Personal loans in Kent, OH

Population in Kent dropped about 2.1% over the three years from 2020 to 2023. Price two or three terms so you can see which payment is truly affordable in Kent. Every figure below is Ohio's own, applied to Kent's 27,601 residents, with the publisher and retrieval date attached. The closest larger city is Stow, OH about 4 miles away.

Kent: the sourced local profile

Only a few things actually differ by place — population, area, location, and the Ohio rules a lender must follow — and they are below.

• Population: 27,601 people, a figure that places Kent 53rd among the 924 Census places in Ohio (US Census Bureau, Vintage 2023).
• Population trend: A drop of about 2.1% from 2020 to 2023.
• Change in people: the 2020-to-2023 comparison is a loss of about 605 residents.
• Size percentile: roughly 94% of Ohio places rank below Kent.
• Land and density: 9.5 square miles of land carry roughly 2,909 residents per square mile.
• Land area: Kent covers 9.5 square miles, the 109th-largest area among Ohio's 924 places.
• Water: Kent holds about 0.11 square miles, the 130th-largest water area in Ohio.
• Share of Ohio: Kent holds about 0.4% of the state's population, some 27,601 people.
• National rank: Kent is the 1,419th most populous of the 19,457 Census places covered here.
• Growth in Ohio: Kent stands 754th by percentage change from 2020 to 2023, among 924 places.
• State comparison: Ohio's places average +0.9% for 2020-to-2023, against Kent's 2.1%.
• Density rank: Kent is the 67th most densely settled place in Ohio.
• Against the state median: Kent runs about 2,909 residents per square mile, where the Ohio median is 1,289.
• Location: it lies at 41.1476, -81.3620 in the Census Gazetteer.
• Nearest larger cities: Stow (4 mi); Akron (10 mi); Cuyahoga Falls (10 mi); Garfield Heights (23 mi); North Royalton (23 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller communities close by: Sugar Bush Knolls (4 mi); Munroe Falls (4 mi); Tallmadge (4 mi), each with its own Census population profile.
• Smaller places within 50 miles: 208 of them.
• At 100 miles: 30 larger Census places fall inside that radius.

A pre-application checklist for Kent

For Kent's roughly 27,601 residents, these are the steps that most influence the offer:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Shop at least three lenders and judge them on APR and total cost.
4. Check the Ohio regulator's records to confirm the lender is licensed here.
5. Weigh a shorter term's higher payment against the interest it saves.
6. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
7. Write down the purpose of the loan and your repayment plan before you apply.

In Kent as elsewhere in Ohio, the written terms — not the advertisement — are what count for its 27,601 residents.

Where Kent sits

The Census Gazetteer records 9.5 square miles of land and 0.11 square miles of water within Kent. The resulting density is about 2,909 people per square mile. The state's population centre of gravity, Columbus, is roughly 117 miles away. Counting outward 50 miles, 23 larger communities surround Kent. The 100-mile radius contains 30 larger places.

Lender access in Kent

Kent is a fairly dense community of about 27,601 people, with 23 larger places inside a 50-mile radius. Lenders licensed in Ohio reach Kent's 27,601 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Stow, OH about 4 miles away.

What shapes a Kent personal loan

With roughly 27,601 residents, Kent is a smaller city; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Kent's 27,601 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Kent loan is knowable in advance — unlike a revolving card balance.

How Ohio law applies in Kent

Below are the Ohio rules that apply to a loan made in Kent, each with the regulator that issued it.