Personal loans in Sudan, TX

The roughly 933 people who live in Sudan borrow under Texas rules; city hall sets no personal-loan rate. A lender that serves Sudan operates under Texas lending statutes and a Texas supervisor.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

By population, Sudan sits at 822nd in Texas, with an estimated 933 residents. Compare APR, not the interest rate, because the APR folds in most fees on a Sudan loan. From the 2020 Census base to the 2023 estimate, the population declined by about 1.6%. The closest larger place is Littlefield, TX about 15 miles away.

Borrowing in Sudan: the local picture

What follows is Sudan's place in the Census record, alongside the Texas rules that govern a personal loan made here.

Lender access in Sudan

At roughly 912 people per square mile, Sudan is moderately settled; 17 larger places lie within 50 miles. Lenders licensed in Texas reach Sudan's 933 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Littlefield, TX about 15 miles away.

Sudan in state context

Among Texas's 1,224 places, Sudan sits at 822nd for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Sudan ranks 1,018th of 1,224 in Texas (about the 17th percentile). Its roughly 912 residents per square mile place it 569th among Texas's places. The population moved by about 15 people between 2020 and 2023, a 1.6% shift.

The geography behind Sudan

Sudan covers about 1.0 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 912 people per square mile. Houston, the largest place in Texas, is about 512 miles from Sudan. Sudan has 17 larger places within a 50-mile radius. Within the same 50 miles lie 16 smaller Census places.

Steps to take before a Sudan loan

A sensible order of operations for a loan in Sudan, home to about 933 people:

  1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
  2. Test your amount and term in the personal loan calculator first.
  3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
  4. Confirm the Texas licence with the regulator named above before committing.
  5. Pick the shortest term whose payment you can comfortably afford.
  6. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
  7. Write down the purpose of the loan and your repayment plan before you apply.

None of these steps is Sudan-specific: the same Texas licensing and disclosure rules reach all 933 residents.

The state rulebook for Sudan

Below are the Texas rules that apply to a loan made in Sudan, each with the regulator that issued it.

RuleDetailSource
State lending regulatorTexas Office of Consumer Credit Commissioner (OCCC)
Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas.
Texas Office of Consumer Credit Commissioner (OCCC)
as of 2026-09-16
Maximum legal interest rate (usury cap)10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001)
Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law.
Texas Legislature (Texas Constitution and Statutes)
as of 2026-09-16
Payday lending statusLegal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393)
Source says: the credit access business that serves as the broker is the licensee in this regulated industry
Texas Office of Consumer Credit Commissioner (OCCC)
as of 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Sudan if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Sudan is the same as anywhere in Texas.
What loan size can I expect in Sudan?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Sudan?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Sudan cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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