Personal loans in Knoxville, PA
Lenders active in Knoxville report to a Pennsylvania supervisor, identified in the sourced rows below. Knoxville ranks 698th of 1,013 places in Pennsylvania, with a population near 671.
The first question in Knoxville is not the rate on offer but whether the payment fits; about 671 people live here under Pennsylvania lending law. Knoxville lost roughly 1.6% of its population across the 2020-to-2023 comparison. Compare APR, not the interest rate, because the APR folds in most fees on a Knoxville loan. The closest larger place is Westfield, PA about 6 miles away.
Where Knoxville stands
Set out below is Knoxville's local context next to the state-level rules that reach every lender here.
- Population: about 671, ranked 698th of 1,013 places in Pennsylvania (Census Vintage 2023 subcounty estimate).
- Population trend: About 1.6% below the 2020 Census base.
- Change in people: the 2020-to-2023 comparison is a loss of about 11 residents.
- Size percentile: about 31% of Pennsylvania communities are smaller than Knoxville (671 residents).
- Land and density: 0.6 square miles of land carry roughly 1,082 residents per square mile.
- Land area: Knoxville covers 0.6 square miles, the 640th-largest area among Pennsylvania's 1,013 places.
- Within Pennsylvania: about 0.0% of the state's population lives in Knoxville.
- Nationally: Knoxville is the 11,974th-largest of 19,457 Census places in the dataset.
- Growth rank: Knoxville's 2020-to-2023 change ranks 571st of 1,013 places in Pennsylvania.
- State comparison: Pennsylvania's places average -0.9% for 2020-to-2023, against Knoxville's 1.6%.
- Density rank: Knoxville is the 713th most densely settled place in Pennsylvania.
- Against the state median: Knoxville runs about 1,082 residents per square mile, where the Pennsylvania median is 1,990.
- Location: it lies at 41.9605, -77.4379 in the Census Gazetteer.
- Nearest larger cities: Westfield (6 mi); Elkland (7 mi); Addison (15 mi); Lawrenceville (16 mi); Wellsboro (16 mi). Larger metros often have more branches, but online lenders reach Knoxville on the same terms.
- Smaller communities close by: Tioga (16 mi); Ulysses (17 mi); Riverside (23 mi), each with its own Census population profile.
- Smaller neighbours: 20 places smaller than Knoxville sit within 50 miles.
- Larger places within 100 miles: 275.
Where Knoxville sits
Knoxville covers about 0.6 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 671 residents, the land area yields roughly 1,082 people per square mile. Philadelphia, the largest place in Pennsylvania, is about 181 miles from Knoxville. Within 50 miles of Knoxville there are 48 larger Census places. By land area it ranks 640th of 1,013 Pennsylvania places.
Borrowing reach in Knoxville
Knoxville is a moderately settled community of about 671 people, with 48 larger places inside a 50-mile radius. What is available to Knoxville's 671 borrowers is set by Pennsylvania licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Westfield, PA about 6 miles away.
What a Knoxville borrower is actually offered
With roughly 671 residents, Knoxville is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a Knoxville lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Knoxville loan is knowable in advance — unlike a revolving card balance.
Pennsylvania consumer-lending rules applied in Knoxville
These are Pennsylvania's sourced lending facts as they reach Knoxville's 671 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Payday lending status | No separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted. Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Discount Company Act license required for non-mortgage consumer loans above 6%; licensed lenders may charge up to 24% on loans of $25,000 or less. Source says: "A consumer discount company is a business corporation that negotiates or makes non-mortgage loans or advances of money on credit." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
Where Knoxville sits in Pennsylvania
Set beside Pennsylvania's 1,013 places, Knoxville ranks 698th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 571st of 1,013 Pennsylvania places, putting it near the 44th percentile for growth. At about 1,082 people per square mile, Knoxville is the 713th most densely settled place in Pennsylvania. Within 50 miles sit 20 smaller Census places, alongside the 48 that are larger.
Common questions
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Nearby places
- Westfield, PA — population 1,097
- Elkland, PA — population 1,791
- Addison, NY — population 1,564
- Wellsboro, PA — population 3,427
- Galeton, PA — population 959
- Tioga, PA — population 602
- Lawrenceville, PA — population 688
- Ulysses, PA — population 589