Personal loans in Pisgah, IA
Pisgah is one of 940 Census places in Iowa; its 245 residents put it at 617th. Pisgah is a small community in Iowa, with an estimated 245 residents, and every licensed lender here follows the same state rulebook.
Census figures put the 2020-to-2023 increase in Pisgah at about 1.2%. Judge Pisgah offers on total cost, not on how quickly the money arrives. Consumer lending that reaches Pisgah's 245 residents is governed by Iowa statute; no city ordinance changes it. The nearest larger city is Mondamin, IA about 10 miles away.
What the Census records for Pisgah
Read the local figures below as context; read the sourced Iowa table as the rulebook a lender here must follow.
- Population: about 245, ranked 617th of 940 places in Iowa (Census Vintage 2023 subcounty estimate).
- Population trend: Growth of about 1.2% across the 2020-to-2023 comparison.
- Absolute change: 3 residents added between 2020 and 2023.
- Size percentile: with 245 residents, Pisgah is larger than about 34% of Iowa's Census places.
- Population density: about 490 people per square mile (Census land area 0.5 sq mi).
- By land area: Pisgah ranks 654th among Iowa's 940 places, at 0.5 sq mi.
- State share: roughly 0.0% of Iowa's residents live in Pisgah (245 people).
- National rank: Pisgah is the 15,836th most populous of the 19,457 Census places covered here.
- Growth rank: Pisgah ranks 128th among Iowa's 940 places for the 2020-to-2023 change.
- Against the state trend: Pisgah's 1.2% change compares with a Iowa average of -0.7% across its 940 places.
- Density rank: Pisgah is the 610th most densely settled place in Iowa.
- Density vs Iowa: Pisgah's 490 people per square mile compare with a state median of 672.
- Location: 41.8299 / -95.9262, per the US Census Bureau Gazetteer.
- Nearest larger cities: Mondamin (10 mi); Woodbine (13 mi); Logan (14 mi); Modale (15 mi); Tekamah (16 mi). Larger metros often have more branches, but online lenders reach Pisgah on the same terms.
- Nearest smaller towns: Little Sioux (5 mi); Moorhead (8 mi); Magnolia (10 mi) — useful context for the surrounding area.
- Smaller places within 50 miles: 34 of them.
- At 100 miles: 299 larger Census places fall inside that radius.
The state rulebook for Pisgah
When Iowa does not publish a figure, the row links to the source instead of inventing a number; Pisgah is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Iowa Division of Banking (IDOB), Iowa Department of Insurance and Financial Services Source says: "As part of the 2023 state government realignment, the IDOB became part of a new Department of Insurance and Financial Services". | Iowa Division of Banking as of 2026-09-16 |
| Delayed deposit fee cap | Fee cap: $15 on first $100 of check face amount; $10 on subsequent $100 increments Source says: "fifteen dollars on the first one hundred dollars ... or more than ten dollars on subsequent one hundred dollar increments". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 2 percentage points above the monthly average 10-year U.S. Treasury constant maturity rate (written agreements) Source says: "The maximum lawful rate of interest ... in any written agreement ... shall be two percentage points above the monthly average ten-year constant maturity interest rate". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
The geography behind Pisgah
Pisgah covers about 0.5 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 490 residents per square mile. The largest place in Iowa, Des Moines, lies about 121 miles away. Within 50 miles of Pisgah there are 87 larger Census places. The 100-mile radius contains 299 larger places.
Getting a loan in Pisgah
At roughly 490 people per square mile, Pisgah is lightly settled; 87 larger places lie within 50 miles. Distance to a branch rarely matters for Pisgah's 245 residents: the application is online and the price follows your credit file. The nearest larger city, Mondamin, IA about 10 miles away.
The Pisgah borrowing checklist
Complete these steps first when you borrow in Pisgah (245 residents):
- Start with the credit file: order the reports, fix the errors, then apply.
- Model the payment on the calculator before a lender models it for you.
- Get several pre-qualifications and compare APR side by side before choosing.
- Make sure the lender appears in the Iowa regulator's licence list.
- Write down the purpose of the loan and your repayment plan before you apply.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
In Pisgah as elsewhere in Iowa, the written terms — not the advertisement — are what count for its 245 residents.
How Pisgah compares across Iowa
Against Iowa's other places, Pisgah accounts for about 0.0% of the state's population and ranks 617th of 940 by size. On the 2020-to-2023 trend, Pisgah stands 128th among Iowa's 940 places — roughly the 86th percentile. Its roughly 490 residents per square mile place it 610th among Iowa's places. Within 50 miles sit 34 smaller Census places, alongside the 87 that are larger.
Common questions
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Nearby places
- Little Sioux, IA — population 170
- Moorhead, IA — population 189
- Magnolia, IA — population 188
- Mondamin, IA — population 337
- Blencoe, IA — population 227
- Turin, IA — population 70
- Soldier, IA — population 180
- Logan, IA — population 1,354