Personal loans in Monroeville, PA
State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Monroeville's 27,974 residents. An estimated 27,974 people make their home in Monroeville, a figure that ranks 19th in Pennsylvania.
For a borrower among the roughly 27,974 residents of Monroeville, a personal loan is a tool whose cost turns on the terms, not the address. From the 2020 Census base to the 2023 estimate, the population declined by about 2.3%. Rate-shopping from Monroeville costs nothing at pre-qualification, where a soft pull leaves your credit file alone. The nearest larger metro is Pittsburgh, PA about 11 miles away.
Where Monroeville stands
Read the local figures below as context; read the sourced Pennsylvania table as the rulebook a lender here must follow.
- Population: an estimated 27,974 residents, 19th of 1,013 places in Pennsylvania (Census Vintage 2023 subcounty estimate).
- Population trend: A loss of roughly 2.3% between 2020 and 2023.
- Net change: roughly 670 fewer people than the 2020 Census counted.
- Size percentile: roughly 98% of Pennsylvania's places have fewer residents than Monroeville's 27,974.
- Density: roughly 1,419 residents per square mile, spread over 19.7 sq mi of land.
- Land area: Monroeville covers 19.7 square miles, the 11th-largest area among Pennsylvania's 1,013 places.
- State population share: Monroeville accounts for about 0.5% of everyone in Pennsylvania.
- Nationally: Monroeville is the 1,401st-largest of 19,457 Census places in the dataset.
- Growth rank: Monroeville's 2020-to-2023 change ranks 734th of 1,013 places in Pennsylvania.
- State comparison: Pennsylvania's places average -0.9% for 2020-to-2023, against Monroeville's 2.3%.
- Density in Pennsylvania: Monroeville ranks 620th by people per square mile.
- Against the state median: Monroeville runs about 1,419 residents per square mile, where the Pennsylvania median is 1,990.
- Location: 40.4263 / -79.7614, per the US Census Bureau Gazetteer.
- Nearest larger cities: Pittsburgh (11 mi); Bethel Park (16 mi); Morgantown (55 mi); Youngstown (66 mi); Altoona (72 mi). A branch is convenient; it is not what sets your APR.
- Smaller communities close by: Pitcairn (2 mi); Wall (3 mi); Trafford (3 mi), each with its own Census population profile.
- Smaller neighbours: 325 places smaller than Monroeville sit within 50 miles.
- Within 100 miles: 8 places are larger than Monroeville.
What is available to Monroeville borrowers
Monroeville is a moderately settled community of about 27,974 people, with 2 larger places inside a 50-mile radius. A Pennsylvania licence lets a lender serve Monroeville without a local office, so branch density does not change what its 27,974 residents are offered. The nearest bigger place is Pittsburgh, PA about 11 miles away.
What Pennsylvania law requires in Monroeville
These are Pennsylvania's sourced lending facts as they reach Monroeville's 27,974 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Discount Company Act license required for non-mortgage consumer loans above 6%; licensed lenders may charge up to 24% on loans of $25,000 or less. Source says: "A consumer discount company is a business corporation that negotiates or makes non-mortgage loans or advances of money on credit." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Bank rate-cap exemption (state-specific rule) | Pennsylvania state-chartered banks are not subject to state interest-rate caps (Banking Code Sections 303/506 supersede the LIPL 6% cap). Source says: "Pennsylvania law does not impose any restrictions on the interest rate that Pennsylvania state-chartered banks may charge to customers." (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
Monroeville on the map
Monroeville's land area is roughly 19.7 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 1,419 people per square mile. The largest place in Pennsylvania, Philadelphia, lies about 246 miles away. Within 50 miles of Monroeville there are 2 larger Census places. By land area it ranks 11th of 1,013 Pennsylvania places.
Monroeville against the rest of Pennsylvania
Among Pennsylvania's 1,013 places, Monroeville sits at 19th for population, a share of roughly 0.5% of the state. For population change between 2020 and 2023, Monroeville ranks 734th of 1,013 in Pennsylvania (about the 28th percentile). By density, at about 1,419 people per square mile, it ranks 620th in Pennsylvania. In land area, Monroeville ranks 11th among Pennsylvania's 1,013 places.
Steps to take before a Monroeville loan
Before you apply in Monroeville, a community of about 27,974, work through these steps:
- Start with the credit file: order the reports, fix the errors, then apply.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Get several pre-qualifications and compare APR side by side before choosing.
- Check the Pennsylvania regulator's records to confirm the lender is licensed here.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Keep the amount to the expense; an approval is not a reason to take more.
- Decide the purpose and how you will repay it before approaching any lender.
None of these steps is Monroeville-specific: the same Pennsylvania licensing and disclosure rules reach all 27,974 residents.
Common questions
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What loan size can I expect in Monroeville?
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Nearby places
- Pitcairn, PA — population 2,987
- Trafford, PA — population 3,243
- Wall, PA — population 497
- Wilmerding, PA — population 1,715
- East McKeesport, PA — population 1,992
- Turtle Creek, PA — population 4,929
- Plum, PA — population 26,391
- Chalfant, PA — population 719