Personal loans in Ulysses, PA

Ulysses: the sourced local profile

Read the local figures below as context; read the sourced Pennsylvania table as the rulebook a lender here must follow.

• Population: an estimated 589 residents, 730th of 1,013 places in Pennsylvania (Census Vintage 2023 subcounty estimate).
• Population trend: A decline of about 1.5% across the 2020-to-2023 comparison.
• People gained or lost: about 9 fewer since the 2020 base.
• Size percentile: with 589 residents, Ulysses is larger than about 28% of Pennsylvania's Census places.
• Land and density: 4.1 square miles of land carry roughly 145 residents per square mile.
• By land area: Ulysses ranks 85th among Pennsylvania's 1,013 places, at 4.1 sq mi.
• Share of state population: Ulysses's 589 residents are about 0.0% of Pennsylvania.
• National rank: Ulysses sits 12,522nd by population among the 19,457 places in this dataset.
• Growth rank: Ulysses ranks 546th among Pennsylvania's 1,013 places for the 2020-to-2023 change.
• State comparison: Pennsylvania's places average -0.9% for 2020-to-2023, against Ulysses's 1.5%.
• Density rank: Ulysses places 968th among Pennsylvania's places by people per square mile.
• Against the state median: Ulysses runs about 145 residents per square mile, where the Pennsylvania median is 1,990.
• Location: it lies at 41.9031, -77.7548 in the Census Gazetteer.
• Nearest larger cities: Westfield (11 mi); Galeton (13 mi); Coudersport (16 mi); Knoxville (17 mi); Andover (18 mi). Lenders licensed in the state serve Ulysses whether or not they keep a local branch.
• Smaller towns nearby: Oswayo (14 mi); Richburg (24 mi); Austin (25 mi).
• Smaller neighbours: 14 places smaller than Ulysses sit within 50 miles.
• At 100 miles: 252 larger Census places fall inside that radius.

The Pennsylvania lending rules that reach Ulysses

Below are the Pennsylvania rules that apply to a loan made in Ulysses, each with the regulator that issued it.

Ulysses against the rest of Pennsylvania

Set beside Pennsylvania's 1,013 places, Ulysses ranks 730th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Ulysses stands 546th among Pennsylvania's 1,013 places — roughly the 46th percentile. Its roughly 145 residents per square mile place it 968th among Pennsylvania's places. Within 50 miles sit 14 smaller Census places, alongside the 45 that are larger.

Inside a Ulysses personal loan

With roughly 589 residents, Ulysses is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Ulysses's rank of 730th in Pennsylvania: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Ulysses decides the split between a comfortable payment and the total interest you pay.

Before you apply in Ulysses

Complete these steps first when you borrow in Ulysses (589 residents):

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Verify the lender's Pennsylvania licence with the regulator listed on this page.
5. Decide the purpose and how you will repay it before approaching any lender.
6. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
7. Look for an origination fee or prepayment penalty in the written disclosure.

In Ulysses as elsewhere in Pennsylvania, the written terms — not the advertisement — are what count for its 589 residents.

Ulysses: area, density and distance

The Census Gazetteer records about 4.1 square miles of land within Ulysses, with no significant water area listed. With 589 residents, the land area yields roughly 145 people per square mile. The largest place in Pennsylvania, Philadelphia, lies about 189 miles away. Ulysses has 45 larger places within a 50-mile radius. The 100-mile radius contains 252 larger places.