Personal loans in Vienna, WV
Vienna is home to roughly 10,457 people and stands 12th by size out of 230 Census places in West Virginia. A 2020-to-2023 comparison shows Vienna down by about 2.0%. In Vienna, one of 230 Census places in West Virginia, the figure to compare across lenders is the APR, not the advertised rate. A lender that serves Vienna operates under West Virginia lending statutes and a West Virginia supervisor. Use the calculator on this page to price an amount and term before you commit in Vienna. The closest larger place is Parkersburg, WV about 4 miles away.
Vienna: the sourced local profile
Set out below is Vienna's local context next to the state-level rules that reach every lender here.
- Population: 10,457 — Vienna ranks 12th of 230 communities in West Virginia (US Census Bureau, Vintage 2023).
- Population trend: A drop of about 2.0% from 2020 to 2023.
- People gained or lost: about 209 fewer since the 2020 base.
- Size percentile: with 10,457 residents, Vienna is larger than about 95% of West Virginia's Census places.
- Population density: about 2,635 people per square mile (Census land area 4.0 sq mi).
- By land area: Vienna ranks 23rd among West Virginia's 230 places, at 4.0 sq mi.
- Within West Virginia: about 1.7% of the state's population lives in Vienna.
- National standing: Vienna ranks 3,055th of 19,457 US places.
- Growth rank: Vienna's 2020-to-2023 change ranks 68th of 230 places in West Virginia.
- Against the state trend: Vienna's 2.0% change compares with a West Virginia average of -3.0% across its 230 places.
- Density rank: Vienna is the 13th most densely settled place in West Virginia.
- Against the state median: Vienna runs about 2,635 residents per square mile, where the West Virginia median is 1,021.
- Location: coordinates 39.3228, -81.5298 (US Census Bureau Gazetteer).
- Nearest larger cities: Parkersburg (4 mi); Marietta (8 mi); Athens (30 mi); Zanesville (51 mi); Clarksburg (63 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller communities within reach: North Hills (1 mi); Belpre (4 mi); Williamstown (7 mi).
- Smaller neighbours: 98 places smaller than Vienna sit within 50 miles.
- At 100 miles: 38 larger Census places fall inside that radius.
Where Vienna sits in West Virginia
Within West Virginia, Vienna holds roughly 1.7% of all residents, the 12th-largest share among 230 places. On the 2020-to-2023 trend, Vienna stands 68th among West Virginia's 230 places — roughly the 70th percentile. By density, at about 2,635 people per square mile, it ranks 13th in West Virginia. The population moved by about 209 people between 2020 and 2023, a 2.0% shift.
Where Vienna sits
Vienna covers about 4.0 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 2,635 people per square mile. The state's population centre of gravity, Charleston, is roughly 68 miles away. A 50-mile radius around Vienna takes in 3 places that are larger. Within the same 50 miles lie 98 smaller Census places.
Inside a Vienna personal loan
A Vienna personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 10,457 residents. The APR tracks your credit score rather than Vienna's rank of 12th in West Virginia: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Vienna decides the split between a comfortable payment and the total interest you pay.
Borrowing reach in Vienna
Vienna is a fairly dense community of about 10,457 people, with 3 larger places inside a 50-mile radius. Whether Vienna has a local branch or not, a West Virginia-licensed lender can serve its 10,457 people online on the same terms. The nearest larger city, Parkersburg, WV about 4 miles away.
Which West Virginia laws govern a loan in Vienna
Every row below records a West Virginia rule, its publisher and its retrieval date — the same rules a Vienna lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | West Virginia Division of Financial Institutions (WV DFI) Source says: The West Virginia Division of Financial Institutions is charged with the regulation and supervision of financial institutions chartered by the State of West Virginia. | West Virginia Division of Financial Institutions (WV DFI) as of 2026-09-16 |
| Payday lending status | Traditional payday lending is generally prohibited; check cashers are regulated under W. Va. Code ch. 32A Source says: Traditional "Payday Lenders" are generally prohibited within this state. | West Virginia Division of Financial Institutions (WV DFI) as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated consumer lender license required from the Commissioner (W. Va. Code § 46A-4-101) Source says: Unless a person has first obtained a license from the commissioner authorizing the person to make regulated consumer loans | West Virginia Legislature (West Virginia Code) as of 2026-09-16 |
Common questions
What are my options in Vienna if my credit is poor?
What loan size can I expect in Vienna?
Do I have to pledge anything to borrow in Vienna?
Does comparing loans in Vienna cost me credit score points?
Nearby places
- North Hills, WV — population 817
- Parkersburg, WV — population 29,025
- Belpre, OH — population 6,614
- Williamstown, WV — population 2,955
- Marietta, OH — population 13,090
- Lowell, OH — population 553
- Beverly, OH — population 1,209
- Belmont, WV — population 834