Personal loans in Belmont, WV

With 834 residents, Belmont outranks about 51% of the communities in West Virginia. Census figures put the 2020-to-2023 decrease in Belmont at about 4.0%. If debt is already a strain, a nonprofit credit counsellor can help Belmont residents before they take on more. The closest larger place is St. Marys, WV about 3 miles away.

The Belmont data picture

Two layers matter for a Belmont borrower: the local population picture and West Virginia's consumer-lending statutes.

• Population: 834 residents; Belmont is the 112th-largest of 230 places in West Virginia (US Census Bureau, Vintage 2023).
• Population trend: A decline of about 4.0% across the 2020-to-2023 comparison.
• Net change: roughly 35 fewer people than the 2020 Census counted.
• Size percentile: roughly 51% of West Virginia's places have fewer residents than Belmont's 834.
• Population density: 2,044 people per square mile on 0.4 square miles of land.
• Land area: Belmont covers 0.4 square miles, the 181st-largest area among West Virginia's 230 places.
• Within West Virginia: about 0.1% of the state's population lives in Belmont.
• National rank: Belmont is the 11,001st most populous of the 19,457 Census places covered here.
• Growth rank: Belmont ranks 154th among West Virginia's 230 places for the 2020-to-2023 change.
• Versus West Virginia: the state average change is -3.0%, while Belmont moved 4.0%.
• Density rank: Belmont places 30th among West Virginia's places by people per square mile.
• Density vs West Virginia: Belmont's 2,044 people per square mile compare with a state median of 1,021.
• Location: 39.3780, -81.2638 (US Census Bureau Gazetteer).
• Nearest larger cities: St. Marys (3 mi); Marietta (10 mi); Williamstown (10 mi); Vienna (15 mi); Harrisville (16 mi). Lenders licensed in the state serve Belmont whether or not they keep a local branch.
• Nearest smaller towns: Cairo (13 mi); Ellenboro (13 mi); North Hills (14 mi).
• Smaller neighbours: 61 places smaller than Belmont sit within 50 miles.
• Within 100 miles: 271 places are larger than Belmont.

Belmont in state context

Against West Virginia's other places, Belmont accounts for about 0.1% of the state's population and ranks 112th of 230 by size. For population change between 2020 and 2023, Belmont ranks 154th of 230 in West Virginia (about the 33th percentile). At about 2,044 people per square mile, Belmont is the 30th most densely settled place in West Virginia. Within 50 miles sit 61 smaller Census places, alongside the 36 that are larger.

How a Belmont personal loan is priced

Belmont is a small community of about 834 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. A lender serving Belmont's 834 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Belmont loan but raises total interest, so the smallest payment is not the cheapest loan.

Getting a loan in Belmont

With about 2,044 residents per square mile, Belmont is fairly dense, and 36 larger Census places sit within 50 miles. A West Virginia licence lets a lender serve Belmont without a local office, so branch density does not change what its 834 residents are offered. For a larger market, the closest option is St. Marys, WV about 3 miles away.

How West Virginia law applies in Belmont

When West Virginia does not publish a figure, the row links to the source instead of inventing a number; Belmont is bound by the same rules.

Belmont: area, density and distance

The Census Gazetteer records about 0.4 square miles of land within Belmont, with no significant water area listed. That land carries about 2,044 people per square mile. Charleston, the largest place in West Virginia, is about 74 miles from Belmont. Counting outward 50 miles, 36 larger communities surround Belmont. By land area it ranks 181st of 230 West Virginia places.