Personal loans in Port Allegany, PA

The trend for Port Allegany between 2020 and 2023 is downward by roughly 3.5%. Use the calculator on this page to price an amount and term before you commit in Port Allegany. Borrowers who want a bigger city can look to Coudersport, PA about 14 miles away. For the 2,059 people in Port Allegany, Pennsylvania runs its own consumer-lending licensing, and the sourced table below lists the figures that apply.

Port Allegany: the sourced local profile

What follows is Port Allegany's place in the Census record, alongside the Pennsylvania rules that govern a personal loan made here.

• Population: a Census-estimated 2,059, 419th among Pennsylvania's 1,013 places (Vintage 2023).
• Population trend: A decline of about 3.5% across the 2020-to-2023 comparison.
• People gained or lost: about 75 fewer since the 2020 base.
• Size percentile: with 2,059 residents, Port Allegany is larger than about 59% of Pennsylvania's Census places.
• Land and density: 1.8 square miles of land carry roughly 1,161 residents per square mile.
• Land area rank: Port Allegany's 1.8 square miles rank 252nd of 1,013 places in Pennsylvania.
• State population share: Port Allegany accounts for about 0.0% of everyone in Pennsylvania.
• National standing: Port Allegany ranks 7,522nd of 19,457 US places.
• Growth rank: Port Allegany's 2020-to-2023 change ranks 920th of 1,013 places in Pennsylvania.
• Against the state trend: Port Allegany's 3.5% change compares with a Pennsylvania average of -0.9% across its 1,013 places.
• Density in Pennsylvania: Port Allegany ranks 681st by people per square mile.
• Density in context: Port Allegany's 1,161 people per square mile sit against a Pennsylvania median of 1,990.
• Location: coordinates 41.8152, -78.2765 (US Census Bureau Gazetteer).
• Nearest larger cities: Coudersport (14 mi); Olean (20 mi); Bradford (21 mi); Wellsville (27 mi); St. Marys (28 mi). A branch is convenient; it is not what sets your APR.
• Nearest smaller towns: Smethport (9 mi); Eldred (11 mi); Shinglehouse (11 mi).
• Smaller places within 50 miles: 32 of them.
• At 100 miles: 121 larger Census places fall inside that radius.

What to do before borrowing in Port Allegany

Before you apply in Port Allegany, a community of about 2,059, work through these steps:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Model the payment on the calculator before a lender models it for you.
3. Line up several pre-qualified offers and let the APR decide.
4. Confirm the lender holds a Pennsylvania licence by checking the regulator named above.
5. Make sure the new payment leaves room in a budget you already keep.
6. Pick the shortest term whose payment you can comfortably afford.
7. Do not borrow more than the expense calls for, even if a lender approves a larger amount.

None of these steps is Port Allegany-specific: the same Pennsylvania licensing and disclosure rules reach all 2,059 residents.

Port Allegany: area, density and distance

The Census Gazetteer records about 1.8 square miles of land within Port Allegany, with no significant water area listed. The resulting density is about 1,161 people per square mile. Philadelphia, the largest place in Pennsylvania, is about 206 miles from Port Allegany. Port Allegany has 14 larger places within a 50-mile radius. The 100-mile radius contains 121 larger places.

How Port Allegany compares across Pennsylvania

Within Pennsylvania, Port Allegany holds roughly 0.0% of all residents, the 419th-largest share among 1,013 places. Its 2020-to-2023 change ranks 920th of 1,013 Pennsylvania places, putting it near the 9th percentile for growth. By density, at about 1,161 people per square mile, it ranks 681st in Pennsylvania. By land area, its 1.8 square miles rank 252nd of 1,013 places in Pennsylvania.

Getting a loan in Port Allegany

With about 1,161 residents per square mile, Port Allegany is moderately settled, and 14 larger Census places sit within 50 miles. A Pennsylvania licence lets a lender serve Port Allegany without a local office, so branch density does not change what its 2,059 residents are offered. For a larger market, the closest option is Coudersport, PA about 14 miles away.

Pennsylvania consumer-lending rules applied in Port Allegany

Read the table as a lender's compliance picture for Port Allegany: the rule, the sourced figure, the publisher and the date.