Personal loans in Turin, IA

State law, not city hall, decides what a lender may do to Turin's roughly 70 residents, and a state regulator supervises it. Turin is one of 940 Census places in Iowa; its 70 residents put it at 867th. For a borrower among the roughly 70 residents of Turin, a personal loan is a tool whose cost turns on the terms, not the address. Population in Turin dropped about 2.8% over the three years from 2020 to 2023. Begin with the payment, then weigh APR and total interest across the lenders that reach Turin's 70 residents. The closest larger city is Castana, IA about 5 miles away.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Where Turin stands

Here is the sourced Census picture for Turin, plus the Iowa lending rules that apply to a loan taken out here.

What is available to Turin borrowers

With about 778 residents per square mile, Turin is moderately settled, and 108 larger Census places sit within 50 miles. Lenders licensed in Iowa reach Turin's 70 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Castana, IA about 5 miles away.

Turin on the map

Inside Turin's boundaries lie about 0.1 square miles of land, with no significant water area recorded. With 70 residents, the land area yields roughly 778 people per square mile. The largest place in Iowa, Des Moines, lies about 125 miles away. A 50-mile radius around Turin takes in 108 places that are larger. The 100-mile radius contains 421 larger places.

Iowa consumer-lending rules applied in Turin

Below are the Iowa rules that apply to a loan made in Turin, each with the regulator that issued it.

RuleDetailSource
State lending regulatorIowa Division of Banking (IDOB), Iowa Department of Insurance and Financial Services
Source says: "As part of the 2023 state government realignment, the IDOB became part of a new Department of Insurance and Financial Services".
Iowa Division of Banking
as of 2026-09-16
Delayed deposit fee capFee cap: $15 on first $100 of check face amount; $10 on subsequent $100 increments
Source says: "fifteen dollars on the first one hundred dollars ... or more than ten dollars on subsequent one hundred dollar increments".
Iowa Legislature (Iowa Code)
as of 2026-09-16
Maximum legal interest rate (usury cap)2 percentage points above the monthly average 10-year U.S. Treasury constant maturity rate (written agreements)
Source says: "The maximum lawful rate of interest ... in any written agreement ... shall be two percentage points above the monthly average ten-year constant maturity interest rate".
Iowa Legislature (Iowa Code)
as of 2026-09-16

A practical checklist for Turin borrowers

For Turin's roughly 70 residents, these are the steps that most influence the offer:

  1. Get your credit reports, dispute what is wrong, and only then start shopping.
  2. Test your amount and term in the personal loan calculator first.
  3. Collect three or more offers and compare them on APR, not on the advertised rate.
  4. Confirm the Iowa licence with the regulator named above before committing.
  5. Check that the monthly payment fits your budget next to your existing obligations.
  6. Pick the shortest term whose payment you can comfortably afford.
  7. Do not borrow more than the expense calls for, even if a lender approves a larger amount.

The process is identical across Iowa; what changes is your credit file, not the fact that Turin holds 70 people.

How Turin compares across Iowa

Against Iowa's other places, Turin accounts for about 0.0% of the state's population and ranks 867th of 940 by size. Its 2020-to-2023 change ranks 780th of 940 Iowa places, putting it near the 17th percentile for growth. By density, at about 778 people per square mile, it ranks 403rd in Iowa. By land area, its 0.1 square miles rank 928th of 940 places in Iowa.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Turin if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Turin is the same as anywhere in Iowa.
What loan size can I expect in Turin?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Turin?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Turin cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

Related