Personal loans in Moore Station, TX
Every figure below is Texas's own, applied to Moore Station's 162 residents, with the publisher and retrieval date attached. An estimated 162 people make their home in Moore Station, a figure that ranks 1,178th in Texas.
Moore Station, Texas — home to about 162 people — is a small community, so the terms you are offered follow Texas law rather than any local rule. Census figures put the 2020-to-2023 increase in Moore Station at about 3.2%. Rate-shopping from Moore Station costs nothing at pre-qualification, where a soft pull leaves your credit file alone. The nearest larger city is Coffee City, TX about 7 miles away.
Local context for Moore Station
Moore Station is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: an estimated 162 residents, 1,178th of 1,224 places in Texas (Census Vintage 2023 subcounty estimate).
- Population trend: Higher by roughly 3.2% since the 2020 count.
- Change in people: the 2020-to-2023 comparison is a gain of about 5 residents.
- Size percentile: Moore Station sits ahead of around 4% of Texas places, at 162 people.
- Density: roughly 128 residents per square mile, spread over 1.3 sq mi of land.
- Land area rank: Moore Station's 1.3 square miles rank 924th of 1,224 places in Texas.
- State population share: Moore Station accounts for about 0.0% of everyone in Texas.
- Nationally: Moore Station is the 17,097th-largest of 19,457 Census places in the dataset.
- Growth rank: Moore Station's 2020-to-2023 change ranks 557th of 1,224 places in Texas.
- State comparison: Texas's places average +6.5% for 2020-to-2023, against Moore Station's 3.2%.
- Density rank: Moore Station places 1,177th among Texas's places by people per square mile.
- Against the state median: Moore Station runs about 128 residents per square mile, where the Texas median is 840.
- Location: 32.1906, -95.5704 (US Census Bureau Gazetteer).
- Nearest larger cities: Coffee City (7 mi); Poynor (8 mi); Brownsboro (8 mi); Berryville (9 mi); Chandler (10 mi). A branch is convenient; it is not what sets your APR.
- Smaller communities close by: Cuney (14 mi); Powell (44 mi); Kirvin (53 mi), each with its own Census population profile.
- Smaller neighbours: 2 places smaller than Moore Station sit within 50 miles.
- At 100 miles: 298 larger Census places fall inside that radius.
The anatomy of a Moore Station personal loan
Moore Station is a small community of about 162 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Two numbers drive a Moore Station loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Moore Station loan but raises total interest, so the smallest payment is not the cheapest loan.
Moore Station against the rest of Texas
Among Texas's 1,224 places, Moore Station sits at 1,178th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 557th of 1,224 Texas places, putting it near the 54th percentile for growth. At about 128 people per square mile, Moore Station is the 1,177th most densely settled place in Texas. By land area, its 1.3 square miles rank 924th of 1,224 places in Texas.
What Texas law requires in Moore Station
Texas has no separate rate rule for Moore Station; the sourced rows below are what reach every lender that serves its 162 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
A practical checklist for Moore Station borrowers
Complete these steps first when you borrow in Moore Station (162 residents):
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Line up several pre-qualified offers and let the APR decide.
- Confirm the lender holds a Texas licence by checking the regulator named above.
- Look for an origination fee or prepayment penalty in the written disclosure.
- Make sure the new payment leaves room in a budget you already keep.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
The process is identical across Texas; what changes is your credit file, not the fact that Moore Station holds 162 people.
Where Moore Station sits
Moore Station covers about 1.3 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 128 people per square mile. Houston, the largest place in Texas, is about 167 miles from Moore Station. Counting outward 50 miles, 73 larger communities surround Moore Station. Within the same 50 miles lie 2 smaller Census places.
Common questions
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Nearby places
- Poynor, TX — population 289
- Brownsboro, TX — population 1,292
- Coffee City, TX — population 249
- Berryville, TX — population 904
- Frankston, TX — population 1,111
- Chandler, TX — population 3,625
- Noonday, TX — population 759
- Edom, TX — population 362