Personal loans in Oakhaven, AR

The first question in Oakhaven is not the rate on offer but whether the payment fits; about 66 people live here under Arkansas lending law. A lender that serves Oakhaven operates under Arkansas lending statutes and a Arkansas supervisor. For a community of about 66, the practical step is to compare APR across at least three lenders before committing. A larger market lies at Hope, AR about 5 miles away.

Borrowing in Oakhaven: the local picture

Oakhaven is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: 66 people, a figure that places Oakhaven 479th among the 500 Census places in Arkansas (US Census Bureau, Vintage 2023).
• Population trend: Down about 4.3% from the 2020 Census base to the 2023 estimate.
• Change in people: the 2020-to-2023 comparison is a loss of about 3 residents.
• Size percentile: with 66 residents, Oakhaven is larger than about 4% of Arkansas's Census places.
• Density: the Census land area of 0.0 sq mi holds about 1,435 people per square mile.
• Land area: Oakhaven covers 0.0 square miles, the 500th-largest area among Arkansas's 500 places.
• Share of Arkansas: Oakhaven holds about 0.0% of the state's population, some 66 people.
• National rank: Oakhaven is the 18,728th most populous of the 19,457 Census places covered here.
• Growth rank: Oakhaven's 2020-to-2023 change ranks 433rd of 500 places in Arkansas.
• Against the state trend: Oakhaven's 4.3% change compares with a Arkansas average of +0.3% across its 500 places.
• Density rank: Oakhaven is the 22nd most densely settled place in Arkansas.
• Density vs Arkansas: Oakhaven's 1,435 people per square mile compare with a state median of 386.
• Location: 33.7294, -93.6208 (Census Gazetteer coordinates).
• Nearest larger cities: Hope (5 mi); Washington (5 mi); Perrytown (6 mi); Emmet (9 mi); Blevins (10 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Nearest smaller towns: Ozan (10 mi); McNab (13 mi); McCaskill (13 mi).
• Within a 50-mile radius: 5 smaller Census places.
• Within 100 miles: 220 places are larger than Oakhaven.

Oakhaven in state context

Among Arkansas's 500 places, Oakhaven sits at 479th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Oakhaven ranks 433rd of 500 in Arkansas (about the 13th percentile). By density, at about 1,435 people per square mile, it ranks 22nd in Arkansas. By land area, its 0.0 square miles rank 500th of 500 places in Arkansas.

Which Arkansas laws govern a loan in Oakhaven

Read the table as a lender's compliance picture for Oakhaven: the rule, the sourced figure, the publisher and the date.

Oakhaven on the map

Oakhaven's land area is roughly 0.0 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 1,435 people per square mile. For the state's biggest city, Little Rock, the distance is roughly 100 miles. Within 50 miles of Oakhaven there are 63 larger Census places. The 100-mile radius contains 220 larger places.

How personal loans work in Oakhaven

In Oakhaven, a small community of about 66, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Federal Truth in Lending rules require a Oakhaven lender to disclose the APR and finance charge before you sign. The term you choose in Oakhaven decides the split between a comfortable payment and the total interest you pay.

How lenders reach Oakhaven

Oakhaven is moderately settled, with about 1,435 people per square mile and 63 larger places within 50 miles. A Arkansas licence lets a lender serve Oakhaven without a local office, so branch density does not change what its 66 residents are offered. The nearest larger city, Hope, AR about 5 miles away.