Personal loans in Coppock, IA
The Census estimates 36 residents in Coppock, which ranks it 916th of 940 places in Iowa. Coppock is a small community of about 36 residents, and a personal loan taken out here is governed by Iowa statute.
Compare APR, not the interest rate, because the APR folds in most fees on a Coppock loan. Which products a lender may offer to Coppock's 36 residents follows from the Iowa consumer-lending framework. Population in Coppock dropped about 2.7% over the three years from 2020 to 2023. The next larger city is Wayland, IA about 3 miles away.
Coppock: the sourced local profile
Read the local figures below as context; read the sourced Iowa table as the rulebook a lender here must follow.
- Population: 36 people, a figure that places Coppock 916th among the 940 Census places in Iowa (US Census Bureau, Vintage 2023).
- Population trend: Roughly 2.7% fewer residents than the 2020 Census counted.
- People gained or lost: about 1 fewer since the 2020 base.
- Size percentile: about 3% of Iowa's Census places are smaller than Coppock.
- Density: roughly 156 residents per square mile, spread over 0.2 sq mi of land.
- Land area: Coppock covers 0.2 square miles, the 848th-largest area among Iowa's 940 places.
- State share: roughly 0.0% of Iowa's residents live in Coppock (36 people).
- Nationally: Coppock is the 19,161st-largest of 19,457 Census places in the dataset.
- Growth rank: Coppock's 2020-to-2023 change ranks 774th of 940 places in Iowa.
- State comparison: Iowa's places average -0.7% for 2020-to-2023, against Coppock's 2.7%.
- Density rank: Coppock places 857th among Iowa's places by people per square mile.
- Density in context: Coppock's 156 people per square mile sit against a Iowa median of 672.
- Location: 41.1643, -91.7148 (US Census Bureau Gazetteer).
- Nearest larger cities: Wayland (3 mi); Brighton (6 mi); Pleasant Plain (8 mi); Olds (9 mi); Washington (9 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller places nearby: Granger (50 mi); Arbela (51 mi); Udell (60 mi).
- Within a 50-mile radius: 0 smaller Census places.
- At 100 miles: 515 larger Census places fall inside that radius.
What is available to Coppock borrowers
Coppock is a lightly settled community of about 36 people, with 129 larger places inside a 50-mile radius. Whether Coppock has a local branch or not, a Iowa-licensed lender can serve its 36 people online on the same terms. The nearest larger city, Wayland, IA about 3 miles away.
Coppock: area, density and distance
Coppock's land area is roughly 0.2 square miles, and the Gazetteer records no significant water area within it. With 36 residents, the land area yields roughly 156 people per square mile. The largest place in Iowa, Des Moines, lies about 102 miles away. Within 50 miles of Coppock there are 129 larger Census places. Within the same 50 miles lie 0 smaller Census places.
Iowa rules behind a Coppock personal loan
These are Iowa's sourced lending facts as they reach Coppock's 36 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Iowa Division of Banking (IDOB), Iowa Department of Insurance and Financial Services Source says: "As part of the 2023 state government realignment, the IDOB became part of a new Department of Insurance and Financial Services". | Iowa Division of Banking as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated Loan Act license required (superintendent of banking) Source says: "shall not engage in the business of making loans ... without first obtaining a license from the superintendent of banking". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
| Delayed deposit fee cap | Fee cap: $15 on first $100 of check face amount; $10 on subsequent $100 increments Source says: "fifteen dollars on the first one hundred dollars ... or more than ten dollars on subsequent one hundred dollar increments". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
Coppock in state context
Coppock is the 916th-largest of 940 Census places in Iowa and contains about 0.0% of the state's people. For population change between 2020 and 2023, Coppock ranks 774th of 940 in Iowa (about the 18th percentile). By density, at about 156 people per square mile, it ranks 857th in Iowa. The population moved by about 1 people between 2020 and 2023, a 2.7% shift.
How a Coppock personal loan is priced
In Coppock, a small community of about 36, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. A lender serving Coppock's 36 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Coppock loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Common questions
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Nearby places
- Wayland, IA — population 947
- Brighton, IA — population 589
- Washington, IA — population 7,252
- Pleasant Plain, IA — population 80
- Olds, IA — population 187
- Lockridge, IA — population 240
- Crawfordsville, IA — population 278
- Rome, IA — population 112