Personal loans in Farmersburg, IN
Farmersburg is a small community in Indiana, with an estimated 1,065 residents, and every licensed lender here follows the same state rulebook. At about 1,065 residents, Farmersburg is larger than roughly 48% of the places in Indiana.
Farmersburg shed about 0.3% of its population between the 2020 base and the 2023 estimate. Every figure below is Indiana's own, applied to Farmersburg's 1,065 residents, with the publisher and retrieval date attached. For a community of about 1,065, the practical step is to compare APR across at least three lenders before committing. Borrowers who want a bigger city can look to Shelburn, IN about 5 miles away.
Farmersburg: population, trend and location
Read the local figures below as context; read the sourced Indiana table as the rulebook a lender here must follow.
- Population: an estimated 1,065 residents, 292nd of 565 places in Indiana (Census Vintage 2023 subcounty estimate).
- Population trend: A drop of about 0.3% from 2020 to 2023.
- Net change: roughly 3 fewer people than the 2020 Census counted.
- Size percentile: roughly 48% of Indiana places rank below Farmersburg.
- Population density: about 1,433 people per square mile across 0.7 square miles of land (Census Gazetteer area, Vintage 2023 population).
- By land area: Farmersburg ranks 326th among Indiana's 565 places, at 0.7 sq mi.
- Share of state population: Farmersburg's 1,065 residents are about 0.0% of Indiana.
- Nationally: Farmersburg is the 9,964th-largest of 19,457 Census places in the dataset.
- Growth rank: Farmersburg's 2020-to-2023 change ranks 342nd of 565 places in Indiana.
- Versus Indiana: the state average change is +1.0%, while Farmersburg moved 0.3%.
- Density rank: Farmersburg is the 262nd most densely settled place in Indiana.
- Density in context: Farmersburg's 1,433 people per square mile sit against a Indiana median of 1,375.
- Location: it lies at 39.2525, -87.3807 in the Census Gazetteer.
- Nearest larger cities: Shelburn (5 mi); Sullivan (11 mi); Jasonville (12 mi); Terre Haute (15 mi); West Terre Haute (15 mi). A branch is convenient; it is not what sets your APR.
- Smaller communities close by: Hymera (6 mi); Riley (10 mi); Dugger (14 mi), each with its own Census population profile.
- Smaller places within 50 miles: 69 of them.
- At 100 miles: 203 larger Census places fall inside that radius.
A pre-application checklist for Farmersburg
Before you apply in Farmersburg, a community of about 1,065, work through these steps:
- Pull your credit reports first and correct any error before a lender sees the file.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Check the Indiana regulator's records to confirm the lender is licensed here.
- Keep the amount to the expense; an approval is not a reason to take more.
- Be clear on what the loan is for and how it gets repaid.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
In Farmersburg as elsewhere in Indiana, the written terms — not the advertisement — are what count for its 1,065 residents.
The state rulebook for Farmersburg
The rows below set out what a licensed lender must follow in Indiana, and so for Farmersburg's roughly 1,065 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Indiana Department of Financial Institutions (DFI), Consumer Credit Division Source says: "The industries regulated by the Consumer Credit Division are: non-depository small loan ("payday") lenders; traditional installment lenders". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Payday lending status | Permitted under license (small loans); finance charges capped at 15% of the first $250 (tiered above) Source says: "Finance charges on the first $250 of a small loan are limited to 15% of the principal". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Small Loan License required (IUCCC; separate Consumer Loan License for IC 24-4.5-3 loans) Source says: "unless a person is a supervised financial organization or has first obtained a small loan license from the Department of Financial Institutions (DFI)". | Indiana Department of Financial Institutions as of 2026-09-16 |
Borrowing reach in Farmersburg
With about 1,433 residents per square mile, Farmersburg is moderately settled, and 37 larger Census places sit within 50 miles. A Indiana licence lets a lender serve Farmersburg without a local office, so branch density does not change what its 1,065 residents are offered. For a larger market, the closest option is Shelburn, IN about 5 miles away.
Farmersburg on the map
The Census Gazetteer records about 0.7 square miles of land within Farmersburg, with no significant water area listed. With 1,065 residents, the land area yields roughly 1,433 people per square mile. Fort Wayne, the largest place in Indiana, is about 173 miles from Farmersburg. Counting outward 50 miles, 37 larger communities surround Farmersburg. Within the same 50 miles lie 69 smaller Census places.
Farmersburg in state context
Against Indiana's other places, Farmersburg accounts for about 0.0% of the state's population and ranks 292nd of 565 by size. On the 2020-to-2023 trend, Farmersburg stands 342nd among Indiana's 565 places — roughly the 39th percentile. By density, at about 1,433 people per square mile, it ranks 262nd in Indiana. In land area, Farmersburg ranks 326th among Indiana's 565 places.
Common questions
What are my options in Farmersburg if my credit is poor?
What loan size can I expect in Farmersburg?
Do I have to pledge anything to borrow in Farmersburg?
Does comparing loans in Farmersburg cost me credit score points?
Nearby places
- Shelburn, IN — population 1,117
- Hymera, IN — population 659
- Sullivan, IN — population 4,223
- Riley, IN — population 237
- Jasonville, IN — population 2,008
- Terre Haute, IN — population 58,502
- Dugger, IN — population 796
- West Terre Haute, IN — population 2,151