Personal loans in Brackenridge, PA
Brackenridge is a small community in Pennsylvania, with an estimated 3,127 residents, and every licensed lender here follows the same state rulebook.
With an estimated 3,127 residents, Brackenridge is the 308th-largest of 1,013 places in Pennsylvania. Work out your debt-to-income ratio first; lenders weigh it heavily, and Brackenridge's 3,127 residents are no exception. From the 2020 Census base to the 2023 estimate, the population declined by about 3.6%. Rate ceilings, licensing requirements and product limits for Brackenridge are all set at the Pennsylvania level. For a bigger market, look to Tarentum, PA about 1 miles away.
Local context for Brackenridge
Read the local figures below as context; read the sourced Pennsylvania table as the rulebook a lender here must follow.
- Population: about 3,127, ranked 308th of 1,013 places in Pennsylvania (Census Vintage 2023 subcounty estimate).
- Population trend: Lower by roughly 3.6% since the 2020 count.
- People gained or lost: about 117 fewer since the 2020 base.
- Size percentile: Brackenridge sits ahead of around 70% of Pennsylvania places, at 3,127 people.
- Land and density: 0.5 square miles of land carry roughly 6,096 residents per square mile.
- Land area: Brackenridge covers 0.5 square miles, the 718th-largest area among Pennsylvania's 1,013 places.
- Water: Brackenridge holds about 0.05 square miles, the 233rd-largest water area in Pennsylvania.
- State share: roughly 0.1% of Pennsylvania's residents live in Brackenridge (3,127 people).
- National rank: Brackenridge is the 6,146th most populous of the 19,457 Census places covered here.
- Growth in Pennsylvania: Brackenridge stands 930th by percentage change from 2020 to 2023, among 1,013 places.
- State comparison: Pennsylvania's places average -0.9% for 2020-to-2023, against Brackenridge's 3.6%.
- Density rank: Brackenridge places 73rd among Pennsylvania's places by people per square mile.
- Density in context: Brackenridge's 6,096 people per square mile sit against a Pennsylvania median of 1,990.
- Location: mapped by the US Census Bureau at 40.6080, -79.7400.
- Nearest larger cities: Tarentum (1 mi); Lower Burrell (2 mi); Arnold (2 mi); New Kensington (3 mi); Springdale (5 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller places nearby: Cheswick (6 mi); Freeport (6 mi); West Leechburg (7 mi).
- Smaller neighbours: 232 places smaller than Brackenridge sit within 50 miles.
- Larger places within 100 miles: 184.
The anatomy of a Brackenridge personal loan
A Brackenridge personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 3,127 residents. A lender serving Brackenridge's 3,127 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Brackenridge loan is knowable in advance — unlike a revolving card balance.
Brackenridge: area, density and distance
Brackenridge covers about 0.5 square miles of land, with 0.05 square miles of water inside its boundaries (Census Gazetteer). Spread across it are roughly 6,096 residents per square mile. For the state's biggest city, Philadelphia, the distance is roughly 246 miles. Brackenridge has 93 larger places within a 50-mile radius. Within the same 50 miles lie 232 smaller Census places.
Brackenridge against the rest of Pennsylvania
Brackenridge is the 308th-largest of 1,013 Census places in Pennsylvania and contains about 0.1% of the state's people. On the 2020-to-2023 trend, Brackenridge stands 930th among Pennsylvania's 1,013 places — roughly the 8th percentile. By density, at about 6,096 people per square mile, it ranks 73rd in Pennsylvania. The population moved by about 117 people between 2020 and 2023, a 3.6% shift.
Pennsylvania consumer-lending rules applied in Brackenridge
Read the table as a lender's compliance picture for Brackenridge: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum maximum for loans of $50,000 or less where no lower rate is contracted (41 P.S. 201(a)). Source says: "the maximum lawful rate of interest for the loan or use of money... shall be six per cent per annum" (Loan Interest and Protection Law, Section 201(a)). | Pennsylvania General Assembly (Laws of Pennsylvania, Act 6 of 1974) as of 2026-09-16 |
| Payday lending status | No separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted. Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
How lenders reach Brackenridge
Brackenridge is densely built, with about 6,096 people per square mile and 93 larger places within 50 miles. Distance to a branch rarely matters for Brackenridge's 3,127 residents: the application is online and the price follows your credit file. The nearest larger city, Tarentum, PA about 1 miles away.
Common questions
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Nearby places
- Tarentum, PA — population 4,187
- Lower Burrell, PA — population 11,561
- New Kensington, PA — population 11,911
- Arnold, PA — population 4,676
- Springdale, PA — population 3,273
- Cheswick, PA — population 1,612
- Freeport, PA — population 1,693
- Plum, PA — population 26,391