Personal loans in Wales, AK

The roughly 162 people who live in Wales borrow under Alaska rules; city hall sets no personal-loan rate. For the 162 people in Wales, Alaska runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Judge Wales offers on total cost, not on how quickly the money arrives. Borrowers who want a bigger city can look to Brevig Mission, AK about 48 miles away.

Wales: the sourced local profile

Two layers matter for a Wales borrower: the local population picture and Alaska's consumer-lending statutes.

• Population: a Census-estimated 162, 114th among Alaska's 149 places (Vintage 2023).
• Population trend: Lower by roughly 3.0% since the 2020 count.
• Net change: roughly 5 fewer people than the 2020 Census counted.
• Size percentile: Wales sits ahead of around 23% of Alaska places, at 162 people.
• Population density: about 72 people per square mile (Census land area 2.2 sq mi).
• Land area: Wales covers 2.2 square miles, the 125th-largest area among Alaska's 149 places.
• Water area rank: Wales ranks 123rd among Alaska's 149 places, with 0.06 sq mi.
• Within Alaska: about 0.0% of the state's population lives in Wales.
• National rank: Wales sits 17,101st by population among the 19,457 places in this dataset.
• Growth in Alaska: Wales stands 45th by percentage change from 2020 to 2023, among 149 places.
• Versus Alaska: the state average change is -3.1%, while Wales moved 3.0%.
• Density rank: Wales is the 63rd most densely settled place in Alaska.
• Against the state median: Wales runs about 72 residents per square mile, where the Alaska median is 40.
• Location: 65.6132 / -168.0683, per the US Census Bureau Gazetteer.
• Nearest larger cities: Brevig Mission (48 mi); Teller (55 mi); Shishmaref (70 mi); Nome (109 mi). Online lenders reach Wales no matter how far the nearest branch is.
• Nearest smaller places: Diomede (26 mi).
• Smaller places within 50 miles: 1 of them.
• Larger places within 100 miles: 3.

Getting a loan in Wales

At roughly 72 people per square mile, Wales is sparsely settled; 1 larger places lie within 50 miles. A Alaska licence lets a lender serve Wales without a local office, so branch density does not change what its 162 residents are offered. For a larger market, the closest option is Brevig Mission, AK about 48 miles away.

What shapes a Wales personal loan

With roughly 162 residents, Wales is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Wales's 162 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Wales loan but raises total interest, so the smallest payment is not the cheapest loan.

Wales against the rest of Alaska

Wales is the 114th-largest of 149 Census places in Alaska and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 45th of 149 Alaska places, putting it near the 70th percentile for growth. At about 72 people per square mile, Wales is the 63rd most densely settled place in Alaska. The population moved by about 5 people between 2020 and 2023, a 3.0% shift.

Alaska rules behind a Wales personal loan

The rows below set out what a licensed lender must follow in Alaska, and so for Wales's roughly 162 residents.

Where Wales sits

The Census Gazetteer records 2.2 square miles of land and 0.06 square miles of water within Wales. Spread across it are roughly 72 residents per square mile. The largest place in Alaska, Anchorage, lies about 654 miles away. Within 50 miles of Wales there are 1 larger Census places. Within the same 50 miles lie 1 smaller Census places.