Personal loans in Amherst, TX

Amherst shed about 2.5% of its population between the 2020 base and the 2023 estimate. Begin with the payment, then weigh APR and total interest across the lenders that reach Amherst's 655 residents. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Amherst's 655 residents. Borrowers who want a bigger city can look to Sudan, TX about 7 miles away.

Amherst: the sourced local profile

Read the local figures below as context; read the sourced Texas table as the rulebook a lender here must follow.

• Population: about 655, ranked 921st of 1,224 places in Texas (Census Vintage 2023 subcounty estimate).
• Population trend: The 2020-to-2023 change is negative, near 2.5%.
• Change in people: the 2020-to-2023 comparison is a loss of about 17 residents.
• Size percentile: with 655 residents, Amherst is larger than about 25% of Texas's Census places.
• Density: the Census land area of 0.9 sq mi holds about 716 people per square mile.
• By land area: Amherst ranks 1,038th among Texas's 1,224 places, at 0.9 sq mi.
• Share of state population: Amherst's 655 residents are about 0.0% of Texas.
• National standing: Amherst ranks 12,066th of 19,457 US places.
• Growth rank: Amherst's 2020-to-2023 change ranks 1,077th of 1,224 places in Texas.
• State comparison: Texas's places average +6.5% for 2020-to-2023, against Amherst's 2.5%.
• Density rank: Amherst is the 710th most densely settled place in Texas.
• Density in context: Amherst's 716 people per square mile sit against a Texas median of 840.
• Location: 34.0120 / -102.4148, per the US Census Bureau Gazetteer.
• Nearest larger cities: Sudan (7 mi); Littlefield (8 mi); Earth (15 mi); Olton (20 mi); Anton (20 mi). A branch is convenient; it is not what sets your APR.
• Nearest smaller towns: Springlake (16 mi); Opdyke West (30 mi); Whiteface (31 mi) — useful context for the surrounding area.
• Within a 50-mile radius: 10 smaller Census places.
• Larger places within 100 miles: 53.

Texas rules behind a Amherst personal loan

These are Texas's sourced lending facts as they reach Amherst's 655 residents; the state has no city-level rate rule.

Getting a loan in Amherst

With about 716 residents per square mile, Amherst is moderately settled, and 24 larger Census places sit within 50 miles. Whether Amherst has a local branch or not, a Texas-licensed lender can serve its 655 people online on the same terms. The nearest larger city, Sudan, TX about 7 miles away.

Amherst's place among Texas's 1,224 places

Against Texas's other places, Amherst accounts for about 0.0% of the state's population and ranks 921st of 1,224 by size. On the 2020-to-2023 trend, Amherst stands 1,077th among Texas's 1,224 places — roughly the 12th percentile. At about 716 people per square mile, Amherst is the 710th most densely settled place in Texas. In land area, Amherst ranks 1,038th among Texas's 1,224 places.

What shapes a Amherst personal loan

Amherst is a small community of about 655 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a Amherst lender to disclose the APR and finance charge before you sign. Shortening the term on a Amherst loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Amherst on the map

Amherst covers about 0.9 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 716 people per square mile. For the state's biggest city, Houston, the distance is roughly 505 miles. Within 50 miles of Amherst there are 24 larger Census places. By land area it ranks 1,038th of 1,224 Texas places.