Personal loans in Belleville, WI
A 2020-to-2023 comparison shows Belleville up by about 7.6%. In Belleville, one of 605 Census places in Wisconsin, the figure to compare across lenders is the APR, not the advertised rate.
With 2,674 residents, Belleville outranks about 63% of the communities in Wisconsin. The next larger city is Oregon, WI about 9 miles away. Lenders active in Belleville report to a Wisconsin supervisor, identified in the sourced rows below. Judge Belleville offers on total cost, not on how quickly the money arrives.
Belleville: population, trend and location
Two layers matter for a Belleville borrower: the local population picture and Wisconsin's consumer-lending statutes.
- Population: the Census counts 2,674 residents in Belleville (Vintage 2023 subcounty estimate), the 225th-largest figure among Wisconsin's 605 places.
- Population trend: Higher by roughly 7.6% since the 2020 count.
- People gained or lost: about 188 more since the 2020 base.
- Size percentile: with 2,674 residents, Belleville is larger than about 63% of Wisconsin's Census places.
- Density: roughly 1,683 residents per square mile, spread over 1.6 sq mi of land.
- By land area: Belleville ranks 376th among Wisconsin's 605 places, at 1.6 sq mi.
- Water: Belleville holds about 0.22 square miles, the 128th-largest water area in Wisconsin.
- Share of state population: Belleville's 2,674 residents are about 0.1% of Wisconsin.
- National standing: Belleville ranks 6,639th of 19,457 US places.
- Growth rank: Belleville's 2020-to-2023 change ranks 16th of 605 places in Wisconsin.
- Against the state trend: Belleville's 7.6% change compares with a Wisconsin average of +0.4% across its 605 places.
- Density rank: Belleville places 93rd among Wisconsin's places by people per square mile.
- Density vs Wisconsin: Belleville's 1,683 people per square mile compare with a state median of 800.
- Location: 42.8640 / -89.5396, per the US Census Bureau Gazetteer.
- Nearest larger cities: Oregon (9 mi); Verona (9 mi); Fitchburg (10 mi); Evansville (14 mi); Mount Horeb (14 mi). A branch is convenient; it is not what sets your APR.
- Smaller communities close by: New Glarus (6 mi); Brooklyn (8 mi); Monticello (9 mi), each with its own Census population profile.
- Smaller neighbours: 77 places smaller than Belleville sit within 50 miles.
- Larger places within 100 miles: 271.
A pre-application checklist for Belleville
Before you hand your details to a lender in Belleville, where the population is near 2,674:
- Pull your credit reports first and correct any error before a lender sees the file.
- Model the payment on the calculator before a lender models it for you.
- Shop at least three lenders and judge them on APR and total cost.
- Confirm the Wisconsin licence with the regulator named above before committing.
- Pick the shortest term whose payment you can comfortably afford.
- Keep the amount to the expense; an approval is not a reason to take more.
- Be clear on what the loan is for and how it gets repaid.
In Belleville as elsewhere in Wisconsin, the written terms — not the advertisement — are what count for its 2,674 residents.
The Wisconsin lending rules that reach Belleville
The rows below set out what a licensed lender must follow in Wisconsin, and so for Belleville's roughly 2,674 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
What a Belleville borrower is actually offered
With roughly 2,674 residents, Belleville is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Belleville's rank of 225th in Wisconsin: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Belleville loan but raises total interest, so the smallest payment is not the cheapest loan.
Belleville against the rest of Wisconsin
Within Wisconsin, Belleville holds roughly 0.1% of all residents, the 225th-largest share among 605 places. Its 2020-to-2023 change ranks 16th of 605 Wisconsin places, putting it near the 97th percentile for growth. By density, at about 1,683 people per square mile, it ranks 93rd in Wisconsin. The population moved by about 188 people between 2020 and 2023, a 7.6% shift.
The geography behind Belleville
Inside Belleville's boundaries lie roughly 1.6 square miles of land and 0.22 square miles of water. Spread across it are roughly 1,683 residents per square mile. The largest place in Wisconsin, Milwaukee, lies about 81 miles away. Counting outward 50 miles, 47 larger communities surround Belleville. The 100-mile radius contains 271 larger places.
Common questions
What are my options in Belleville if my credit is poor?
What loan size can I expect in Belleville?
Do I have to pledge anything to borrow in Belleville?
Does comparing loans in Belleville cost me credit score points?
Nearby places
- New Glarus, WI — population 2,208
- Verona, WI — population 15,815
- Monticello, WI — population 1,175
- Oregon, WI — population 11,676
- Brooklyn, WI — population 1,529
- Fitchburg, WI — population 32,284
- Albany, WI — population 1,074
- Shorewood Hills, WI — population 2,182