Personal loans in Diomede, AK
A single loan can carry different costs on either side of a state line, and Diomede sits on the Alaska side of that line. Diomede is one of 149 Census places in Alaska; its 80 residents put it at 134th.
A lender serving Diomede holds a Alaska licence and answers to a Alaska regulator; no city office is involved for its 80 residents. From the 2020 Census base to the 2023 estimate, the population declined by about 3.6%. Compare APR, not the interest rate, because the APR folds in most fees on a Diomede loan. The closest larger place is Wales, AK about 26 miles away.
Where Diomede stands
Diomede is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: 80 residents; Diomede is the 134th-largest of 149 places in Alaska (US Census Bureau, Vintage 2023).
- Population trend: Lower by roughly 3.6% since the 2020 count.
- Absolute change: 3 residents lost between 2020 and 2023.
- Size percentile: Diomede sits ahead of around 10% of Alaska places, at 80 people.
- Density: the Census land area of 2.4 sq mi holds about 33 people per square mile.
- By land area: Diomede ranks 122nd among Alaska's 149 places, at 2.4 sq mi.
- Within Alaska: about 0.0% of the state's population lives in Diomede.
- National rank: Diomede is the 18,483rd most populous of the 19,457 Census places covered here.
- Growth rank: Diomede's 2020-to-2023 change ranks 75th of 149 places in Alaska.
- Versus Alaska: the state average change is -3.1%, while Diomede moved 3.6%.
- Density rank: Diomede is the 79th most densely settled place in Alaska.
- Density in context: Diomede's 33 people per square mile sit against a Alaska median of 40.
- Location: mapped by the US Census Bureau at 65.7539, -168.9226.
- Nearest larger cities: Wales (26 mi); Brevig Mission (75 mi); Teller (81 mi); Shishmaref (85 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller neighbours: 0 places smaller than Diomede sit within 50 miles.
- Within 100 miles: 4 places are larger than Diomede.
Where Diomede sits in Alaska
Against Alaska's other places, Diomede accounts for about 0.0% of the state's population and ranks 134th of 149 by size. On the 2020-to-2023 trend, Diomede stands 75th among Alaska's 149 places — roughly the 50th percentile. At about 33 people per square mile, Diomede is the 79th most densely settled place in Alaska. Between 2020 and 2023 the count changed by roughly 3 residents.
What is available to Diomede borrowers
At roughly 33 people per square mile, Diomede is sparsely settled; 1 larger places lie within 50 miles. Lenders licensed in Alaska reach Diomede's 80 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Wales, AK about 26 miles away.
Diomede on the map
Diomede's land area is roughly 2.4 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 33 residents per square mile. Anchorage, the largest place in Alaska, is about 680 miles from Diomede. Counting outward 50 miles, 1 larger communities surround Diomede. By land area it ranks 122nd of 149 Alaska places.
Inside a Diomede personal loan
With roughly 80 residents, Diomede is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Diomede's rank of 134th in Alaska: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Diomede decides the split between a comfortable payment and the total interest you pay.
The state rulebook for Diomede
When Alaska does not publish a figure, the row links to the source instead of inventing a number; Diomede is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Alaska Department of Commerce, Community, and Economic Development (Division of Banking and Securities) Source says: "department means the Department of Commerce, Community, and Economic Development". The Division of Banking and Securities (commerce.alaska.gov/web/dbs) administers the department's lending license programs. | Alaska Legislature — Alaska Statutes § 06.50.900(5) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10.5% per annum default; by contract, the greater of 10% or 5 percentage points above the 12th Federal Reserve District advance rate (loans over $25,000 exempt) Source says: "The rate of interest in the state is 10.5 percent a year and no more on money after it is due"; "more than the greater of 10 percent or five percentage points above the annual rate charged member banks for advances by the 12th Federal Reserve District". | Alaska Legislature — Alaska Statutes § 45.45.010 as of 2026-09-16 |
| Payday lending status | Permitted — licensed deferred deposit advances; max $500 outstanding per borrower; origination fee ≤$5; fee ≤$15 per $100 or 15%; minimum 14-day term Source says: "may not make advances to an advance recipient that exceed $500 outstanding in advances to the recipient at one time"; "a fee that does not exceed $15 for each $100 of an advance, or 15 percent of the total amount of the advance". | Alaska Legislature — Alaska Statutes §§ 06.50.410, 06.50.460 as of 2026-09-16 |
Common questions
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Nearby places
- Wales, AK — population 162
- Brevig Mission, AK — population 415
- Savoonga, AK — population 804
- Teller, AK — population 238
- Shishmaref, AK — population 555
- Point Hope, AK — population 781
- Gambell, AK — population 620
- Nome, AK — population 3,639