Personal loans in Van, TX
Van counts about 2,862 people, and what is genuinely local about borrowing here is limited — Texas law does the governing. An estimated 2,862 people make their home in Van, a figure that ranks 506th in Texas.
The trend for Van between 2020 and 2023 is upward by roughly 7.3%. For the 2,862 people in Van, Texas runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Read the disclosure for an origination fee and any prepayment penalty before signing in Van. The next larger city is Hideaway, TX about 11 miles away.
Van by the numbers
Read the local figures below as context; read the sourced Texas table as the rulebook a lender here must follow.
- Population: an estimated 2,862 residents, 506th of 1,224 places in Texas (Census Vintage 2023 subcounty estimate).
- Population trend: About 7.3% above the 2020 Census base.
- Absolute change: 195 residents added between 2020 and 2023.
- Size percentile: roughly 59% of Texas's places have fewer residents than Van's 2,862.
- Population density: about 957 people per square mile (Census land area 3.0 sq mi).
- By land area: Van ranks 529th among Texas's 1,224 places, at 3.0 sq mi.
- State population share: Van accounts for about 0.0% of everyone in Texas.
- National rank: Van is the 6,423rd most populous of the 19,457 Census places covered here.
- Growth rank: Van ranks 314th among Texas's 1,224 places for the 2020-to-2023 change.
- State comparison: Texas's places average +6.5% for 2020-to-2023, against Van's 7.3%.
- Density rank: Van is the 536th most densely settled place in Texas.
- Density in context: Van's 957 people per square mile sit against a Texas median of 840.
- Location: 32.5239, -95.6376 (US Census Bureau Gazetteer).
- Nearest larger cities: Hideaway (11 mi); Grand Saline (11 mi); Mineola (13 mi); Canton (13 mi); Lindale (14 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller places nearby: Edom (10 mi); Fruitvale (15 mi); Brownsboro (16 mi).
- Smaller neighbours: 62 places smaller than Van sit within 50 miles.
- Larger places within 100 miles: 152.
Van against the rest of Texas
Among Texas's 1,224 places, Van sits at 506th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Van stands 314th among Texas's 1,224 places — roughly the 74th percentile. Its roughly 957 residents per square mile place it 536th among Texas's places. By land area, its 3.0 square miles rank 529th of 1,224 places in Texas.
Land, water and location for Van
The Census Gazetteer records about 3.0 square miles of land within Van, with no significant water area listed. With 2,862 residents, the land area yields roughly 957 people per square mile. The largest place in Texas, Houston, lies about 190 miles away. A 50-mile radius around Van takes in 27 places that are larger. By land area it ranks 529th of 1,224 Texas places.
How lenders reach Van
Van is a moderately settled community of about 2,862 people, with 27 larger places inside a 50-mile radius. Lenders licensed in Texas reach Van's 2,862 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Hideaway, TX about 11 miles away.
How personal loans work in Van
A Van personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 2,862 residents. The APR tracks your credit score rather than Van's rank of 506th in Texas: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Van loan is knowable in advance — unlike a revolving card balance.
Texas consumer-lending rules applied in Van
Every row below records a Texas rule, its publisher and its retrieval date — the same rules a Van lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001) Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law. | Texas Legislature (Texas Constitution and Statutes) as of 2026-09-16 |
Common questions
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Nearby places
- Edom, TX — population 362
- Grand Saline, TX — population 3,256
- Hideaway, TX — population 3,349
- Mineola, TX — population 5,119
- Brownsboro, TX — population 1,292
- Canton, TX — population 4,734
- Fruitvale, TX — population 515
- Lindale, TX — population 6,923