Personal loans in Lower Burrell, PA
An estimated 11,561 people make their home in Lower Burrell, a figure that ranks 58th in Pennsylvania. From the 2020 Census base to the 2023 estimate, the population declined by about 1.7%.
Two households in Lower Burrell with comparable incomes can still be offered different rates; the city's 11,561 residents are not the reason. Consumer lending that reaches Lower Burrell's 11,561 residents is governed by Pennsylvania statute; no city ordinance changes it. For a community of about 11,561, the practical step is to compare APR across at least three lenders before committing. A larger market lies at New Kensington, PA about 2 miles away.
The Lower Burrell data picture
Read the local figures below as context; read the sourced Pennsylvania table as the rulebook a lender here must follow.
- Population: 11,561 residents; Lower Burrell is the 58th-largest of 1,013 places in Pennsylvania (US Census Bureau, Vintage 2023).
- Population trend: About 1.7% below the 2020 Census base.
- Absolute change: 196 residents lost between 2020 and 2023.
- Size percentile: about 94% of Pennsylvania communities are smaller than Lower Burrell (11,561 residents).
- Density: the Census land area of 11.3 sq mi holds about 1,026 people per square mile.
- Land area rank: Lower Burrell's 11.3 square miles rank 25th of 1,013 places in Pennsylvania.
- Water: Lower Burrell holds about 0.25 square miles, the 43rd-largest water area in Pennsylvania.
- Share of state population: Lower Burrell's 11,561 residents are about 0.2% of Pennsylvania.
- National rank: Lower Burrell is the 2,834th most populous of the 19,457 Census places covered here.
- Growth in Pennsylvania: Lower Burrell stands 578th by percentage change from 2020 to 2023, among 1,013 places.
- Against the state trend: Lower Burrell's 1.7% change compares with a Pennsylvania average of -0.9% across its 1,013 places.
- Density rank: Lower Burrell places 722nd among Pennsylvania's places by people per square mile.
- Against the state median: Lower Burrell runs about 1,026 residents per square mile, where the Pennsylvania median is 1,990.
- Location: 40.5833 / -79.7180, per the US Census Bureau Gazetteer.
- Nearest larger cities: New Kensington (2 mi); Plum (6 mi); Murrysville (10 mi); Monroeville (11 mi); Wilkinsburg (13 mi). Living near a larger metro rarely changes what is available in Lower Burrell.
- Nearest smaller towns: Brackenridge (2 mi); Arnold (2 mi); Tarentum (3 mi) — useful context for the surrounding area.
- Smaller neighbours: 306 places smaller than Lower Burrell sit within 50 miles.
- At 100 miles: 48 larger Census places fall inside that radius.
What Pennsylvania law requires in Lower Burrell
The rows below set out what a licensed lender must follow in Pennsylvania, and so for Lower Burrell's roughly 11,561 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum maximum for loans of $50,000 or less where no lower rate is contracted (41 P.S. 201(a)). Source says: "the maximum lawful rate of interest for the loan or use of money... shall be six per cent per annum" (Loan Interest and Protection Law, Section 201(a)). | Pennsylvania General Assembly (Laws of Pennsylvania, Act 6 of 1974) as of 2026-09-16 |
| Payday lending status | No separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted. Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
How lenders reach Lower Burrell
With about 1,026 residents per square mile, Lower Burrell is moderately settled, and 20 larger Census places sit within 50 miles. Lenders licensed in Pennsylvania reach Lower Burrell's 11,561 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is New Kensington, PA about 2 miles away.
How Lower Burrell compares across Pennsylvania
Set beside Pennsylvania's 1,013 places, Lower Burrell ranks 58th by population and holds about 0.2% of the state total. For population change between 2020 and 2023, Lower Burrell ranks 578th of 1,013 in Pennsylvania (about the 43th percentile). By density, at about 1,026 people per square mile, it ranks 722nd in Pennsylvania. The population moved by about 196 people between 2020 and 2023, a 1.7% shift.
How a Lower Burrell personal loan is priced
In Lower Burrell, a small town of about 11,561, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The rate you see advertised is a range, not a promise, until a lender reviews your file in Lower Burrell. The term you choose in Lower Burrell decides the split between a comfortable payment and the total interest you pay.
Lower Burrell on the map
The Census Gazetteer records 11.3 square miles of land and 0.25 square miles of water within Lower Burrell. With 11,561 residents, the land area yields roughly 1,026 people per square mile. The state's population centre of gravity, Philadelphia, is roughly 245 miles away. Lower Burrell has 20 larger places within a 50-mile radius. Within the same 50 miles lie 306 smaller Census places.
Common questions
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Nearby places
- Brackenridge, PA — population 3,127
- New Kensington, PA — population 11,911
- Tarentum, PA — population 4,187
- Arnold, PA — population 4,676
- Springdale, PA — population 3,273
- Plum, PA — population 26,391
- Cheswick, PA — population 1,612
- Freeport, PA — population 1,693