Personal loans in Brownsboro, TX
If you are weighing a personal loan in Brownsboro, start from the payment you can carry; its 1,292 residents face the same statewide rules.
Brownsboro is home to roughly 1,292 people and stands 733rd by size out of 1,224 Census places in Texas. Pull your credit reports and line up at least three offers before you apply from Brownsboro. The 2020 count to the 2023 estimate shows about 6.7% growth in Brownsboro. For the 1,292 people in Brownsboro, Texas runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. The nearest larger city is Chandler, TX about 8 miles away.
Brownsboro by the numbers
Only a few things actually differ by place — population, area, location, and the Texas rules a lender must follow — and they are below.
- Population: about 1,292 people live here, which puts Brownsboro 733rd of 1,224 Census places in Texas (Vintage 2023).
- Population trend: Roughly 6.7% more residents than the 2020 Census counted.
- Absolute change: 81 residents added between 2020 and 2023.
- Size percentile: Brownsboro's 1,292 people outrank roughly 40% of the places in Texas.
- Population density: about 544 people per square mile across 2.4 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area rank: Brownsboro's 2.4 square miles rank 616th of 1,224 places in Texas.
- Share of state population: Brownsboro's 1,292 residents are about 0.0% of Texas.
- Nationally: Brownsboro is the 9,275th-largest of 19,457 Census places in the dataset.
- Growth in Texas: Brownsboro stands 337th by percentage change from 2020 to 2023, among 1,224 places.
- Against the state trend: Brownsboro's 6.7% change compares with a Texas average of +6.5% across its 1,224 places.
- Density rank: Brownsboro is the 848th most densely settled place in Texas.
- Against the state median: Brownsboro runs about 544 residents per square mile, where the Texas median is 840.
- Location: 32.2984, -95.6130 (Census Gazetteer coordinates).
- Nearest larger cities: Chandler (8 mi); Athens (14 mi); Van (16 mi); Hideaway (16 mi); Tyler (18 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller places close by: Edom (5 mi); Moore Station (8 mi); Murchison (9 mi).
- Within a 50-mile radius: 44 smaller Census places.
- Larger places within 100 miles: 178.
The anatomy of a Brownsboro personal loan
Brownsboro is a small community of about 1,292 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The APR tracks your credit score rather than Brownsboro's rank of 733rd in Texas: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Brownsboro loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Brownsboro against the rest of Texas
Set beside Texas's 1,224 places, Brownsboro ranks 733rd by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Brownsboro ranks 337th of 1,224 in Texas (about the 72th percentile). At about 544 people per square mile, Brownsboro is the 848th most densely settled place in Texas. By land area, its 2.4 square miles rank 616th of 1,224 places in Texas.
Where Brownsboro sits
Brownsboro covers about 2.4 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 544 people per square mile. The state's population centre of gravity, Houston, is roughly 174 miles away. A 50-mile radius around Brownsboro takes in 39 places that are larger. By land area it ranks 616th of 1,224 Texas places.
Before you apply in Brownsboro
For Brownsboro's roughly 1,292 residents, these are the steps that most influence the offer:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Verify the lender's Texas licence with the regulator listed on this page.
- Pick the shortest term whose payment you can comfortably afford.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Decide the purpose and how you will repay it before approaching any lender.
What differs between Brownsboro and the rest of Texas is not the process but the borrower's own file, among the 1,292 people here.
The state rulebook for Brownsboro
The rows below set out what a licensed lender must follow in Texas, and so for Brownsboro's roughly 1,292 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001) Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law. | Texas Legislature (Texas Constitution and Statutes) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
Common questions
What are my options in Brownsboro if my credit is poor?
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Do I have to pledge anything to borrow in Brownsboro?
Does comparing loans in Brownsboro cost me credit score points?
Nearby places
- Edom, TX — population 362
- Moore Station, TX — population 162
- Chandler, TX — population 3,625
- Murchison, TX — population 524
- Poynor, TX — population 289
- Coffee City, TX — population 249
- Noonday, TX — population 759
- Van, TX — population 2,862