Personal loans in Verona, WI
A personal loan in Verona is priced from your credit file and income, not from the fact that the city holds 15,815 people. The Census counts 15,815 people in Verona, the 58th-largest figure among Wisconsin's 605 places.
A 2020-to-2023 comparison shows Verona up by about 12.8%. Use the calculator on this page to price an amount and term before you commit in Verona. The closest larger place is Fitchburg, WI about 6 miles away. State law, not city hall, decides what a lender may do to Verona's roughly 15,815 residents, and a state regulator supervises it.
Borrowing in Verona: the local picture
Read the local figures below as context; read the sourced Wisconsin table as the rulebook a lender here must follow.
- Population: a Census-estimated 15,815, 58th among Wisconsin's 605 places (Vintage 2023).
- Population trend: Higher by roughly 12.8% since the 2020 count.
- Change in people: the 2020-to-2023 comparison is a gain of about 1,789 residents.
- Size percentile: roughly 90% of Wisconsin places rank below Verona.
- Population density: about 1,911 people per square mile across 8.3 square miles of land (Census Gazetteer area, Vintage 2023 population).
- By land area: Verona ranks 87th among Wisconsin's 605 places, at 8.3 sq mi.
- Water area: Verona has 0.07 square miles of water, ranking 209th of 605 places in Wisconsin.
- State share: roughly 0.4% of Wisconsin's residents live in Verona (15,815 people).
- National rank: Verona is 2,275th of 19,457 places nationwide.
- Growth rank: Verona ranks 8th among Wisconsin's 605 places for the 2020-to-2023 change.
- Against the state trend: Verona's 12.8% change compares with a Wisconsin average of +0.4% across its 605 places.
- Density rank: Verona places 70th among Wisconsin's places by people per square mile.
- Density in context: Verona's 1,911 people per square mile sit against a Wisconsin median of 800.
- Location: 42.9913, -89.5392 (Census Gazetteer coordinates).
- Nearest larger cities: Fitchburg (6 mi); Middleton (8 mi); Madison (9 mi); Sun Prairie (20 mi); Janesville (34 mi). Larger metros often have more branches, but online lenders reach Verona on the same terms.
- Smaller places nearby: Shorewood Hills (8 mi); Belleville (9 mi); Oregon (9 mi).
- Within a 50-mile radius: 114 smaller Census places.
- Within 100 miles: 76 places are larger than Verona.
Land, water and location for Verona
Verona's land area is about 8.3 square miles; a further 0.07 square miles is water. The resulting density is about 1,911 people per square mile. Milwaukee, the largest place in Wisconsin, is about 80 miles from Verona. Counting outward 50 miles, 9 larger communities surround Verona. By land area it ranks 87th of 605 Wisconsin places.
How Verona compares across Wisconsin
Among Wisconsin's 605 places, Verona sits at 58th for population, a share of roughly 0.4% of the state. For population change between 2020 and 2023, Verona ranks 8th of 605 in Wisconsin (about the 99th percentile). At about 1,911 people per square mile, Verona is the 70th most densely settled place in Wisconsin. Between 2020 and 2023 the count changed by roughly 1,789 residents.
Lender access in Verona
At roughly 1,911 people per square mile, Verona is moderately settled; 9 larger places lie within 50 miles. Lenders licensed in Wisconsin reach Verona's 15,815 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Fitchburg, WI about 6 miles away.
The anatomy of a Verona personal loan
A Verona personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 15,815 residents. Federal Truth in Lending rules require a Verona lender to disclose the APR and finance charge before you sign. The term you choose in Verona decides the split between a comfortable payment and the total interest you pay.
The Wisconsin lending rules that reach Verona
This table holds the Wisconsin rate and licensing rules for consumer loans made to Verona's 15,815 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
Common questions
What are my options in Verona if my credit is poor?
What loan size can I expect in Verona?
Do I have to pledge anything to borrow in Verona?
Does comparing loans in Verona cost me credit score points?
Nearby places
- Fitchburg, WI — population 32,284
- Middleton, WI — population 22,967
- Belleville, WI — population 2,674
- Shorewood Hills, WI — population 2,182
- Madison, WI — population 280,305
- Cross Plains, WI — population 4,052
- Oregon, WI — population 11,676
- Mount Horeb, WI — population 7,756