Personal loans in Coffeyville, KS
Roughly 8,570 residents live in Coffeyville, the 42nd-largest community in Kansas. With roughly 8,570 residents, Coffeyville is a small town, and the lending rules its borrowers live under are written in Kansas, not by the city.
The 2020 count to the 2023 estimate shows about 2.9% decline in Coffeyville. If debt is already a strain, a nonprofit credit counsellor can help Coffeyville residents before they take on more. Lenders active in Coffeyville report to a Kansas supervisor, identified in the sourced rows below. The next larger city is Bartlesville, OK about 26 miles away.
Coffeyville: the sourced local profile
Coffeyville is a small town; the notes below cover its population profile and the statewide rules that apply.
- Population: about 8,570 people live here, which puts Coffeyville 42nd of 625 Census places in Kansas (Vintage 2023).
- Population trend: Roughly 2.9% fewer residents than the 2020 Census counted.
- Change in people: the 2020-to-2023 comparison is a loss of about 260 residents.
- Size percentile: with 8,570 residents, Coffeyville is larger than about 93% of Kansas's Census places.
- Population density: about 905 people per square mile across 9.5 square miles of land (Census Gazetteer area, Vintage 2023 population).
- By land area: Coffeyville ranks 35th among Kansas's 625 places, at 9.5 sq mi.
- State population share: Coffeyville accounts for about 0.4% of everyone in Kansas.
- National rank: Coffeyville sits 3,501st by population among the 19,457 places in this dataset.
- Growth rank: Coffeyville ranks 517th among Kansas's 625 places for the 2020-to-2023 change.
- Versus Kansas: the state average change is -1.0%, while Coffeyville moved 2.9%.
- Density rank: Coffeyville places 256th among Kansas's places by people per square mile.
- Density in context: Coffeyville's 905 people per square mile sit against a Kansas median of 764.
- Location: the Census Gazetteer records it at 37.0327, -95.6516.
- Nearest larger cities: Bartlesville (26 mi); Parsons (30 mi); Miami (44 mi); Collinsville (47 mi); Claremore (50 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller communities close by: Dearing (3 mi); South Coffeyville (3 mi); Liberty (9 mi), each with its own Census population profile.
- Smaller neighbours: 76 places smaller than Coffeyville sit within 50 miles.
- Within 100 miles: 40 places are larger than Coffeyville.
Coffeyville against the rest of Kansas
Against Kansas's other places, Coffeyville accounts for about 0.4% of the state's population and ranks 42nd of 625 by size. On the 2020-to-2023 trend, Coffeyville stands 517th among Kansas's 625 places — roughly the 17th percentile. By density, at about 905 people per square mile, it ranks 256th in Kansas. Within 50 miles sit 76 smaller Census places, alongside the 5 that are larger.
Getting a loan in Coffeyville
With about 905 residents per square mile, Coffeyville is moderately settled, and 5 larger Census places sit within 50 miles. Lenders licensed in Kansas reach Coffeyville's 8,570 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Bartlesville, OK about 26 miles away.
Land, water and location for Coffeyville
The Census Gazetteer records about 9.5 square miles of land within Coffeyville, with no significant water area listed. With 8,570 residents, the land area yields roughly 905 people per square mile. Wichita, the largest place in Kansas, is about 104 miles from Coffeyville. Coffeyville has 5 larger places within a 50-mile radius. Within the same 50 miles lie 76 smaller Census places.
What Kansas law requires in Coffeyville
Below are the Kansas rules that apply to a loan made in Coffeyville, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Kansas Office of the State Bank Commissioner (OSBC) Source says: "The Office of the State Bank Commissioner regulates all state-chartered banks, trust companies, mortgage businesses, supervised lenders, credit service organizations, earned wage access service providers, and money transmitters". | Kansas Office of the State Bank Commissioner as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 15% per annum (general contract-rate ceiling for written instruments) Source says: "may stipulate therein for interest receivable ... at a rate not to exceed 15% per annum unless otherwise specifically authorized by law". | Kansas Office of the Revisor of Statutes as of 2026-09-16 |
| Payday lending status | Permitted under license (payday cash advances of $500 or less; charge capped at 15%) Source says: "a licensed or supervised lender may charge an amount not to exceed 15% of the amount of the cash advance". | Kansas Office of the Revisor of Statutes as of 2026-09-16 |
What shapes a Coffeyville personal loan
In Coffeyville, a small town of about 8,570, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in Coffeyville can be quoted different APRs on the same amount and term. The term you choose in Coffeyville decides the split between a comfortable payment and the total interest you pay.
Common questions
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Nearby places
- Dearing, KS — population 373
- South Coffeyville, OK — population 684
- Liberty, KS — population 95
- Tyro, KS — population 172
- Lenapah, OK — population 278
- Wann, OK — population 97
- Independence, KS — population 8,315
- Delaware, OK — population 267