Personal loans in Wann, OK
For a borrower among the roughly 97 residents of Wann, a personal loan is a tool whose cost turns on the terms, not the address. The Census counts 97 people in Wann, the 515th-largest figure among Oklahoma's 590 places.
From the 2020 Census base to the 2023 estimate, the population rose by about 3.2%. Decide the purpose of the loan and your repayment plan before sharing any details with a Wann lender. The closest larger city is Copan, OK about 7 miles away. Consumer lending that reaches Wann's 97 residents is governed by Oklahoma statute; no city ordinance changes it.
Where Wann stands
The figures below are Wann's own — Census population, land area and coordinates — followed by the Oklahoma rules.
- Population: an estimated 97 residents, 515th of 590 places in Oklahoma (Census Vintage 2023 subcounty estimate).
- Population trend: About 3.2% above the 2020 Census base.
- People gained or lost: about 3 more since the 2020 base.
- Size percentile: about 13% of Oklahoma's Census places are smaller than Wann.
- Population density: about 567 people per square mile (Census land area 0.2 sq mi).
- Land area rank: Wann's 0.2 square miles rank 563rd of 590 places in Oklahoma.
- State share: roughly 0.0% of Oklahoma's residents live in Wann (97 people).
- National standing: Wann ranks 18,191st of 19,457 US places.
- Growth rank: Wann ranks 117th among Oklahoma's 590 places for the 2020-to-2023 change.
- State comparison: Oklahoma's places average +1.3% for 2020-to-2023, against Wann's 3.2%.
- Density rank: Wann places 287th among Oklahoma's places by people per square mile.
- Density vs Oklahoma: Wann's 567 people per square mile compare with a state median of 546.
- Location: 36.9147 / -95.8047, per the US Census Bureau Gazetteer.
- Nearest larger cities: Copan (7 mi); Tyro (9 mi); Caney (10 mi); Lenapah (10 mi); Dewey (11 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Nearest smaller places: Havana (14 mi); Niotaze (16 mi); Liberty (20 mi).
- Smaller neighbours: 13 places smaller than Wann sit within 50 miles.
- Within 100 miles: 303 places are larger than Wann.
What a Wann borrower is actually offered
With roughly 97 residents, Wann is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The rate you see advertised is a range, not a promise, until a lender reviews your file in Wann. Because the payment is fixed, the total cost of a Wann loan is knowable in advance — unlike a revolving card balance.
What Oklahoma law requires in Wann
The rows below set out what a licensed lender must follow in Oklahoma, and so for Wann's roughly 97 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Oklahoma Department of Consumer Credit (OKDOCC) Source says: "The Department is responsible for the regulation of consumer credit sales and consumer loans in the State of Oklahoma." | Oklahoma Department of Consumer Credit as of 2026-09-16 |
| Small-loan / installment lender licensing | Oklahoma Small Lender license required (Oklahoma Department of Consumer Credit); separate license per location; 59 O.S. 3150-3150.27. Source says: "no person shall engage in the business of making small loans... unless the person is licensed by the Department of Consumer Credit" (59 O.S. 3150.2). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
| Small loan rate and principal caps (state-specific rule) | Small loans: interest capped at 17% per month; maximum aggregated principal of $1,500 per customer across all licensees (CPI-adjusted). Source says: "A licensee may only charge and collect a periodic interest rate not to exceed seventeen percent (17%) per month" (59 O.S. 3150.10(B)); max aggregated principal is $1,500 (3150.10(C)). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
How Wann compares across Oklahoma
Set beside Oklahoma's 590 places, Wann ranks 515th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 117th of 590 Oklahoma places, putting it near the 80th percentile for growth. By density, at about 567 people per square mile, it ranks 287th in Oklahoma. Between 2020 and 2023 the count changed by roughly 3 residents.
How lenders reach Wann
At roughly 567 people per square mile, Wann is moderately settled; 61 larger places lie within 50 miles. Whether Wann has a local branch or not, a Oklahoma-licensed lender can serve its 97 people online on the same terms. The nearest bigger place is Copan, OK about 7 miles away.
What to do before borrowing in Wann
Before you hand your details to a lender in Wann, where the population is near 97:
- Pull your credit reports first and correct any error before a lender sees the file.
- Test your amount and term in the personal loan calculator first.
- Get several pre-qualifications and compare APR side by side before choosing.
- Confirm the lender holds a Oklahoma licence by checking the regulator named above.
- Keep the amount to the expense; an approval is not a reason to take more.
- Decide the purpose and how you will repay it before approaching any lender.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
In Wann as elsewhere in Oklahoma, the written terms — not the advertisement — are what count for its 97 residents.
Common questions
What are my options in Wann if my credit is poor?
What loan size can I expect in Wann?
Do I have to pledge anything to borrow in Wann?
Does comparing loans in Wann cost me credit score points?
Nearby places
- Copan, OK — population 729
- Tyro, KS — population 172
- Caney, KS — population 1,732
- Dearing, KS — population 373
- Dewey, OK — population 3,419
- Lenapah, OK — population 278
- Coffeyville, KS — population 8,570
- South Coffeyville, OK — population 684