Personal loans in Tarentum, PA
By population, Tarentum sits at 238th in Pennsylvania, with an estimated 4,187 residents. Tarentum shed about 3.7% of its population between the 2020 base and the 2023 estimate.
For a borrower among the roughly 4,187 residents of Tarentum, a personal loan is a tool whose cost turns on the terms, not the address. Lenders active in Tarentum report to a Pennsylvania supervisor, identified in the sourced rows below. Use the calculator on this page to price an amount and term before you commit in Tarentum. Borrowers who want a bigger city can look to Arnold, PA about 2 miles away.
Where Tarentum stands
Set out below is Tarentum's local context next to the state-level rules that reach every lender here.
- Population: 4,187 — Tarentum ranks 238th of 1,013 communities in Pennsylvania (US Census Bureau, Vintage 2023).
- Population trend: A loss of roughly 3.7% between 2020 and 2023.
- Absolute change: 163 residents lost between 2020 and 2023.
- Size percentile: with 4,187 residents, Tarentum is larger than about 77% of Pennsylvania's Census places.
- Density: the Census land area of 1.2 sq mi holds about 3,404 people per square mile.
- Land area rank: Tarentum's 1.2 square miles rank 366th of 1,013 places in Pennsylvania.
- Water area: Tarentum has 0.15 square miles of water, ranking 86th of 1,013 places in Pennsylvania.
- Within Pennsylvania: about 0.1% of the state's population lives in Tarentum.
- Nationally: Tarentum is the 5,335th-largest of 19,457 Census places in the dataset.
- Growth rank: Tarentum's 2020-to-2023 change ranks 959th of 1,013 places in Pennsylvania.
- State comparison: Pennsylvania's places average -0.9% for 2020-to-2023, against Tarentum's 3.7%.
- Density in Pennsylvania: Tarentum ranks 257th by people per square mile.
- Against the state median: Tarentum runs about 3,404 residents per square mile, where the Pennsylvania median is 1,990.
- Location: it lies at 40.6045, -79.7600 in the Census Gazetteer.
- Nearest larger cities: Arnold (2 mi); New Kensington (2 mi); Lower Burrell (3 mi); Oakmont (7 mi); Plum (7 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller communities within reach: Brackenridge (1 mi); Springdale (5 mi); Cheswick (5 mi).
- Within a 50-mile radius: 253 smaller Census places.
- Within 100 miles: 136 places are larger than Tarentum.
How a Tarentum personal loan is priced
Most loans made to Tarentum's 4,187 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Two numbers drive a Tarentum loan: the APR, which includes fees, and the term, which decides how long you keep paying. Shortening the term on a Tarentum loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Tarentum's place among Pennsylvania's 1,013 places
Within Pennsylvania, Tarentum holds roughly 0.1% of all residents, the 238th-largest share among 1,013 places. Its 2020-to-2023 change ranks 959th of 1,013 Pennsylvania places, putting it near the 5th percentile for growth. At about 3,404 people per square mile, Tarentum is the 257th most densely settled place in Pennsylvania. Within 50 miles sit 253 smaller Census places, alongside the 71 that are larger.
Getting a loan in Tarentum
With about 3,404 residents per square mile, Tarentum is fairly dense, and 71 larger Census places sit within 50 miles. A Pennsylvania licence lets a lender serve Tarentum without a local office, so branch density does not change what its 4,187 residents are offered. The nearest bigger place is Arnold, PA about 2 miles away.
Tarentum: area, density and distance
Inside Tarentum's boundaries lie roughly 1.2 square miles of land and 0.15 square miles of water. That land carries about 3,404 people per square mile. The largest place in Pennsylvania, Philadelphia, lies about 247 miles away. Counting outward 50 miles, 71 larger communities surround Tarentum. Within the same 50 miles lie 253 smaller Census places.
The Pennsylvania lending rules that reach Tarentum
Pennsylvania has no separate rate rule for Tarentum; the sourced rows below are what reach every lender that serves its 4,187 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Payday lending status | No separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted. Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Discount Company Act license required for non-mortgage consumer loans above 6%; licensed lenders may charge up to 24% on loans of $25,000 or less. Source says: "A consumer discount company is a business corporation that negotiates or makes non-mortgage loans or advances of money on credit." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
Common questions
What are my options in Tarentum if my credit is poor?
What loan size can I expect in Tarentum?
Do I have to pledge anything to borrow in Tarentum?
Does comparing loans in Tarentum cost me credit score points?
Nearby places
- Brackenridge, PA — population 3,127
- Arnold, PA — population 4,676
- New Kensington, PA — population 11,911
- Lower Burrell, PA — population 11,561
- Springdale, PA — population 3,273
- Cheswick, PA — population 1,612
- Plum, PA — population 26,391
- Freeport, PA — population 1,693