Personal loans in Tatamy, PA
With an estimated 1,407 residents, Tatamy is the 516th-largest of 1,013 places in Pennsylvania. The roughly 1,407 people who live in Tatamy borrow under Pennsylvania rules; city hall sets no personal-loan rate.
From the 2020 Census base to the 2023 estimate, the population rose by about 16.9%. Begin with the payment, then weigh APR and total interest across the lenders that reach Tatamy's 1,407 residents. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Tatamy's 1,407 residents. For a bigger market, look to Nazareth, PA about 3 miles away.
Where Tatamy stands
Two layers matter for a Tatamy borrower: the local population picture and Pennsylvania's consumer-lending statutes.
- Population: 1,407 residents; Tatamy is the 516th-largest of 1,013 places in Pennsylvania (US Census Bureau, Vintage 2023).
- Population trend: Roughly 16.9% more residents than the 2020 Census counted.
- People gained or lost: about 203 more since the 2020 base.
- Size percentile: Tatamy sits ahead of around 49% of Pennsylvania places, at 1,407 people.
- Population density: 2,535 people per square mile on 0.6 square miles of land.
- Land area: Tatamy covers 0.6 square miles, the 685th-largest area among Pennsylvania's 1,013 places.
- Water area rank: Tatamy ranks 376th among Pennsylvania's 1,013 places, with 0.01 sq mi.
- Within Pennsylvania: about 0.0% of the state's population lives in Tatamy.
- National rank: Tatamy sits 8,936th by population among the 19,457 places in this dataset.
- Growth in Pennsylvania: Tatamy stands 8th by percentage change from 2020 to 2023, among 1,013 places.
- Versus Pennsylvania: the state average change is -0.9%, while Tatamy moved 16.9%.
- Density in Pennsylvania: Tatamy ranks 398th by people per square mile.
- Density in context: Tatamy's 2,535 people per square mile sit against a Pennsylvania median of 1,990.
- Location: 40.7407 / -75.2561, per the US Census Bureau Gazetteer.
- Nearest larger cities: Nazareth (3 mi); Wilson (4 mi); Easton (4 mi); Phillipsburg (5 mi); Bath (7 mi). For most borrowers the comparison happens online, not at a branch.
- Nearest smaller towns: Stockertown (1 mi); West Easton (4 mi); Glendon (6 mi) — useful context for the surrounding area.
- Smaller places within 50 miles: 58 of them.
- At 100 miles: 686 larger Census places fall inside that radius.
Getting a loan in Tatamy
Tatamy is fairly dense, with about 2,535 people per square mile and 182 larger places within 50 miles. What is available to Tatamy's 1,407 borrowers is set by Pennsylvania licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Nazareth, PA about 3 miles away.
Pennsylvania rules behind a Tatamy personal loan
Read the table as a lender's compliance picture for Tatamy: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Discount Company Act license required for non-mortgage consumer loans above 6%; licensed lenders may charge up to 24% on loans of $25,000 or less. Source says: "A consumer discount company is a business corporation that negotiates or makes non-mortgage loans or advances of money on credit." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Bank rate-cap exemption (state-specific rule) | Pennsylvania state-chartered banks are not subject to state interest-rate caps (Banking Code Sections 303/506 supersede the LIPL 6% cap). Source says: "Pennsylvania law does not impose any restrictions on the interest rate that Pennsylvania state-chartered banks may charge to customers." (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
A practical checklist for Tatamy borrowers
Complete these steps first when you borrow in Tatamy (1,407 residents):
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Use the loan calculator to test the payment on your intended amount and term.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Confirm the lender holds a Pennsylvania licence by checking the regulator named above.
- Pick the shortest term whose payment you can comfortably afford.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Write down the purpose of the loan and your repayment plan before you apply.
In Tatamy as elsewhere in Pennsylvania, the written terms — not the advertisement — are what count for its 1,407 residents.
How a Tatamy personal loan is priced
A Tatamy personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 1,407 residents. Federal Truth in Lending rules require a Tatamy lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Tatamy loan but raises total interest, so the smallest payment is not the cheapest loan.
Tatamy in state context
Tatamy is the 516th-largest of 1,013 Census places in Pennsylvania and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Tatamy stands 8th among Pennsylvania's 1,013 places — roughly the 99th percentile. At about 2,535 people per square mile, Tatamy is the 398th most densely settled place in Pennsylvania. Between 2020 and 2023 the count changed by roughly 203 residents.
Common questions
What are my options in Tatamy if my credit is poor?
What loan size can I expect in Tatamy?
Do I have to pledge anything to borrow in Tatamy?
Does comparing loans in Tatamy cost me credit score points?
Nearby places
- Stockertown, PA — population 913
- Nazareth, PA — population 6,061
- Wilson, PA — population 8,135
- West Easton, PA — population 1,241
- Easton, PA — population 29,538
- Glendon, PA — population 368
- Phillipsburg, NJ — population 15,328
- Wind Gap, PA — population 3,601