Personal loans in Wall, PA
The Census estimates 497 residents in Wall, which ranks it 763rd of 1,013 places in Pennsylvania. A 2020-to-2023 comparison shows Wall down by about 3.7%.
In Wall, one of 1,013 Census places in Pennsylvania, the figure to compare across lenders is the APR, not the advertised rate. State law, not city hall, decides what a lender may do to Wall's roughly 497 residents, and a state regulator supervises it. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Wall loan. Borrowers who want a bigger city can look to Pitcairn, PA about 1 miles away.
What the Census records for Wall
Read the local figures below as context; read the sourced Pennsylvania table as the rulebook a lender here must follow.
- Population: an estimated 497 residents, 763rd of 1,013 places in Pennsylvania (Census Vintage 2023 subcounty estimate).
- Population trend: Down about 3.7% from the 2020 Census base to the 2023 estimate.
- Absolute change: 19 residents lost between 2020 and 2023.
- Size percentile: Wall sits ahead of around 25% of Pennsylvania places, at 497 people.
- Population density: about 1,137 people per square mile (Census land area 0.4 sq mi).
- Land area rank: Wall's 0.4 square miles rank 784th of 1,013 places in Pennsylvania.
- State population share: Wall accounts for about 0.0% of everyone in Pennsylvania.
- National standing: Wall ranks 13,199th of 19,457 US places.
- Growth rank: Wall's 2020-to-2023 change ranks 943rd of 1,013 places in Pennsylvania.
- State comparison: Pennsylvania's places average -0.9% for 2020-to-2023, against Wall's 3.7%.
- Density in Pennsylvania: Wall ranks 688th by people per square mile.
- Density vs Pennsylvania: Wall's 1,137 people per square mile compare with a state median of 1,990.
- Location: 40.3916, -79.7859 (US Census Bureau Gazetteer).
- Nearest larger cities: Pitcairn (1 mi); East McKeesport (1 mi); Wilmerding (1 mi); Trafford (2 mi); Turtle Creek (2 mi). Online lenders reach Wall no matter how far the nearest branch is.
- Smaller communities close by: Adamsburg (9 mi); West Elizabeth (10 mi); Arona (11 mi), each with its own Census population profile.
- Within a 50-mile radius: 88 smaller Census places.
- At 100 miles: 475 larger Census places fall inside that radius.
The state rulebook for Wall
These are Pennsylvania's sourced lending facts as they reach Wall's 497 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Bank rate-cap exemption (state-specific rule) | Pennsylvania state-chartered banks are not subject to state interest-rate caps (Banking Code Sections 303/506 supersede the LIPL 6% cap). Source says: "Pennsylvania law does not impose any restrictions on the interest rate that Pennsylvania state-chartered banks may charge to customers." (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum maximum for loans of $50,000 or less where no lower rate is contracted (41 P.S. 201(a)). Source says: "the maximum lawful rate of interest for the loan or use of money... shall be six per cent per annum" (Loan Interest and Protection Law, Section 201(a)). | Pennsylvania General Assembly (Laws of Pennsylvania, Act 6 of 1974) as of 2026-09-16 |
How a Wall personal loan is priced
With roughly 497 residents, Wall is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Wall can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Wall loan but raises total interest, so the smallest payment is not the cheapest loan.
What is available to Wall borrowers
Wall is moderately settled, with about 1,137 people per square mile and 232 larger places within 50 miles. Whether Wall has a local branch or not, a Pennsylvania-licensed lender can serve its 497 people online on the same terms. The nearest bigger place is Pitcairn, PA about 1 miles away.
Wall against the rest of Pennsylvania
Within Pennsylvania, Wall holds roughly 0.0% of all residents, the 763rd-largest share among 1,013 places. For population change between 2020 and 2023, Wall ranks 943rd of 1,013 in Pennsylvania (about the 7th percentile). By density, at about 1,137 people per square mile, it ranks 688th in Pennsylvania. Within 50 miles sit 88 smaller Census places, alongside the 232 that are larger.
Wall: area, density and distance
The Census Gazetteer records about 0.4 square miles of land within Wall, with no significant water area listed. The resulting density is about 1,137 people per square mile. For the state's biggest city, Philadelphia, the distance is roughly 247 miles. Counting outward 50 miles, 232 larger communities surround Wall. The 100-mile radius contains 475 larger places.
Common questions
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Nearby places
- Pitcairn, PA — population 2,987
- East McKeesport, PA — population 1,992
- Wilmerding, PA — population 1,715
- Trafford, PA — population 3,243
- Turtle Creek, PA — population 4,929
- Monroeville, PA — population 27,974
- East Pittsburgh, PA — population 1,855
- White Oak, PA — population 7,346