Personal loans in Anthon, IA

Census figures put the 2020-to-2023 decrease in Anthon at about 2.0%. About 531 people live in Anthon, placing it 427th of 940 Census places in Iowa.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Anthon counts about 531 people, and what is genuinely local about borrowing here is limited — Iowa law does the governing. Decide the purpose of the loan and your repayment plan before sharing any details with a Anthon lender. State law, not city hall, decides what a lender may do to Anthon's roughly 531 residents, and a state regulator supervises it. The closest larger city is Correctionville, IA about 7 miles away.

What the Census records for Anthon

Set out below is Anthon's local context next to the state-level rules that reach every lender here.

Anthon's place among Iowa's 940 places

Set beside Iowa's 940 places, Anthon ranks 427th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 640th of 940 Iowa places, putting it near the 32th percentile for growth. At about 753 people per square mile, Anthon is the 421st most densely settled place in Iowa. By land area, its 0.7 square miles rank 533rd of 940 places in Iowa.

How lenders reach Anthon

Anthon is a moderately settled community of about 531 people, with 57 larger places inside a 50-mile radius. Distance to a branch rarely matters for Anthon's 531 residents: the application is online and the price follows your credit file. The nearest larger city, Correctionville, IA about 7 miles away.

What Iowa law requires in Anthon

Below are the Iowa rules that apply to a loan made in Anthon, each with the regulator that issued it.

RuleDetailSource
State lending regulatorIowa Division of Banking (IDOB), Iowa Department of Insurance and Financial Services
Source says: "As part of the 2023 state government realignment, the IDOB became part of a new Department of Insurance and Financial Services".
Iowa Division of Banking
as of 2026-09-16
Payday lending statusPermitted under license (delayed deposit services; must be physically located in Iowa)
Source says: "A person shall not operate a delayed deposit services business in this state unless the person is physically located in this state and licensed by the superintendent".
Iowa Legislature (Iowa Code)
as of 2026-09-16
Small-loan / installment lender licensingRegulated Loan Act license required (superintendent of banking)
Source says: "shall not engage in the business of making loans ... without first obtaining a license from the superintendent of banking".
Iowa Legislature (Iowa Code)
as of 2026-09-16

Anthon: area, density and distance

Inside Anthon's boundaries lie about 0.7 square miles of land, with no significant water area recorded. With 531 residents, the land area yields roughly 753 people per square mile. The largest place in Iowa, Des Moines, lies about 129 miles away. A 50-mile radius around Anthon takes in 57 places that are larger. The 100-mile radius contains 204 larger places.

Steps to take before a Anthon loan

Complete these steps first when you borrow in Anthon (531 residents):

  1. Get your credit reports, dispute what is wrong, and only then start shopping.
  2. Run the numbers on the personal loan calculator so you know the payment before you apply.
  3. Collect three or more offers and compare them on APR, not on the advertised rate.
  4. Look the lender up in the Iowa regulator's licence records before you sign.
  5. Borrow only what the purpose requires, not the maximum you are offered.
  6. Decide the purpose and how you will repay it before approaching any lender.
  7. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.

The process is identical across Iowa; what changes is your credit file, not the fact that Anthon holds 531 people.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Anthon if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Anthon is the same as anywhere in Iowa.
What loan size can I expect in Anthon?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Anthon?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Anthon cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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