Personal loans in East McKeesport, PA
Two households in East McKeesport with comparable incomes can still be offered different rates; the city's 1,992 residents are not the reason. Begin with the payment, then weigh APR and total interest across the lenders that reach East McKeesport's 1,992 residents. East McKeesport is one of 1,013 Census places in Pennsylvania; its 1,992 residents put it at 429th. Every figure below is Pennsylvania's own, applied to East McKeesport's 1,992 residents, with the publisher and retrieval date attached. East McKeesport lost roughly 3.8% of its population across the 2020-to-2023 comparison. Borrowers who want a bigger city can look to Turtle Creek, PA about 2 miles away.
What the Census records for East McKeesport
Set out below is East McKeesport's local context next to the state-level rules that reach every lender here.
- Population: about 1,992 people live here, which puts East McKeesport 429th of 1,013 Census places in Pennsylvania (Vintage 2023).
- Population trend: A drop of about 3.8% from 2020 to 2023.
- People gained or lost: about 79 fewer since the 2020 base.
- Size percentile: East McKeesport's 1,992 people outrank roughly 58% of the places in Pennsylvania.
- Land and density: 0.4 square miles of land carry roughly 4,823 residents per square mile.
- Land area rank: East McKeesport's 0.4 square miles rank 802nd of 1,013 places in Pennsylvania.
- Share of state population: East McKeesport's 1,992 residents are about 0.0% of Pennsylvania.
- National rank: East McKeesport is the 7,643rd most populous of the 19,457 Census places covered here.
- Growth in Pennsylvania: East McKeesport stands 988th by percentage change from 2020 to 2023, among 1,013 places.
- Versus Pennsylvania: the state average change is -0.9%, while East McKeesport moved 3.8%.
- Density rank: East McKeesport places 127th among Pennsylvania's places by people per square mile.
- Density in context: East McKeesport's 4,823 people per square mile sit against a Pennsylvania median of 1,990.
- Location: 40.3848, -79.8074 (US Census Bureau Gazetteer).
- Nearest larger cities: Turtle Creek (2 mi); Pitcairn (2 mi); Duquesne (2 mi); Trafford (3 mi); North Braddock (3 mi). Larger metros often have more branches, but online lenders reach East McKeesport on the same terms.
- Smaller towns nearby: Wilmerding (1 mi); Wall (1 mi); East Pittsburgh (2 mi).
- Smaller places within 50 miles: 199 of them.
- Larger places within 100 miles: 239.
The Pennsylvania lending rules that reach East McKeesport
Pennsylvania has no separate rate rule for East McKeesport; the sourced rows below are what reach every lender that serves its 1,992 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum maximum for loans of $50,000 or less where no lower rate is contracted (41 P.S. 201(a)). Source says: "the maximum lawful rate of interest for the loan or use of money... shall be six per cent per annum" (Loan Interest and Protection Law, Section 201(a)). | Pennsylvania General Assembly (Laws of Pennsylvania, Act 6 of 1974) as of 2026-09-16 |
| Payday lending status | No separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted. Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
East McKeesport's place among Pennsylvania's 1,013 places
East McKeesport is the 429th-largest of 1,013 Census places in Pennsylvania and contains about 0.0% of the state's people. On the 2020-to-2023 trend, East McKeesport stands 988th among Pennsylvania's 1,013 places — roughly the 2th percentile. Its roughly 4,823 residents per square mile place it 127th among Pennsylvania's places. Within 50 miles sit 199 smaller Census places, alongside the 127 that are larger.
A practical checklist for East McKeesport borrowers
Before you apply in East McKeesport, a community of about 1,992, work through these steps:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Use the loan calculator to test the payment on your intended amount and term.
- Line up several pre-qualified offers and let the APR decide.
- Make sure the lender appears in the Pennsylvania regulator's licence list.
- Keep the amount to the expense; an approval is not a reason to take more.
- Write down the purpose of the loan and your repayment plan before you apply.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
In East McKeesport as elsewhere in Pennsylvania, the written terms — not the advertisement — are what count for its 1,992 residents.
Getting a loan in East McKeesport
East McKeesport is fairly dense, with about 4,823 people per square mile and 127 larger places within 50 miles. A Pennsylvania licence lets a lender serve East McKeesport without a local office, so branch density does not change what its 1,992 residents are offered. For a larger market, the closest option is Turtle Creek, PA about 2 miles away.
East McKeesport on the map
East McKeesport's land area is roughly 0.4 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 4,823 residents per square mile. For the state's biggest city, Philadelphia, the distance is roughly 248 miles. East McKeesport has 127 larger places within a 50-mile radius. Within the same 50 miles lie 199 smaller Census places.
Common questions
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Nearby places
- Wilmerding, PA — population 1,715
- Wall, PA — population 497
- Turtle Creek, PA — population 4,929
- East Pittsburgh, PA — population 1,855
- Pitcairn, PA — population 2,987
- Chalfant, PA — population 719
- Duquesne, PA — population 5,072
- White Oak, PA — population 7,346