Personal loans in Magnolia, IA

Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Magnolia loan. A lender that serves Magnolia operates under Iowa lending statutes and a Iowa supervisor. A 2020-to-2023 comparison shows Magnolia up by about 0.5%. The nearest larger metro is Logan, IA about 5 miles away.

What the Census records for Magnolia

What follows is Magnolia's place in the Census record, alongside the Iowa rules that govern a personal loan made here.

• Population: 188 — Magnolia ranks 681st of 940 communities in Iowa (US Census Bureau, Vintage 2023).
• Population trend: Growth of about 0.5% across the 2020-to-2023 comparison.
• Absolute change: 1 residents added between 2020 and 2023.
• Size percentile: about 28% of Iowa communities are smaller than Magnolia (188 residents).
• Land and density: 0.6 square miles of land carry roughly 308 residents per square mile.
• Land area: Magnolia covers 0.6 square miles, the 572nd-largest area among Iowa's 940 places.
• Within Iowa: about 0.0% of the state's population lives in Magnolia.
• Nationally: Magnolia is the 16,658th-largest of 19,457 Census places in the dataset.
• Growth rank: Magnolia ranks 189th among Iowa's 940 places for the 2020-to-2023 change.
• State comparison: Iowa's places average -0.7% for 2020-to-2023, against Magnolia's 0.5%.
• Density rank: Magnolia places 732nd among Iowa's places by people per square mile.
• Density vs Iowa: Magnolia's 308 people per square mile compare with a state median of 672.
• Location: mapped by the US Census Bureau at 41.6927, -95.8741.
• Nearest larger cities: Logan (5 mi); Mondamin (8 mi); Modale (9 mi); Woodbine (9 mi); Missouri Valley (9 mi). A branch is convenient; it is not what sets your APR.
• Smaller communities within reach: Little Sioux (11 mi); Soldier (21 mi); Turin (23 mi).
• Smaller neighbours: 26 places smaller than Magnolia sit within 50 miles.
• At 100 miles: 335 larger Census places fall inside that radius.

The Iowa lending rules that reach Magnolia

Iowa has no separate rate rule for Magnolia; the sourced rows below are what reach every lender that serves its 188 people.

How a Magnolia personal loan is priced

A Magnolia personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 188 residents. A lender serving Magnolia's 188 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Magnolia loan but raises total interest, so the smallest payment is not the cheapest loan.

What is available to Magnolia borrowers

Magnolia is a lightly settled community of about 188 people, with 98 larger places inside a 50-mile radius. Distance to a branch rarely matters for Magnolia's 188 residents: the application is online and the price follows your credit file. The nearest bigger place is Logan, IA about 5 miles away.

Magnolia against the rest of Iowa

Magnolia is the 681st-largest of 940 Census places in Iowa and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Magnolia stands 189th among Iowa's 940 places — roughly the 80th percentile. Its roughly 308 residents per square mile place it 732nd among Iowa's places. In land area, Magnolia ranks 572nd among Iowa's 940 places.

The geography behind Magnolia

Magnolia covers about 0.6 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 308 residents per square mile. The state's population centre of gravity, Des Moines, is roughly 117 miles away. Within 50 miles of Magnolia there are 98 larger Census places. The 100-mile radius contains 335 larger places.