Personal loans in Hymera, IN
The trend for Hymera between 2020 and 2023 is upward by roughly 0.6%. The roughly 659 people who live in Hymera borrow under Indiana rules; city hall sets no personal-loan rate.
At about 659 residents, Hymera is larger than roughly 34% of the places in Indiana. Borrowers who want a bigger city can look to Shelburn, IN about 5 miles away. A lender that serves Hymera operates under Indiana lending statutes and a Indiana supervisor. Begin with the payment, then weigh APR and total interest across the lenders that reach Hymera's 659 residents.
Hymera by the numbers
Read the local figures below as context; read the sourced Indiana table as the rulebook a lender here must follow.
- Population: an estimated 659 residents, 371st of 565 places in Indiana (Census Vintage 2023 subcounty estimate).
- Population trend: Roughly 0.6% more residents than the 2020 Census counted.
- Net change: roughly 4 more people than the 2020 Census counted.
- Size percentile: about 34% of Indiana's Census places are smaller than Hymera.
- Density: roughly 926 residents per square mile, spread over 0.7 sq mi of land.
- By land area: Hymera ranks 331st among Indiana's 565 places, at 0.7 sq mi.
- Share of state population: Hymera's 659 residents are about 0.0% of Indiana.
- Nationally: Hymera is the 12,043rd-largest of 19,457 Census places in the dataset.
- Growth rank: Hymera ranks 224th among Indiana's 565 places for the 2020-to-2023 change.
- Against the state trend: Hymera's 0.6% change compares with a Indiana average of +1.0% across its 565 places.
- Density rank: Hymera is the 423rd most densely settled place in Indiana.
- Density vs Indiana: Hymera's 926 people per square mile compare with a state median of 1,375.
- Location: 39.1859 / -87.2989, per the US Census Bureau Gazetteer.
- Nearest larger cities: Shelburn (5 mi); Jasonville (6 mi); Farmersburg (6 mi); Dugger (8 mi); Sullivan (8 mi). Online lenders reach Hymera no matter how far the nearest branch is.
- Smaller communities close by: Riley (14 mi); Carlisle (16 mi); Switz City (17 mi), each with its own Census population profile.
- Within a 50-mile radius: 53 smaller Census places.
- Larger places within 100 miles: 262.
Indiana consumer-lending rules applied in Hymera
Indiana has no separate rate rule for Hymera; the sourced rows below are what reach every lender that serves its 659 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Indiana Department of Financial Institutions (DFI), Consumer Credit Division Source says: "The industries regulated by the Consumer Credit Division are: non-depository small loan ("payday") lenders; traditional installment lenders". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Payday lending status | Permitted under license (small loans); finance charges capped at 15% of the first $250 (tiered above) Source says: "Finance charges on the first $250 of a small loan are limited to 15% of the principal". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Small Loan License required (IUCCC; separate Consumer Loan License for IC 24-4.5-3 loans) Source says: "unless a person is a supervised financial organization or has first obtained a small loan license from the Department of Financial Institutions (DFI)". | Indiana Department of Financial Institutions as of 2026-09-16 |
How personal loans work in Hymera
With roughly 659 residents, Hymera is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The rate you see advertised is a range, not a promise, until a lender reviews your file in Hymera. The term you choose in Hymera decides the split between a comfortable payment and the total interest you pay.
Where Hymera sits
Hymera covers about 0.7 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 926 people per square mile. The largest place in Indiana, Fort Wayne, lies about 174 miles away. Counting outward 50 miles, 50 larger communities surround Hymera. The 100-mile radius contains 262 larger places.
How lenders reach Hymera
At roughly 926 people per square mile, Hymera is moderately settled; 50 larger places lie within 50 miles. Distance to a branch rarely matters for Hymera's 659 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Shelburn, IN about 5 miles away.
Hymera against the rest of Indiana
Set beside Indiana's 565 places, Hymera ranks 371st by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Hymera ranks 224th of 565 in Indiana (about the 60th percentile). At about 926 people per square mile, Hymera is the 423rd most densely settled place in Indiana. Between 2020 and 2023 the count changed by roughly 4 residents.
Common questions
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Nearby places
- Shelburn, IN — population 1,117
- Jasonville, IN — population 2,008
- Farmersburg, IN — population 1,065
- Dugger, IN — population 796
- Sullivan, IN — population 4,223
- Riley, IN — population 237
- Linton, IN — population 5,194
- Clay City, IN — population 886