Personal loans in Nesquehoning, PA
Every figure below is Pennsylvania's own, applied to Nesquehoning's 3,344 residents, with the publisher and retrieval date attached.
In Nesquehoning, one of 1,013 Census places in Pennsylvania, the figure to compare across lenders is the APR, not the advertised rate. With 3,344 residents, Nesquehoning outranks about 72% of the communities in Pennsylvania. The 2020 count to the 2023 estimate shows about 0.1% growth in Nesquehoning. Read the disclosure for an origination fee and any prepayment penalty before signing in Nesquehoning. The next larger city is Jim Thorpe, PA about 3 miles away.
Borrowing in Nesquehoning: the local picture
Most of what governs a Nesquehoning loan is written in Pennsylvania law rather than in the city; the sourced notes below make that split concrete.
- Population: 3,344 — Nesquehoning ranks 288th of 1,013 communities in Pennsylvania (US Census Bureau, Vintage 2023).
- Population trend: Roughly 0.1% more residents than the 2020 Census counted.
- Net change: roughly 5 more people than the 2020 Census counted.
- Size percentile: roughly 72% of Pennsylvania places rank below Nesquehoning.
- Population density: about 158 people per square mile (Census land area 21.2 sq mi).
- By land area: Nesquehoning ranks 10th among Pennsylvania's 1,013 places, at 21.2 sq mi.
- Water area rank: Nesquehoning ranks 23rd among Pennsylvania's 1,013 places, with 0.39 sq mi.
- State share: roughly 0.1% of Pennsylvania's residents live in Nesquehoning (3,344 people).
- Nationally: Nesquehoning is the 5,952nd-largest of 19,457 Census places in the dataset.
- Growth rank: Nesquehoning's 2020-to-2023 change ranks 204th of 1,013 places in Pennsylvania.
- Versus Pennsylvania: the state average change is -0.9%, while Nesquehoning moved 0.1%.
- Density rank: Nesquehoning is the 963rd most densely settled place in Pennsylvania.
- Density in context: Nesquehoning's 158 people per square mile sit against a Pennsylvania median of 1,990.
- Location: latitude 40.8781, longitude -75.8220 (Census Gazetteer).
- Nearest larger cities: Jim Thorpe (3 mi); Lansford (5 mi); Lehighton (7 mi); Tamaqua (7 mi); Hazleton (9 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller communities within reach: Summit Hill (4 mi); Weatherly (4 mi); Beaver Meadows (6 mi).
- Smaller places within 50 miles: 130 of them.
- Larger places within 100 miles: 401.
How Nesquehoning compares across Pennsylvania
Against Pennsylvania's other places, Nesquehoning accounts for about 0.1% of the state's population and ranks 288th of 1,013 by size. On the 2020-to-2023 trend, Nesquehoning stands 204th among Pennsylvania's 1,013 places — roughly the 80th percentile. Its roughly 158 residents per square mile place it 963rd among Pennsylvania's places. Within 50 miles sit 130 smaller Census places, alongside the 83 that are larger.
Where Nesquehoning sits
Nesquehoning's land area is about 21.2 square miles; a further 0.39 square miles is water. The resulting density is about 158 people per square mile. The state's population centre of gravity, Philadelphia, is roughly 70 miles away. A 50-mile radius around Nesquehoning takes in 83 places that are larger. By land area it ranks 10th of 1,013 Pennsylvania places.
What is available to Nesquehoning borrowers
Nesquehoning is a lightly settled community of about 3,344 people, with 83 larger places inside a 50-mile radius. A Pennsylvania licence lets a lender serve Nesquehoning without a local office, so branch density does not change what its 3,344 residents are offered. The nearest bigger place is Jim Thorpe, PA about 3 miles away.
The Pennsylvania lending rules that reach Nesquehoning
The rows below set out what a licensed lender must follow in Pennsylvania, and so for Nesquehoning's roughly 3,344 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Discount Company Act license required for non-mortgage consumer loans above 6%; licensed lenders may charge up to 24% on loans of $25,000 or less. Source says: "A consumer discount company is a business corporation that negotiates or makes non-mortgage loans or advances of money on credit." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Bank rate-cap exemption (state-specific rule) | Pennsylvania state-chartered banks are not subject to state interest-rate caps (Banking Code Sections 303/506 supersede the LIPL 6% cap). Source says: "Pennsylvania law does not impose any restrictions on the interest rate that Pennsylvania state-chartered banks may charge to customers." (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
What a Nesquehoning borrower is actually offered
In Nesquehoning, a small community of about 3,344, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Federal Truth in Lending rules require a Nesquehoning lender to disclose the APR and finance charge before you sign. The term you choose in Nesquehoning decides the split between a comfortable payment and the total interest you pay.
Common questions
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Nearby places
- Jim Thorpe, PA — population 4,529
- Summit Hill, PA — population 3,134
- Weatherly, PA — population 2,551
- Lansford, PA — population 4,145
- Beaver Meadows, PA — population 896
- Coaldale, PA — population 2,427
- Lehighton, PA — population 5,256
- Tamaqua, PA — population 6,917