Personal loans in Sullivan, IN
A lender serving Sullivan holds a Indiana licence and answers to a Indiana regulator; no city office is involved for its 4,223 residents. By population, Sullivan sits at 137th in Indiana, with an estimated 4,223 residents.
The next larger city is Linton, IN about 14 miles away. A 2020-to-2023 comparison shows Sullivan down by about 0.8%. For the 4,223 people in Sullivan, Indiana runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Rate-shopping from Sullivan costs nothing at pre-qualification, where a soft pull leaves your credit file alone.
Local context for Sullivan
Most of what governs a Sullivan loan is written in Indiana law rather than in the city; the sourced notes below make that split concrete.
- Population: a Census-estimated 4,223, 137th among Indiana's 565 places (Vintage 2023).
- Population trend: About 0.8% below the 2020 Census base.
- Net change: roughly 34 fewer people than the 2020 Census counted.
- Size percentile: bigger than about 76% of the places in Indiana, with 4,223 residents in Sullivan.
- Land and density: 1.9 square miles of land carry roughly 2,252 residents per square mile.
- Land area: Sullivan covers 1.9 square miles, the 187th-largest area among Indiana's 565 places.
- Share of state population: Sullivan's 4,223 residents are about 0.1% of Indiana.
- National rank: Sullivan is the 5,311th most populous of the 19,457 Census places covered here.
- Growth rank: Sullivan's 2020-to-2023 change ranks 406th of 565 places in Indiana.
- Versus Indiana: the state average change is +1.0%, while Sullivan moved 0.8%.
- Density in Indiana: Sullivan ranks 60th by people per square mile.
- Against the state median: Sullivan runs about 2,252 residents per square mile, where the Indiana median is 1,375.
- Location: coordinates 39.0973, -87.4073 (US Census Bureau Gazetteer).
- Nearest larger cities: Linton (14 mi); Robinson (19 mi); Terre Haute (25 mi); Vincennes (30 mi); Lawrenceville (30 mi). Lenders licensed in the state serve Sullivan whether or not they keep a local branch.
- Nearest smaller towns: Shelburn (6 mi); Dugger (8 mi); Hymera (8 mi).
- Smaller neighbours: 85 places smaller than Sullivan sit within 50 miles.
- Within 100 miles: 83 places are larger than Sullivan.
How lenders reach Sullivan
With about 2,252 residents per square mile, Sullivan is fairly dense, and 14 larger Census places sit within 50 miles. Lenders licensed in Indiana reach Sullivan's 4,223 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Linton, IN about 14 miles away.
Where Sullivan sits in Indiana
Among Indiana's 565 places, Sullivan sits at 137th for population, a share of roughly 0.1% of the state. Its 2020-to-2023 change ranks 406th of 565 Indiana places, putting it near the 28th percentile for growth. By density, at about 2,252 people per square mile, it ranks 60th in Indiana. In land area, Sullivan ranks 187th among Indiana's 565 places.
A pre-application checklist for Sullivan
Before you apply in Sullivan, a community of about 4,223, work through these steps:
- Pull your credit reports first and correct any error before a lender sees the file.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Get several pre-qualifications and compare APR side by side before choosing.
- Check the Indiana regulator's records to confirm the lender is licensed here.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
- Look for an origination fee or prepayment penalty in the written disclosure.
- Make sure the new payment leaves room in a budget you already keep.
In Sullivan as elsewhere in Indiana, the written terms — not the advertisement — are what count for its 4,223 residents.
Which Indiana laws govern a loan in Sullivan
Every row below records a Indiana rule, its publisher and its retrieval date — the same rules a Sullivan lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Indiana Department of Financial Institutions (DFI), Consumer Credit Division Source says: "The industries regulated by the Consumer Credit Division are: non-depository small loan ("payday") lenders; traditional installment lenders". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Small Loan License required (IUCCC; separate Consumer Loan License for IC 24-4.5-3 loans) Source says: "unless a person is a supervised financial organization or has first obtained a small loan license from the Department of Financial Institutions (DFI)". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Small-loan size limit | $825 maximum aggregate small-loan principal per borrower Source says: "Lenders cannot have loans ... outstanding with you at any one time if the aggregate principal amount/amount financed exceeds $825". | Indiana Department of Financial Institutions as of 2026-09-16 |
The geography behind Sullivan
Sullivan covers about 1.9 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 2,252 people per square mile. The largest place in Indiana, Fort Wayne, lies about 182 miles away. Within 50 miles of Sullivan there are 14 larger Census places. By land area it ranks 187th of 565 Indiana places.
Common questions
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Nearby places
- Shelburn, IN — population 1,117
- Carlisle, IN — population 616
- Hymera, IN — population 659
- Dugger, IN — population 796
- Farmersburg, IN — population 1,065
- Merom, IN — population 208
- Jasonville, IN — population 2,008
- Palestine, IL — population 1,203