Personal loans in Savoonga, AK
Personal loans in Savoonga are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 804 population. The Census estimates 804 residents in Savoonga, which ranks it 30th of 149 places in Alaska.
The 2020 count to the 2023 estimate shows about 3.7% decline in Savoonga. Read the disclosure for an origination fee and any prepayment penalty before signing in Savoonga. The closest larger city to Savoonga lies beyond the 120-mile range we measure. Every figure below is Alaska's own, applied to Savoonga's 804 residents, with the publisher and retrieval date attached.
Where Savoonga stands
Two layers matter for a Savoonga borrower: the local population picture and Alaska's consumer-lending statutes.
- Population: the Census counts 804 residents in Savoonga (Vintage 2023 subcounty estimate), the 30th-largest figure among Alaska's 149 places.
- Population trend: A decline of about 3.7% across the 2020-to-2023 comparison.
- People gained or lost: about 31 fewer since the 2020 base.
- Size percentile: roughly 80% of Alaska places rank below Savoonga.
- Land and density: 5.9 square miles of land carry roughly 137 residents per square mile.
- Land area: Savoonga covers 5.9 square miles, the 89th-largest area among Alaska's 149 places.
- State share: roughly 0.2% of Alaska's residents live in Savoonga (804 people).
- National standing: Savoonga ranks 11,167th of 19,457 US places.
- Growth in Alaska: Savoonga stands 76th by percentage change from 2020 to 2023, among 149 places.
- Against the state trend: Savoonga's 3.7% change compares with a Alaska average of -3.1% across its 149 places.
- Density rank: Savoonga places 48th among Alaska's places by people per square mile.
- Density vs Alaska: Savoonga's 137 people per square mile compare with a state median of 40.
- Location: mapped by the US Census Bureau at 63.6797, -170.4833.
- Smaller places nearby: Gambell (39 mi).
- Smaller neighbours: 1 places smaller than Savoonga sit within 50 miles.
- Larger places within 100 miles: 0.
Savoonga against the rest of Alaska
Within Alaska, Savoonga holds roughly 0.2% of all residents, the 30th-largest share among 149 places. On the 2020-to-2023 trend, Savoonga stands 76th among Alaska's 149 places — roughly the 49th percentile. At about 137 people per square mile, Savoonga is the 48th most densely settled place in Alaska. By land area, its 5.9 square miles rank 89th of 149 places in Alaska.
Which Alaska laws govern a loan in Savoonga
When Alaska does not publish a figure, the row links to the source instead of inventing a number; Savoonga is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Alaska Department of Commerce, Community, and Economic Development (Division of Banking and Securities) Source says: "department means the Department of Commerce, Community, and Economic Development". The Division of Banking and Securities (commerce.alaska.gov/web/dbs) administers the department's lending license programs. | Alaska Legislature — Alaska Statutes § 06.50.900(5) as of 2026-09-16 |
| Payday lending status | Permitted — licensed deferred deposit advances; max $500 outstanding per borrower; origination fee ≤$5; fee ≤$15 per $100 or 15%; minimum 14-day term Source says: "may not make advances to an advance recipient that exceed $500 outstanding in advances to the recipient at one time"; "a fee that does not exceed $15 for each $100 of an advance, or 15 percent of the total amount of the advance". | Alaska Legislature — Alaska Statutes §§ 06.50.410, 06.50.460 as of 2026-09-16 |
| Small-loan / installment lender licensing | License required from the department to make loans of $25,000 or less at above-legal rates; $25,000 liquid assets and $25,000 bond required Source says: "without first obtaining a license from the department"; "liquid assets of at least $25,000". | Alaska Legislature — Alaska Statutes §§ 06.20.010, 06.20.040 as of 2026-09-16 |
Getting a loan in Savoonga
Savoonga is lightly settled, with about 137 people per square mile and 0 larger places within 50 miles. Distance to a branch rarely matters for Savoonga's 804 residents: the application is online and the price follows your credit file.
The geography behind Savoonga
Savoonga's land area is roughly 5.9 square miles, and the Gazetteer records no significant water area within it. That land carries about 137 people per square mile. Anchorage, the largest place in Alaska, is about 696 miles from Savoonga. Within 50 miles of Savoonga there are 0 larger Census places. By land area it ranks 89th of 149 Alaska places.
What to do before borrowing in Savoonga
For Savoonga's roughly 804 residents, these are the steps that most influence the offer:
- Pull your credit reports first and correct any error before a lender sees the file.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Confirm the Alaska licence with the regulator named above before committing.
- Keep the amount to the expense; an approval is not a reason to take more.
- Write down the purpose of the loan and your repayment plan before you apply.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
In Savoonga as elsewhere in Alaska, the written terms — not the advertisement — are what count for its 804 residents.
Common questions
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Nearby places
- Gambell, AK — population 620
- Diomede, AK — population 80
- Wales, AK — population 162
- Brevig Mission, AK — population 415
- Teller, AK — population 238
- Hooper Bay, AK — population 1,308
- Shishmaref, AK — population 555
- Nome, AK — population 3,639