Personal loans in Rodney, IA

In Rodney, one of 940 Census places in Iowa, the figure to compare across lenders is the APR, not the advertised rate. A single loan can carry different costs on either side of a state line, and Rodney sits on the Iowa side of that line. Compare APR, not the interest rate, because the APR folds in most fees on a Rodney loan. The closest larger city is Smithland, IA about 2 miles away.

The Rodney data picture

Two layers matter for a Rodney borrower: the local population picture and Iowa's consumer-lending statutes.

• Population: the Census counts 43 residents in Rodney (Vintage 2023 subcounty estimate), the 906th-largest figure among Iowa's 940 places.
• Population trend: The 2020-to-2023 change is negative, near 4.4%.
• People gained or lost: about 2 fewer since the 2020 base.
• Size percentile: about 4% of Iowa communities are smaller than Rodney (43 residents).
• Density: roughly 283 residents per square mile, spread over 0.2 sq mi of land.
• By land area: Rodney ranks 890th among Iowa's 940 places, at 0.2 sq mi.
• Share of Iowa: Rodney holds about 0.0% of the state's population, some 43 people.
• National standing: Rodney ranks 19,075th of 19,457 US places.
• Growth rank: Rodney's 2020-to-2023 change ranks 919th of 940 places in Iowa.
• Against the state trend: Rodney's 4.4% change compares with a Iowa average of -0.7% across its 940 places.
• Density in Iowa: Rodney ranks 747th by people per square mile.
• Against the state median: Rodney runs about 283 residents per square mile, where the Iowa median is 672.
• Location: 42.2045 / -95.9507, per the US Census Bureau Gazetteer.
• Nearest larger cities: Smithland (2 mi); Oto (6 mi); Hornick (8 mi); Mapleton (9 mi); Castana (9 mi). Lenders licensed in the state serve Rodney whether or not they keep a local branch.
• Nearest smaller towns: Buck Grove (35 mi); Aspinwall (47 mi); Winslow (50 mi).
• Smaller places within 50 miles: 3 of them.
• At 100 miles: 452 larger Census places fall inside that radius.

Rodney in state context

Within Iowa, Rodney holds roughly 0.0% of all residents, the 906th-largest share among 940 places. For population change between 2020 and 2023, Rodney ranks 919th of 940 in Iowa (about the 2th percentile). At about 283 people per square mile, Rodney is the 747th most densely settled place in Iowa. By land area, its 0.2 square miles rank 890th of 940 places in Iowa.

Where Rodney sits

Rodney's land area is roughly 0.2 square miles, and the Gazetteer records no significant water area within it. With 43 residents, the land area yields roughly 283 people per square mile. For the state's biggest city, Des Moines, the distance is roughly 128 miles. Counting outward 50 miles, 117 larger communities surround Rodney. Within the same 50 miles lie 3 smaller Census places.

The anatomy of a Rodney personal loan

Rodney is a small community of about 43 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Two numbers drive a Rodney loan: the APR, which includes fees, and the term, which decides how long you keep paying. Shortening the term on a Rodney loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

The Iowa lending rules that reach Rodney

For the roughly 43 residents of Rodney, the rules below are Iowa's own; each row carries its publisher and retrieval date.

Lender access in Rodney

At roughly 283 people per square mile, Rodney is lightly settled; 117 larger places lie within 50 miles. Whether Rodney has a local branch or not, a Iowa-licensed lender can serve its 43 people online on the same terms. The nearest larger city, Smithland, IA about 2 miles away.