Personal loans in Coudersport, PA
A lender serving Coudersport holds a Pennsylvania licence and answers to a Pennsylvania regulator; no city office is involved for its 2,314 residents.
Which products a lender may offer to Coudersport's 2,314 residents follows from the Pennsylvania consumer-lending framework. An estimated 2,314 people make their home in Coudersport, a figure that ranks 393rd in Pennsylvania. Verify the lender's Pennsylvania licence against the regulator named below before borrowing in Coudersport. The trend for Coudersport between 2020 and 2023 is downward by roughly 2.8%. The next larger city is Wellsville, NY about 24 miles away.
What the Census records for Coudersport
Here is the sourced Census picture for Coudersport, plus the Pennsylvania lending rules that apply to a loan taken out here.
- Population: about 2,314, ranked 393rd of 1,013 places in Pennsylvania (Census Vintage 2023 subcounty estimate).
- Population trend: A decline of about 2.8% across the 2020-to-2023 comparison.
- Absolute change: 66 residents lost between 2020 and 2023.
- Size percentile: with 2,314 residents, Coudersport is larger than about 61% of Pennsylvania's Census places.
- Land and density: 5.6 square miles of land carry roughly 411 residents per square mile.
- Land area rank: Coudersport's 5.6 square miles rank 51st of 1,013 places in Pennsylvania.
- State share: roughly 0.0% of Pennsylvania's residents live in Coudersport (2,314 people).
- National rank: Coudersport is the 7,092nd most populous of the 19,457 Census places covered here.
- Growth rank: Coudersport ranks 861st among Pennsylvania's 1,013 places for the 2020-to-2023 change.
- State comparison: Pennsylvania's places average -0.9% for 2020-to-2023, against Coudersport's 2.8%.
- Density rank: Coudersport places 896th among Pennsylvania's places by people per square mile.
- Density vs Pennsylvania: Coudersport's 411 people per square mile compare with a state median of 1,990.
- Location: coordinates 41.7758, -78.0160 (US Census Bureau Gazetteer).
- Nearest larger cities: Wellsville (24 mi); Olean (30 mi); St. Marys (34 mi); Bradford (35 mi); Alfred (35 mi). A branch is convenient; it is not what sets your APR.
- Smaller communities close by: Oswayo (10 mi); Austin (10 mi); Port Allegany (14 mi), each with its own Census population profile.
- Smaller places within 50 miles: 37 of them.
- At 100 miles: 111 larger Census places fall inside that radius.
How Pennsylvania law applies in Coudersport
When Pennsylvania does not publish a figure, the row links to the source instead of inventing a number; Coudersport is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Payday lending status | No separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted. Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Discount Company Act license required for non-mortgage consumer loans above 6%; licensed lenders may charge up to 24% on loans of $25,000 or less. Source says: "A consumer discount company is a business corporation that negotiates or makes non-mortgage loans or advances of money on credit." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
The anatomy of a Coudersport personal loan
A Coudersport personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 2,314 residents. The rate you see advertised is a range, not a promise, until a lender reviews your file in Coudersport. The term you choose in Coudersport decides the split between a comfortable payment and the total interest you pay.
Coudersport: area, density and distance
The Census Gazetteer records about 5.6 square miles of land within Coudersport, with no significant water area listed. The resulting density is about 411 people per square mile. The largest place in Pennsylvania, Philadelphia, lies about 194 miles away. Within 50 miles of Coudersport there are 12 larger Census places. Within the same 50 miles lie 37 smaller Census places.
How Coudersport compares across Pennsylvania
Set beside Pennsylvania's 1,013 places, Coudersport ranks 393rd by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Coudersport stands 861st among Pennsylvania's 1,013 places — roughly the 15th percentile. Its roughly 411 residents per square mile place it 896th among Pennsylvania's places. Between 2020 and 2023 the count changed by roughly 66 residents.
What is available to Coudersport borrowers
Coudersport is a lightly settled community of about 2,314 people, with 12 larger places inside a 50-mile radius. A Pennsylvania licence lets a lender serve Coudersport without a local office, so branch density does not change what its 2,314 residents are offered. The nearest bigger place is Wellsville, NY about 24 miles away.
Common questions
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Nearby places
- Oswayo, PA — population 130
- Austin, PA — population 467
- Shinglehouse, PA — population 1,070
- Port Allegany, PA — population 2,059
- Ulysses, PA — population 589
- Bolivar, NY — population 1,007
- Richburg, NY — population 410
- Emporium, PA — population 1,856