Personal loans in Crawfordsville, IA

Crawfordsville, Iowa — home to about 278 people — is a small community, so the terms you are offered follow Iowa law rather than any local rule. Over 2020 to 2023, Crawfordsville recorded almost no population movement.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

At about 278 residents, Crawfordsville is larger than roughly 39% of the places in Iowa. Read the disclosure for an origination fee and any prepayment penalty before signing in Crawfordsville. Every figure below is Iowa's own, applied to Crawfordsville's 278 residents, with the publisher and retrieval date attached. For a bigger market, look to Ainsworth, IA about 5 miles away.

Crawfordsville: the sourced local profile

What follows is Crawfordsville's place in the Census record, alongside the Iowa rules that govern a personal loan made here.

Crawfordsville against the rest of Iowa

Crawfordsville is the 576th-largest of 940 Census places in Iowa and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Crawfordsville stands 243rd among Iowa's 940 places — roughly the 74th percentile. Its roughly 757 residents per square mile place it 416th among Iowa's places. In land area, Crawfordsville ranks 749th among Iowa's 940 places.

What a Crawfordsville borrower is actually offered

Most loans made to Crawfordsville's 278 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Federal Truth in Lending rules require a Crawfordsville lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Crawfordsville loan is knowable in advance — unlike a revolving card balance.

How lenders reach Crawfordsville

With about 757 residents per square mile, Crawfordsville is moderately settled, and 91 larger Census places sit within 50 miles. Distance to a branch rarely matters for Crawfordsville's 278 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Ainsworth, IA about 5 miles away.

Which Iowa laws govern a loan in Crawfordsville

This table holds the Iowa rate and licensing rules for consumer loans made to Crawfordsville's 278 residents.

RuleDetailSource
State lending regulatorIowa Division of Banking (IDOB), Iowa Department of Insurance and Financial Services
Source says: "As part of the 2023 state government realignment, the IDOB became part of a new Department of Insurance and Financial Services".
Iowa Division of Banking
as of 2026-09-16
Payday lending statusPermitted under license (delayed deposit services; must be physically located in Iowa)
Source says: "A person shall not operate a delayed deposit services business in this state unless the person is physically located in this state and licensed by the superintendent".
Iowa Legislature (Iowa Code)
as of 2026-09-16
Small-loan / installment lender licensingRegulated Loan Act license required (superintendent of banking)
Source says: "shall not engage in the business of making loans ... without first obtaining a license from the superintendent of banking".
Iowa Legislature (Iowa Code)
as of 2026-09-16

Land, water and location for Crawfordsville

Crawfordsville's land area is roughly 0.4 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 757 people per square mile. The state's population centre of gravity, Des Moines, is roughly 110 miles away. Crawfordsville has 91 larger places within a 50-mile radius. By land area it ranks 749th of 940 Iowa places.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Crawfordsville if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Crawfordsville is the same as anywhere in Iowa.
What loan size can I expect in Crawfordsville?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Crawfordsville?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Crawfordsville cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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