Personal loans in Belpre, OH

The Census estimates 6,614 residents in Belpre, which ranks it 224th of 924 places in Ohio. Two households in Belpre with comparable incomes can still be offered different rates; the city's 6,614 residents are not the reason.

By the Personalloaner Editorial Team · Last updated 2026-09-16

Compare loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Verify the lender's Ohio licence against the regulator named below before borrowing in Belpre. Lenders active in Belpre report to a Ohio supervisor, identified in the sourced rows below. Population in Belpre dropped about 1.7% over the three years from 2020 to 2023. The closest larger city is Parkersburg, WV about 3 miles away.

The Belpre data picture

What follows is Belpre's place in the Census record, alongside the Ohio rules that govern a personal loan made here.

Ohio consumer-lending rules applied in Belpre

These are Ohio's sourced lending facts as they reach Belpre's 6,614 residents; the state has no city-level rate rule.

RuleDetailSource
State lending regulatorOhio Department of Commerce, Division of Financial Institutions (Consumer Finance Section).
Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses."		Ohio Department of Commerce - Division of Financial Institutions
as of 2026-09-16
Payday lending statusLegal for licensed short-term lenders; interest capped at 28% per annum; total fees and charges capped at 60% of the originally contracted loan amount.
Source says: "(A) Interest not exceeding a rate of twenty-eight per cent per annum" (Ohio Rev. Code 1321.40); total fees/charges capped at "a total amount of fees and charges that exceeds sixty per cent of the originally contracted loan amount" (1321.403).		Ohio Laws (Ohio Revised Code - official state publication)
as of 2026-09-16
Small-loan / installment lender licensingConsumer finance licenses required for non-depository lenders, including Consumer Installment Loan Act lenders, General Loan Law lenders, short-term lenders, and small loan lenders.
Source says: "We issue and manage licenses for companies and individuals under multiple Ohio statutes." (page's regulated-statutes list names Consumer Installment Loan Act lenders, General Loan Law lenders, Short-term lenders, Small loan lenders).		Ohio Department of Commerce - Division of Financial Institutions
as of 2026-09-16

Land, water and location for Belpre

Belpre's land area is about 3.5 square miles; a further 0.08 square miles is water. That land carries about 1,898 people per square mile. Columbus, the largest place in Ohio, is about 89 miles from Belpre. Belpre has 5 larger places within a 50-mile radius. Within the same 50 miles lie 91 smaller Census places.

Lender access in Belpre

Belpre is moderately settled, with about 1,898 people per square mile and 5 larger places within 50 miles. Lenders licensed in Ohio reach Belpre's 6,614 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Parkersburg, WV about 3 miles away.

Belpre in state context

Belpre is the 224th-largest of 924 Census places in Ohio and contains about 0.1% of the state's people. For population change between 2020 and 2023, Belpre ranks 662nd of 924 in Ohio (about the 28th percentile). Its roughly 1,898 residents per square mile place it 232nd among Ohio's places. Between 2020 and 2023 the count changed by roughly 115 residents.

What shapes a Belpre personal loan

A Belpre personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 6,614 residents. Two numbers drive a Belpre loan: the APR, which includes fees, and the term, which decides how long you keep paying. Shortening the term on a Belpre loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Compare personal loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Belpre if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Belpre is the same as anywhere in Ohio.
What loan size can I expect in Belpre?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Belpre?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Belpre cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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