Personal loans in Blevins, AR

Two households in Blevins with comparable incomes can still be offered different rates; the city's 277 residents are not the reason. From the 2020 Census base to the 2023 estimate, the population declined by about 3.1%.

By the Personalloaner Editorial Team · Last updated 2026-09-16

Compare loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

With an estimated 277 residents, Blevins is the 335th-largest of 500 places in Arkansas. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Blevins loan. Which products a lender may offer to Blevins's 277 residents follows from the Arkansas consumer-lending framework. The next larger city is Delight, AR about 12 miles away.

Blevins: the sourced local profile

Two layers matter for a Blevins borrower: the local population picture and Arkansas's consumer-lending statutes.

Borrowing reach in Blevins

With about 279 residents per square mile, Blevins is lightly settled, and 39 larger Census places sit within 50 miles. What is available to Blevins's 277 borrowers is set by Arkansas licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Delight, AR about 12 miles away.

Blevins in state context

Against Arkansas's other places, Blevins accounts for about 0.0% of the state's population and ranks 335th of 500 by size. On the 2020-to-2023 trend, Blevins stands 379th among Arkansas's 500 places — roughly the 24th percentile. At about 279 people per square mile, Blevins is the 319th most densely settled place in Arkansas. In land area, Blevins ranks 359th among Arkansas's 500 places.

Where Blevins sits

Inside Blevins's boundaries lie about 1.0 square miles of land, with no significant water area recorded. The resulting density is about 279 people per square mile. Little Rock, the largest place in Arkansas, is about 91 miles from Blevins. Counting outward 50 miles, 39 larger communities surround Blevins. Within the same 50 miles lie 29 smaller Census places.

What Arkansas law requires in Blevins

Arkansas has no separate rate rule for Blevins; the sourced rows below are what reach every lender that serves its 277 people.

RuleDetailSource
State lending regulatorArkansas State Bank Department
Source says: "The Department is charged with regulating state-chartered commercial banks with main offices in Arkansas".		Arkansas State Bank Department
as of 2026-09-16
Maximum legal interest rate (usury cap)17% per annum for loans not made by or to governmental units or by federally insured depository institutions (Amendment 89, effective January 1, 2011)
Source says: "shall not exceed seventeen percent (17%) per annum".		Arkansas Legislature — Arkansas Constitution, Amendment 89, § 3 (proposed by H.J.R. 1004 of 2009)
as of 2026-09-16
Payday lending statusNot permitted — all storefront payday lending eliminated; the Attorney General has worked to eliminate all forms of payday lending since 2008
Source says: "the Attorney General's office has worked to eliminate all forms of payday lending in Arkansas"; "all storefront payday loan operations in Arkansas have been shut down".		Arkansas Attorney General — Consumer Protection Division
as of 2026-09-16

Before you apply in Blevins

Before you hand your details to a lender in Blevins, where the population is near 277:

  1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
  2. Test your amount and term in the personal loan calculator first.
  3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
  4. Make sure the lender appears in the Arkansas regulator's licence list.
  5. Borrow only what the purpose requires, not the maximum you are offered.
  6. Decide the purpose and how you will repay it before approaching any lender.
  7. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.

In Blevins as elsewhere in Arkansas, the written terms — not the advertisement — are what count for its 277 residents.

Compare personal loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Blevins if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Blevins is the same as anywhere in Arkansas.
What loan size can I expect in Blevins?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Blevins?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Blevins cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

Related