Personal loans in West Easton, PA
West Easton ranks 548th of 1,013 places in Pennsylvania, with a population near 1,241. West Easton added about 0.2% to its population between the 2020 base and the 2023 estimate.
The roughly 1,241 people who live in West Easton borrow under Pennsylvania rules; city hall sets no personal-loan rate. To lend to West Easton's 1,241 residents, a company must hold a Pennsylvania licence, and each sourced row below names the regulator behind it. Begin with the payment, then weigh APR and total interest across the lenders that reach West Easton's 1,241 residents. The closest larger place is Wilson, PA about 1 miles away.
West Easton by the numbers
Most of what governs a West Easton loan is written in Pennsylvania law rather than in the city; the sourced notes below make that split concrete.
- Population: 1,241 residents; West Easton is the 548th-largest of 1,013 places in Pennsylvania (US Census Bureau, Vintage 2023).
- Population trend: A rise of about 0.2% from 2020 to 2023.
- People gained or lost: about 2 more since the 2020 base.
- Size percentile: West Easton sits ahead of around 46% of Pennsylvania places, at 1,241 people.
- Population density: about 4,069 people per square mile across 0.3 square miles of land (Census Gazetteer area, Vintage 2023 population).
- By land area: West Easton ranks 876th among Pennsylvania's 1,013 places, at 0.3 sq mi.
- Water area: West Easton has 0.03 square miles of water, ranking 284th of 1,013 places in Pennsylvania.
- State population share: West Easton accounts for about 0.0% of everyone in Pennsylvania.
- National rank: West Easton is the 9,420th most populous of the 19,457 Census places covered here.
- Growth in Pennsylvania: West Easton stands 200th by percentage change from 2020 to 2023, among 1,013 places.
- State comparison: Pennsylvania's places average -0.9% for 2020-to-2023, against West Easton's 0.2%.
- Density rank: West Easton places 183rd among Pennsylvania's places by people per square mile.
- Density vs Pennsylvania: West Easton's 4,069 people per square mile compare with a state median of 1,990.
- Location: 40.6784 / -75.2361, per the US Census Bureau Gazetteer.
- Nearest larger cities: Wilson (1 mi); Easton (1 mi); Phillipsburg (3 mi); Alpha (4 mi); Tatamy (4 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Nearest smaller towns: Glendon (1 mi); Stockertown (5 mi); Riegelsville (6 mi) — useful context for the surrounding area.
- Smaller places within 50 miles: 50 of them.
- Larger places within 100 miles: 718.
Borrowing reach in West Easton
At roughly 4,069 people per square mile, West Easton is fairly dense; 185 larger places lie within 50 miles. Distance to a branch rarely matters for West Easton's 1,241 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Wilson, PA about 1 miles away.
West Easton against the rest of Pennsylvania
West Easton is the 548th-largest of 1,013 Census places in Pennsylvania and contains about 0.0% of the state's people. For population change between 2020 and 2023, West Easton ranks 200th of 1,013 in Pennsylvania (about the 80th percentile). At about 4,069 people per square mile, West Easton is the 183rd most densely settled place in Pennsylvania. Within 50 miles sit 50 smaller Census places, alongside the 185 that are larger.
What Pennsylvania law requires in West Easton
When Pennsylvania does not publish a figure, the row links to the source instead of inventing a number; West Easton is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum maximum for loans of $50,000 or less where no lower rate is contracted (41 P.S. 201(a)). Source says: "the maximum lawful rate of interest for the loan or use of money... shall be six per cent per annum" (Loan Interest and Protection Law, Section 201(a)). | Pennsylvania General Assembly (Laws of Pennsylvania, Act 6 of 1974) as of 2026-09-16 |
| Payday lending status | No separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted. Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
Land, water and location for West Easton
The Census Gazetteer records 0.3 square miles of land and 0.03 square miles of water within West Easton. That land carries about 4,069 people per square mile. Philadelphia, the largest place in Pennsylvania, is about 47 miles from West Easton. Within 50 miles of West Easton there are 185 larger Census places. By land area it ranks 876th of 1,013 Pennsylvania places.
The anatomy of a West Easton personal loan
With roughly 1,241 residents, West Easton is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving West Easton's 1,241 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a West Easton loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Common questions
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Nearby places
- Wilson, PA — population 8,135
- Easton, PA — population 29,538
- Glendon, PA — population 368
- Phillipsburg, NJ — population 15,328
- Tatamy, PA — population 1,407
- Stockertown, PA — population 913
- Alpha, NJ — population 2,348
- Riegelsville, PA — population 841