Personal loans in Wind Gap, PA

In Wind Gap, one of 1,013 Census places in Pennsylvania, the figure to compare across lenders is the APR, not the advertised rate. The trend for Wind Gap between 2020 and 2023 is upward by roughly 27.6%. Rate-shopping from Wind Gap costs nothing at pre-qualification, where a soft pull leaves your credit file alone. Borrowers who want a bigger city can look to Bangor, PA about 5 miles away.

The Wind Gap data picture

The figures below are Wind Gap's own — Census population, land area and coordinates — followed by the Pennsylvania rules.

• Population: 3,601 residents; Wind Gap is the 273rd-largest of 1,013 places in Pennsylvania (US Census Bureau, Vintage 2023).
• Population trend: Growth of about 27.6% across the 2020-to-2023 comparison.
• Absolute change: 780 residents added between 2020 and 2023.
• Size percentile: about 73% of Pennsylvania communities are smaller than Wind Gap (3,601 residents).
• Population density: 2,689 people per square mile on 1.3 square miles of land.
• Land area: Wind Gap covers 1.3 square miles, the 336th-largest area among Pennsylvania's 1,013 places.
• Water: Wind Gap holds about 0.03 square miles, the 292nd-largest water area in Pennsylvania.
• Within Pennsylvania: about 0.1% of the state's population lives in Wind Gap.
• National standing: Wind Gap ranks 5,751st of 19,457 US places.
• Growth rank: Wind Gap ranks 3rd among Pennsylvania's 1,013 places for the 2020-to-2023 change.
• Versus Pennsylvania: the state average change is -0.9%, while Wind Gap moved 27.6%.
• Density rank: Wind Gap places 374th among Pennsylvania's places by people per square mile.
• Density vs Pennsylvania: Wind Gap's 2,689 people per square mile compare with a state median of 1,990.
• Location: latitude 40.8490, longitude -75.2910 (Census Gazetteer).
• Nearest larger cities: Bangor (5 mi); Nazareth (8 mi); Stroudsburg (11 mi); Wilson (12 mi); Easton (12 mi). For most borrowers the comparison happens online, not at a branch.
• Nearest smaller towns: Pen Argyl (2 mi); Roseto (4 mi); East Bangor (6 mi) — useful context for the surrounding area.
• Smaller places within 50 miles: 128 of them.
• Larger places within 100 miles: 469.

How Pennsylvania law applies in Wind Gap

For the roughly 3,601 residents of Wind Gap, the rules below are Pennsylvania's own; each row carries its publisher and retrieval date.

What is available to Wind Gap borrowers

At roughly 2,689 people per square mile, Wind Gap is fairly dense; 113 larger places lie within 50 miles. Whether Wind Gap has a local branch or not, a Pennsylvania-licensed lender can serve its 3,601 people online on the same terms. For a larger market, the closest option is Bangor, PA about 5 miles away.

Where Wind Gap sits

The Census Gazetteer records 1.3 square miles of land and 0.03 square miles of water within Wind Gap. With 3,601 residents, the land area yields roughly 2,689 people per square mile. The state's population centre of gravity, Philadelphia, is roughly 59 miles away. Counting outward 50 miles, 113 larger communities surround Wind Gap. By land area it ranks 336th of 1,013 Pennsylvania places.

The anatomy of a Wind Gap personal loan

Most loans made to Wind Gap's 3,601 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The rate you see advertised is a range, not a promise, until a lender reviews your file in Wind Gap. Because the payment is fixed, the total cost of a Wind Gap loan is knowable in advance — unlike a revolving card balance.

Wind Gap's place among Pennsylvania's 1,013 places

Against Pennsylvania's other places, Wind Gap accounts for about 0.1% of the state's population and ranks 273rd of 1,013 by size. On the 2020-to-2023 trend, Wind Gap stands 3rd among Pennsylvania's 1,013 places — roughly the 100th percentile. At about 2,689 people per square mile, Wind Gap is the 374th most densely settled place in Pennsylvania. Between 2020 and 2023 the count changed by roughly 780 residents.