Personal loans in Washington, AR

Washington is home to roughly 90 people and stands 460th by size out of 500 Census places in Arkansas. Use the calculator on this page to price an amount and term before you commit in Washington. A single loan can carry different costs on either side of a state line, and Washington sits on the Arkansas side of that line. The closest larger city is Hope, AR about 9 miles away.

Borrowing in Washington: the local picture

What follows is Washington's place in the Census record, alongside the Arkansas rules that govern a personal loan made here.

• Population: a Census-estimated 90, 460th among Arkansas's 500 places (Vintage 2023).
• Population trend: The 2020-to-2023 change is negative, near 4.3%.
• Absolute change: 4 residents lost between 2020 and 2023.
• Size percentile: with 90 residents, Washington is larger than about 8% of Arkansas's Census places.
• Population density: about 89 people per square mile (Census land area 1.0 sq mi).
• Land area: Washington covers 1.0 square miles, the 354th-largest area among Arkansas's 500 places.
• Within Arkansas: about 0.0% of the state's population lives in Washington.
• National rank: Washington is 18,315th of 19,457 places nationwide.
• Growth rank: Washington's 2020-to-2023 change ranks 427th of 500 places in Arkansas.
• State comparison: Arkansas's places average +0.3% for 2020-to-2023, against Washington's 4.3%.
• Density in Arkansas: Washington ranks 463rd by people per square mile.
• Against the state median: Washington runs about 89 residents per square mile, where the Arkansas median is 386.
• Location: latitude 33.7729, longitude -93.6833 (Census Gazetteer).
• Nearest larger cities: Hope (9 mi); Blevins (9 mi); Perrytown (10 mi); Tollette (13 mi); Emmet (13 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller places close by: Oakhaven (5 mi); Ozan (6 mi); McCaskill (10 mi).
• Within a 50-mile radius: 9 smaller Census places.
• Larger places within 100 miles: 205.

Getting a loan in Washington

Washington is a sparsely settled community of about 90 people, with 62 larger places inside a 50-mile radius. Whether Washington has a local branch or not, a Arkansas-licensed lender can serve its 90 people online on the same terms. The nearest bigger place is Hope, AR about 9 miles away.

Arkansas consumer-lending rules applied in Washington

Every row below records a Arkansas rule, its publisher and its retrieval date — the same rules a Washington lender must follow.

Steps to take before a Washington loan

Complete these steps first when you borrow in Washington (90 residents):

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Line up several pre-qualified offers and let the APR decide.
4. Confirm the lender holds a Arkansas licence by checking the regulator named above.
5. Read the disclosure for an origination fee and any prepayment penalty before signing.
6. Make sure the new payment leaves room in a budget you already keep.
7. Choose a term you can live with; stretching it lowers the payment but raises total interest.

The process is identical across Arkansas; what changes is your credit file, not the fact that Washington holds 90 people.

Land, water and location for Washington

Inside Washington's boundaries lie about 1.0 square miles of land, with no significant water area recorded. With 90 residents, the land area yields roughly 89 people per square mile. The state's population centre of gravity, Little Rock, is roughly 100 miles away. Washington has 62 larger places within a 50-mile radius. The 100-mile radius contains 205 larger places.

Washington's place among Arkansas's 500 places

Against Arkansas's other places, Washington accounts for about 0.0% of the state's population and ranks 460th of 500 by size. On the 2020-to-2023 trend, Washington stands 427th among Arkansas's 500 places — roughly the 15th percentile. Its roughly 89 residents per square mile place it 463rd among Arkansas's places. Between 2020 and 2023 the count changed by roughly 4 residents.