Personal loans in Turin, IA
State law, not city hall, decides what a lender may do to Turin's roughly 70 residents, and a state regulator supervises it. Turin is one of 940 Census places in Iowa; its 70 residents put it at 867th. For a borrower among the roughly 70 residents of Turin, a personal loan is a tool whose cost turns on the terms, not the address. Population in Turin dropped about 2.8% over the three years from 2020 to 2023. Begin with the payment, then weigh APR and total interest across the lenders that reach Turin's 70 residents. The closest larger city is Castana, IA about 5 miles away.
Where Turin stands
Here is the sourced Census picture for Turin, plus the Iowa lending rules that apply to a loan taken out here.
- Population: an estimated 70 residents, 867th of 940 places in Iowa (Census Vintage 2023 subcounty estimate).
- Population trend: About 2.8% below the 2020 Census base.
- Change in people: the 2020-to-2023 comparison is a loss of about 2 residents.
- Size percentile: roughly 8% of Iowa places rank below Turin.
- Density: roughly 778 residents per square mile, spread over 0.1 sq mi of land.
- Land area rank: Turin's 0.1 square miles rank 928th of 940 places in Iowa.
- State share: roughly 0.0% of Iowa's residents live in Turin (70 people).
- National standing: Turin ranks 18,660th of 19,457 US places.
- Growth in Iowa: Turin stands 780th by percentage change from 2020 to 2023, among 940 places.
- State comparison: Iowa's places average -0.7% for 2020-to-2023, against Turin's 2.8%.
- Density rank: Turin places 403rd among Iowa's places by people per square mile.
- Density vs Iowa: Turin's 778 people per square mile compare with a state median of 672.
- Location: latitude 42.0209, longitude -95.9662 (Census Gazetteer).
- Nearest larger cities: Castana (5 mi); Onawa (6 mi); Blencoe (9 mi); Moorhead (9 mi); Soldier (10 mi). A branch is convenient; it is not what sets your APR.
- Smaller places nearby: Rodney (13 mi); Oto (18 mi); Buck Grove (30 mi).
- Smaller places within 50 miles: 6 of them.
- Larger places within 100 miles: 421.
What is available to Turin borrowers
With about 778 residents per square mile, Turin is moderately settled, and 108 larger Census places sit within 50 miles. Lenders licensed in Iowa reach Turin's 70 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Castana, IA about 5 miles away.
Turin on the map
Inside Turin's boundaries lie about 0.1 square miles of land, with no significant water area recorded. With 70 residents, the land area yields roughly 778 people per square mile. The largest place in Iowa, Des Moines, lies about 125 miles away. A 50-mile radius around Turin takes in 108 places that are larger. The 100-mile radius contains 421 larger places.
Iowa consumer-lending rules applied in Turin
Below are the Iowa rules that apply to a loan made in Turin, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Iowa Division of Banking (IDOB), Iowa Department of Insurance and Financial Services Source says: "As part of the 2023 state government realignment, the IDOB became part of a new Department of Insurance and Financial Services". | Iowa Division of Banking as of 2026-09-16 |
| Delayed deposit fee cap | Fee cap: $15 on first $100 of check face amount; $10 on subsequent $100 increments Source says: "fifteen dollars on the first one hundred dollars ... or more than ten dollars on subsequent one hundred dollar increments". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 2 percentage points above the monthly average 10-year U.S. Treasury constant maturity rate (written agreements) Source says: "The maximum lawful rate of interest ... in any written agreement ... shall be two percentage points above the monthly average ten-year constant maturity interest rate". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
A practical checklist for Turin borrowers
For Turin's roughly 70 residents, these are the steps that most influence the offer:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Test your amount and term in the personal loan calculator first.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Confirm the Iowa licence with the regulator named above before committing.
- Check that the monthly payment fits your budget next to your existing obligations.
- Pick the shortest term whose payment you can comfortably afford.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
The process is identical across Iowa; what changes is your credit file, not the fact that Turin holds 70 people.
How Turin compares across Iowa
Against Iowa's other places, Turin accounts for about 0.0% of the state's population and ranks 867th of 940 by size. Its 2020-to-2023 change ranks 780th of 940 Iowa places, putting it near the 17th percentile for growth. By density, at about 778 people per square mile, it ranks 403rd in Iowa. By land area, its 0.1 square miles rank 928th of 940 places in Iowa.
Common questions
What are my options in Turin if my credit is poor?
What loan size can I expect in Turin?
Do I have to pledge anything to borrow in Turin?
Does comparing loans in Turin cost me credit score points?
Nearby places
- Castana, IA — population 103
- Onawa, IA — population 2,816
- Blencoe, IA — population 227
- Moorhead, IA — population 189
- Rodney, IA — population 43
- Soldier, IA — population 180
- Pisgah, IA — population 245
- Smithland, IA — population 183