 to 2023, Beaver Meadows recorded almost no population movement. For a borrower among the roughly 896 residents of Beaver Meadows, a personal loan is a tool whose cost turns on the terms, not the address.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Beaver Meadows is one of 1,013 Census places in Pennsylvania; its 896 residents put it at 623rd. The closest larger city is Hazleton, PA about 3 miles away. Lenders active in Beaver Meadows report to a Pennsylvania supervisor, identified in the sourced rows below. If debt is already a strain, a nonprofit credit counsellor can help Beaver Meadows residents before they take on more.

Beaver Meadows: population, trend and location

Two layers matter for a Beaver Meadows borrower: the local population picture and Pennsylvania's consumer-lending statutes.

What is available to Beaver Meadows borrowers

At roughly 3,473 people per square mile, Beaver Meadows is fairly dense; 163 larger places lie within 50 miles. Whether Beaver Meadows has a local branch or not, a Pennsylvania-licensed lender can serve its 896 people online on the same terms. The nearest bigger place is Hazleton, PA about 3 miles away.

Beaver Meadows's place among Pennsylvania's 1,013 places

Among Pennsylvania's 1,013 places, Beaver Meadows sits at 623rd for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Beaver Meadows stands 226th among Pennsylvania's 1,013 places — roughly the 78th percentile. Its roughly 3,473 residents per square mile place it 250th among Pennsylvania's places. Between 2020 and 2023 the count changed by roughly 0 residents.

Pennsylvania rules behind a Beaver Meadows personal loan

For the roughly 896 residents of Beaver Meadows, the rules below are Pennsylvania's own; each row carries its publisher and retrieval date.

RuleDetailSource
State lending regulatorPennsylvania Department of Banking and Securities (DoBS)
Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania."
Pennsylvania Department of Banking and Securities
as of 2026-09-16
Maximum legal interest rate (usury cap)6% per annum maximum for loans of $50,000 or less where no lower rate is contracted (41 P.S. 201(a)).
Source says: "the maximum lawful rate of interest for the loan or use of money... shall be six per cent per annum" (Loan Interest and Protection Law, Section 201(a)).
Pennsylvania General Assembly (Laws of Pennsylvania, Act 6 of 1974)
as of 2026-09-16
Payday lending statusNo separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted.
Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023).
Pennsylvania Department of Banking and Securities
as of 2026-09-16

How personal loans work in Beaver Meadows

A Beaver Meadows personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 896 residents. Two numbers drive a Beaver Meadows loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Beaver Meadows loan is knowable in advance — unlike a revolving card balance.

Beaver Meadows: area, density and distance

Beaver Meadows covers about 0.3 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 3,473 residents per square mile. The largest place in Pennsylvania, Philadelphia, lies about 76 miles away. Within 50 miles of Beaver Meadows there are 163 larger Census places. Within the same 50 miles lie 54 smaller Census places.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Beaver Meadows if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Beaver Meadows is the same as anywhere in Pennsylvania.
What loan size can I expect in Beaver Meadows?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Beaver Meadows?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Beaver Meadows cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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