Personal loans in Tallmadge, OH

State law, not city hall, decides what a lender may do to Tallmadge's roughly 18,317 residents, and a state regulator supervises it. With 18,317 residents, Tallmadge outranks about 90% of the communities in Ohio. Decide the purpose of the loan and your repayment plan before sharing any details with a Tallmadge lender. Tallmadge lost roughly 0.6% of its population across the 2020-to-2023 comparison. For a bigger market, look to Kent, OH about 4 miles away.

Where Tallmadge stands

Here is the sourced Census picture for Tallmadge, plus the Ohio lending rules that apply to a loan taken out here.

• Population: an estimated 18,317 residents, 97th of 924 places in Ohio (Census Vintage 2023 subcounty estimate).
• Population trend: Lower by roughly 0.6% since the 2020 count.
• Net change: roughly 112 fewer people than the 2020 Census counted.
• Size percentile: about 90% of Ohio communities are smaller than Tallmadge (18,317 residents).
• Population density: about 1,305 people per square mile (Census land area 14.0 sq mi).
• Land area rank: Tallmadge's 14.0 square miles rank 59th of 924 places in Ohio.
• Water area: Tallmadge has 0.02 square miles of water, ranking 311th of 924 places in Ohio.
• State share: roughly 0.2% of Ohio's residents live in Tallmadge (18,317 people).
• Nationally: Tallmadge is the 2,030th-largest of 19,457 Census places in the dataset.
• Growth in Ohio: Tallmadge stands 372nd by percentage change from 2020 to 2023, among 924 places.
• Versus Ohio: the state average change is +0.9%, while Tallmadge moved 0.6%.
• Density rank: Tallmadge is the 454th most densely settled place in Ohio.
• Density vs Ohio: Tallmadge's 1,305 people per square mile compare with a state median of 1,289.
• Location: it lies at 41.1061, -81.4248 in the Census Gazetteer.
• Nearest larger cities: Kent (4 mi); Stow (5 mi); Akron (5 mi); Cuyahoga Falls (9 mi); Hudson (9 mi). Lenders licensed in the state serve Tallmadge whether or not they keep a local branch.
• Smaller communities within reach: Munroe Falls (2 mi); Mogadore (4 mi); Silver Lake (4 mi).
• Smaller places within 50 miles: 192 of them.
• Within 100 miles: 59 places are larger than Tallmadge.

Getting a loan in Tallmadge

Tallmadge is a moderately settled community of about 18,317 people, with 44 larger places inside a 50-mile radius. A Ohio licence lets a lender serve Tallmadge without a local office, so branch density does not change what its 18,317 residents are offered. For a larger market, the closest option is Kent, OH about 4 miles away.

The anatomy of a Tallmadge personal loan

In Tallmadge, a small town of about 18,317, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in Tallmadge can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Tallmadge loan but raises total interest, so the smallest payment is not the cheapest loan.

What Ohio law requires in Tallmadge

For the roughly 18,317 residents of Tallmadge, the rules below are Ohio's own; each row carries its publisher and retrieval date.

Tallmadge's place among Ohio's 924 places

Within Ohio, Tallmadge holds roughly 0.2% of all residents, the 97th-largest share among 924 places. Its 2020-to-2023 change ranks 372nd of 924 Ohio places, putting it near the 60th percentile for growth. By density, at about 1,305 people per square mile, it ranks 454th in Ohio. Between 2020 and 2023 the count changed by roughly 112 residents.

What to do before borrowing in Tallmadge

A sensible order of operations for a loan in Tallmadge, home to about 18,317 people:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Confirm the Ohio licence with the regulator named above before committing.
5. Be clear on what the loan is for and how it gets repaid.
6. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
7. Look for an origination fee or prepayment penalty in the written disclosure.

In Tallmadge as elsewhere in Ohio, the written terms — not the advertisement — are what count for its 18,317 residents.