Personal loans in Mogadore, OH
The roughly 3,799 people who live in Mogadore borrow under Ohio rules; city hall sets no personal-loan rate. A single loan can carry different costs on either side of a state line, and Mogadore sits on the Ohio side of that line.
Mogadore is home to roughly 3,799 people and stands 290th by size out of 924 Census places in Ohio. If debt is already a strain, a nonprofit credit counsellor can help Mogadore residents before they take on more. Mogadore lost roughly 0.3% of its population across the 2020-to-2023 comparison. The nearest larger metro is Tallmadge, OH about 4 miles away.
Local context for Mogadore
Set out below is Mogadore's local context next to the state-level rules that reach every lender here.
- Population: 3,799 people, a figure that places Mogadore 290th among the 924 Census places in Ohio (US Census Bureau, Vintage 2023).
- Population trend: The 2020-to-2023 change is negative, near 0.3%.
- Net change: roughly 13 fewer people than the 2020 Census counted.
- Size percentile: about 69% of Ohio's Census places are smaller than Mogadore.
- Land and density: 2.1 square miles of land carry roughly 1,772 residents per square mile.
- By land area: Mogadore ranks 353rd among Ohio's 924 places, at 2.1 sq mi.
- Water area rank: Mogadore ranks 319th among Ohio's 924 places, with 0.02 sq mi.
- Share of Ohio: Mogadore holds about 0.0% of the state's population, some 3,799 people.
- National rank: Mogadore is the 5,585th most populous of the 19,457 Census places covered here.
- Growth rank: Mogadore's 2020-to-2023 change ranks 317th of 924 places in Ohio.
- State comparison: Ohio's places average +0.9% for 2020-to-2023, against Mogadore's 0.3%.
- Density in Ohio: Mogadore ranks 262nd by people per square mile.
- Density vs Ohio: Mogadore's 1,772 people per square mile compare with a state median of 1,289.
- Location: latitude 41.0525, longitude -81.4073 (Census Gazetteer).
- Nearest larger cities: Tallmadge (4 mi); Munroe Falls (6 mi); Akron (6 mi); Kent (7 mi); Green (8 mi). Lenders licensed in the state serve Mogadore whether or not they keep a local branch.
- Nearest smaller towns: Lakemore (2 mi); Hartville (7 mi); Silver Lake (8 mi).
- Smaller places within 50 miles: 125 of them.
- Larger places within 100 miles: 217.
Getting a loan in Mogadore
With about 1,772 residents per square mile, Mogadore is moderately settled, and 111 larger Census places sit within 50 miles. Distance to a branch rarely matters for Mogadore's 3,799 residents: the application is online and the price follows your credit file. The nearest larger city, Tallmadge, OH about 4 miles away.
The geography behind Mogadore
The Census Gazetteer records 2.1 square miles of land and 0.02 square miles of water within Mogadore. That land carries about 1,772 people per square mile. The largest place in Ohio, Columbus, lies about 111 miles away. A 50-mile radius around Mogadore takes in 111 places that are larger. Within the same 50 miles lie 125 smaller Census places.
How Mogadore compares across Ohio
Against Ohio's other places, Mogadore accounts for about 0.0% of the state's population and ranks 290th of 924 by size. Its 2020-to-2023 change ranks 317th of 924 Ohio places, putting it near the 66th percentile for growth. Its roughly 1,772 residents per square mile place it 262nd among Ohio's places. Between 2020 and 2023 the count changed by roughly 13 residents.
The Mogadore borrowing checklist
Before you hand your details to a lender in Mogadore, where the population is near 3,799:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Line up several pre-qualified offers and let the APR decide.
- Confirm the Ohio licence with the regulator named above before committing.
- Make sure the new payment leaves room in a budget you already keep.
- Weigh a shorter term's higher payment against the interest it saves.
- Borrow only what the purpose requires, not the maximum you are offered.
What differs between Mogadore and the rest of Ohio is not the process but the borrower's own file, among the 3,799 people here.
The state rulebook for Mogadore
This table holds the Ohio rate and licensing rules for consumer loans made to Mogadore's 3,799 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Ohio Department of Commerce, Division of Financial Institutions (Consumer Finance Section). Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses." | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer finance licenses required for non-depository lenders, including Consumer Installment Loan Act lenders, General Loan Law lenders, short-term lenders, and small loan lenders. Source says: "We issue and manage licenses for companies and individuals under multiple Ohio statutes." (page's regulated-statutes list names Consumer Installment Loan Act lenders, General Loan Law lenders, Short-term lenders, Small loan lenders). | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 8% per annum maximum by written agreement for the general case; higher rates permitted only in specified cases (e.g., principal over $100,000, business loans, certain mortgages). Source says: "may stipulate therein for the payment of interest upon the amount thereof at any rate not exceeding eight per cent per annum payable annually" (Ohio Rev. Code 1343.01(A)). [codes.ohio.gov content retrieved via search-engine fetch of the official section; direct connections blocked from our network] | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
Common questions
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Nearby places
- Lakemore, OH — population 2,905
- Tallmadge, OH — population 18,317
- Munroe Falls, OH — population 4,966
- Kent, OH — population 27,601
- Silver Lake, OH — population 2,498
- Hartville, OH — population 3,385
- Akron, OH — population 188,701
- Green, OH — population 27,338