Personal loans in Canton, TX

Canton is one of 1,224 Census places in Texas; its 4,734 residents put it at 386th. Rate-shopping from Canton costs nothing at pre-qualification, where a soft pull leaves your credit file alone. Lenders active in Canton report to a Texas supervisor, identified in the sourced rows below. The closest larger city is Mabank, TX about 19 miles away.

Canton: population, trend and location

Two layers matter for a Canton borrower: the local population picture and Texas's consumer-lending statutes.

• Population: a Census-estimated 4,734, 386th among Texas's 1,224 places (Vintage 2023).
• Population trend: Roughly 11.5% more residents than the 2020 Census counted.
• Net change: roughly 488 more people than the 2020 Census counted.
• Size percentile: about 68% of Texas communities are smaller than Canton (4,734 residents).
• Density: the Census land area of 6.2 sq mi holds about 768 people per square mile.
• Land area rank: Canton's 6.2 square miles rank 321st of 1,224 places in Texas.
• Water: Canton holds about 0.47 square miles, the 108th-largest water area in Texas.
• State population share: Canton accounts for about 0.0% of everyone in Texas.
• National rank: Canton is 4,985th of 19,457 places nationwide.
• Growth in Texas: Canton stands 192nd by percentage change from 2020 to 2023, among 1,224 places.
• Versus Texas: the state average change is +6.5%, while Canton moved 11.5%.
• Density in Texas: Canton ranks 663rd by people per square mile.
• Against the state median: Canton runs about 768 residents per square mile, where the Texas median is 840.
• Location: latitude 32.5542, longitude -95.8635 (Census Gazetteer).
• Nearest larger cities: Mabank (19 mi); Gun Barrel City (22 mi); Mineola (23 mi); Athens (24 mi); Kaufman (26 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Nearest smaller towns: Edgewood (9 mi); Fruitvale (10 mi); Grand Saline (12 mi) — useful context for the surrounding area.
• Smaller neighbours: 73 places smaller than Canton sit within 50 miles.
• At 100 miles: 138 larger Census places fall inside that radius.

Canton against the rest of Texas

Set beside Texas's 1,224 places, Canton ranks 386th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Canton ranks 192nd of 1,224 in Texas (about the 84th percentile). At about 768 people per square mile, Canton is the 663rd most densely settled place in Texas. By land area, its 6.2 square miles rank 321st of 1,224 places in Texas.

What Texas law requires in Canton

Read the table as a lender's compliance picture for Canton: the rule, the sourced figure, the publisher and the date.

What shapes a Canton personal loan

A Canton personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 4,734 residents. Because pricing is borrower-level, two people in Canton can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Canton loan but raises total interest, so the smallest payment is not the cheapest loan.

Borrowing reach in Canton

With about 768 residents per square mile, Canton is moderately settled, and 31 larger Census places sit within 50 miles. A Texas licence lets a lender serve Canton without a local office, so branch density does not change what its 4,734 residents are offered. For a larger market, the closest option is Mabank, TX about 19 miles away.

The geography behind Canton

Canton's land area is about 6.2 square miles; a further 0.47 square miles is water. Spread across it are roughly 768 residents per square mile. Houston, the largest place in Texas, is about 193 miles from Canton. Canton has 31 larger places within a 50-mile radius. Within the same 50 miles lie 73 smaller Census places.