Personal loans in Washington, IA

Work out your debt-to-income ratio first; lenders weigh it heavily, and Washington's 7,252 residents are no exception. The trend for Washington between 2020 and 2023 is downward by roughly 1.5%. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Washington's 7,252 residents. The nearest larger metro is Mount Pleasant, IA about 24 miles away.

Washington: population, trend and location

Here is the sourced Census picture for Washington, plus the Iowa lending rules that apply to a loan taken out here.

• Population: 7,252 residents; Washington is the 56th-largest of 940 places in Iowa (US Census Bureau, Vintage 2023).
• Population trend: Down about 1.5% from the 2020 Census base to the 2023 estimate.
• People gained or lost: about 109 fewer since the 2020 base.
• Size percentile: with 7,252 residents, Washington is larger than about 94% of Iowa's Census places.
• Land and density: 5.4 square miles of land carry roughly 1,337 residents per square mile.
• By land area: Washington ranks 73rd among Iowa's 940 places, at 5.4 sq mi.
• Within Iowa: about 0.3% of the state's population lives in Washington.
• National rank: Washington sits 3,912th by population among the 19,457 places in this dataset.
• Growth in Iowa: Washington stands 529th by percentage change from 2020 to 2023, among 940 places.
• Against the state trend: Washington's 1.5% change compares with a Iowa average of -0.7% across its 940 places.
• Density in Iowa: Washington ranks 120th by people per square mile.
• Density vs Iowa: Washington's 1,337 people per square mile compare with a state median of 672.
• Location: mapped by the US Census Bureau at 41.2979, -91.6937.
• Nearest larger cities: Mount Pleasant (24 mi); Fairfield (25 mi); Iowa City (26 mi); Coralville (28 mi); North Liberty (31 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller places nearby: West Chester (7 mi); Ainsworth (7 mi); Coppock (9 mi).
• Within a 50-mile radius: 126 smaller Census places.
• At 100 miles: 38 larger Census places fall inside that radius.

Getting a loan in Washington

Washington is moderately settled, with about 1,337 people per square mile and 10 larger places within 50 miles. What is available to Washington's 7,252 borrowers is set by Iowa licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Mount Pleasant, IA about 24 miles away.

Which Iowa laws govern a loan in Washington

This table holds the Iowa rate and licensing rules for consumer loans made to Washington's 7,252 residents.

What a Washington borrower is actually offered

Washington is a small town of about 7,252 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The APR tracks your credit score rather than Washington's rank of 56th in Iowa: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Washington loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Where Washington sits in Iowa

Against Iowa's other places, Washington accounts for about 0.3% of the state's population and ranks 56th of 940 by size. For population change between 2020 and 2023, Washington ranks 529th of 940 in Iowa (about the 44th percentile). Its roughly 1,337 residents per square mile place it 120th among Iowa's places. In land area, Washington ranks 73rd among Iowa's 940 places.

Washington: area, density and distance

The Census Gazetteer records about 5.4 square miles of land within Washington, with no significant water area listed. The resulting density is about 1,337 people per square mile. For the state's biggest city, Des Moines, the distance is roughly 101 miles. Counting outward 50 miles, 10 larger communities surround Washington. By land area it ranks 73rd of 940 Iowa places.