Personal loans in South Coffeyville, OK

The closest larger city is Coffeyville, KS about 3 miles away. South Coffeyville gained roughly 0.4% in population across the 2020-to-2023 comparison. A single loan can carry different costs on either side of a state line, and South Coffeyville sits on the Oklahoma side of that line. Rate-shopping from South Coffeyville costs nothing at pre-qualification, where a soft pull leaves your credit file alone.

The South Coffeyville data picture

Here is the sourced Census picture for South Coffeyville, plus the Oklahoma lending rules that apply to a loan taken out here.

• Population: 684 — South Coffeyville ranks 265th of 590 communities in Oklahoma (US Census Bureau, Vintage 2023).
• Population trend: The 2020-to-2023 change is positive, near 0.4%.
• People gained or lost: about 3 more since the 2020 base.
• Size percentile: about 55% of Oklahoma communities are smaller than South Coffeyville (684 residents).
• Density: the Census land area of 0.7 sq mi holds about 927 people per square mile.
• Land area rank: South Coffeyville's 0.7 square miles rank 374th of 590 places in Oklahoma.
• State share: roughly 0.0% of Oklahoma's residents live in South Coffeyville (684 people).
• Nationally: South Coffeyville is the 11,890th-largest of 19,457 Census places in the dataset.
• Growth rank: South Coffeyville's 2020-to-2023 change ranks 306th of 590 places in Oklahoma.
• Against the state trend: South Coffeyville's 0.4% change compares with a Oklahoma average of +1.3% across its 590 places.
• Density in Oklahoma: South Coffeyville ranks 130th by people per square mile.
• Density in context: South Coffeyville's 927 people per square mile sit against a Oklahoma median of 546.
• Location: mapped by the US Census Bureau at 36.9921, -95.6218.
• Nearest larger cities: Coffeyville (3 mi); Caney (17 mi); Independence (17 mi); Copan (18 mi); Cherryvale (20 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller communities close by: Dearing (6 mi); Lenapah (10 mi); Wann (11 mi), each with its own Census population profile.
• Smaller places within 50 miles: 54 of them.
• Within 100 miles: 160 places are larger than South Coffeyville.

Lender access in South Coffeyville

South Coffeyville is a moderately settled community of about 684 people, with 33 larger places inside a 50-mile radius. Lenders licensed in Oklahoma reach South Coffeyville's 684 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Coffeyville, KS about 3 miles away.

A pre-application checklist for South Coffeyville

These steps shape the offer you get in South Coffeyville, a place of about 684 people:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Test your amount and term in the personal loan calculator first.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Look the lender up in the Oklahoma regulator's licence records before you sign.
5. Check the disclosure for fees that raise the true cost above the quoted rate.
6. Make sure the new payment leaves room in a budget you already keep.
7. Pick the shortest term whose payment you can comfortably afford.

What differs between South Coffeyville and the rest of Oklahoma is not the process but the borrower's own file, among the 684 people here.

The anatomy of a South Coffeyville personal loan

With roughly 684 residents, South Coffeyville is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than South Coffeyville's rank of 265th in Oklahoma: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a South Coffeyville loan is knowable in advance — unlike a revolving card balance.

South Coffeyville in state context

Against Oklahoma's other places, South Coffeyville accounts for about 0.0% of the state's population and ranks 265th of 590 by size. On the 2020-to-2023 trend, South Coffeyville stands 306th among Oklahoma's 590 places — roughly the 48th percentile. At about 927 people per square mile, South Coffeyville is the 130th most densely settled place in Oklahoma. By land area, its 0.7 square miles rank 374th of 590 places in Oklahoma.

Which Oklahoma laws govern a loan in South Coffeyville

Below are the Oklahoma rules that apply to a loan made in South Coffeyville, each with the regulator that issued it.